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Hvidbjerg Bank ASCHIX:HVIDC 68 PS Ratio is 0.87 as of Jul. 17, 2026, which is 43% below its 10-year median of 1.53. GuruFocus rates CHIX:HVIDC with a GF Score™ of 68/100 and a GF Value™ of kr54.06. The stock has 3 warning signs investors should review. Among 1,517 Banks companies, Hvidbjerg Bank AS ranks better than 71.32% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, Hvidbjerg Bank AS's share price is kr72.50.
Hvidbjerg Bank AS's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was kr83.05. Hence, Hvidbjerg Bank AS's PS Ratio for today is 0.87.
The historical rank and industry rank for Hvidbjerg Bank AS's PS Ratio or its related term are showing as below:
CHIX:HVIDc'
s PS Ratio Range Over the Past 10 Years
Min: 0.93 Med: 1.53 Max: 2.69
Current: 2.19
During the past 13 years, Hvidbjerg Bank AS's highest PS Ratio was 2.69. The lowest was 0.93. And the median was 1.53.
CHIX:HVIDc's PS Ratio is ranked better than 71.32% of 1517
companies
in the Banks industry
Industry Median: 3.06
vs CHIX:HVIDc: 2.19
Hvidbjerg Bank AS revenue growth has slowed down over the past 12 months.
During the past 12 months, the average Revenue per Share Growth Rate of Hvidbjerg Bank AS was 1.70% per year.
During the past 3 years, the average Revenue per Share Growth Rate was 9.10% per year.
During the past 5 years, the average Revenue per Share Growth Rate was 12.30% per year.
During the past 10 years, the average Revenue per Share Growth Rate was 8.50% per year.
During the past 13 years, Hvidbjerg Bank AS's highest 3-Year average Revenue per Share Growth Rate was 16.40% per year. The lowest was -12.20% per year. And the median was 5.30% per year.
Back to Basics: PS Ratio
Hvidbjerg Bank AS (CHIX:HVIDc) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
Hvidbjerg Bank AS PS Ratio Related Terms
Hvidbjerg Bank AS PS Ratio Historical Data
* Premium members only.
The historical data trend for Hvidbjerg Bank AS's PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Hvidbjerg Bank AS's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hvidbjerg Bank AS PS Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Hvidbjerg Bank AS's PS Ratio distribution charts can be found below:
* The bar in red indicates where Hvidbjerg Bank AS's PS Ratio falls into.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
Hvidbjerg Bank AS's Share Price of today is kr72.50. Hvidbjerg Bank AS's Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was kr83.05.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
Hvidbjerg Bank AS (CHIX:HVIDC) has a PS Ratio of 0.87 as of Jul. 17, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Hvidbjerg Bank AS and its competitors. This is 43% below median its historical median of 1.53. Over the past decade, Hvidbjerg Bank AS's PS Ratio has ranged from 0.93 to 2.69. According to the industry distribution chart, Hvidbjerg Bank AS ranks #435 out of 1517 companies in the Banks industry, placing it in the top 28.7%.
Is Hvidbjerg Bank AS's PS Ratio too high?
Hvidbjerg Bank AS's current PS Ratio of 0.87 is 43% below median its 10-year median of 1.53. Over the past 10 years, this metric has ranged from a low of 0.93 to a high of 2.69. The Banks industry median PS Ratio is 3.06. Hvidbjerg Bank AS's value of 0.87 is 71.6% below this industry median. Based on the distribution chart, Hvidbjerg Bank AS ranks #435 out of 1517 companies in the Banks industry, which is above the industry midpoint. Overall, Hvidbjerg Bank AS has a GF Score™ of 68/100, reflecting its overall financial health beyond just this single metric.
How does Hvidbjerg Bank AS's PS Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Hvidbjerg Bank AS ranks #435 out of 1517 companies for PS Ratio. This puts Hvidbjerg Bank AS in the upper half of its industry. The industry median PS Ratio is 3.06. Hvidbjerg Bank AS's value of 0.87 is 71.6% below this benchmark. Historically, Hvidbjerg Bank AS's own PS Ratio has ranged from 0.93 to 2.69 over the past decade. While the company's 10-year median is 1.53 vs. the industry median of 3.06, Hvidbjerg Bank AS has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for a Banks company?
The median PS Ratio among Banks companies is 3.06, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hvidbjerg Bank AS's current PS Ratio of 0.87 is 71.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on Hvidbjerg Bank AS and its competitors. For the Banks industry, the median PS Ratio is 3.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hvidbjerg Bank AS's current PS Ratio is 0.87, which is 43% below median its own 10-year median of 1.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hvidbjerg Bank AS stock overvalued right now?
Hvidbjerg Bank AS (CHIX:HVIDC) has a current PS Ratio of 0.87. The stock's GF Value™ is kr54.06, compared to a current price of kr72.50 — trading 34.1% above its estimated fair value. The current PS Ratio is 0.87, which is 43% below median its 10-year median of 1.53 and 71.6% below the Banks industry median of 3.06. Hvidbjerg Bank AS's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For Hvidbjerg Bank AS (CHIX:HVIDC), the current PS Ratio is 0.87 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hvidbjerg Bank AS (CHIX:HVIDC) Overvalued in 2026?
Based on GuruFocus' analysis, Hvidbjerg Bank AS stock appears to be overvalued.
The current stock price of kr72.50 is trading 34.1% above its estimated GF Value™ of kr54.06.
Key valuation signals for CHIX:HVIDC:
PS Ratio: 0.87 (43% below median its 10-year median of 1.53)
GF Value™: kr54.06 vs. price of kr72.50 (34.1% above fair value)
Industry Position: 71.6% below the Banks median (#435 of 1517)
No single metric tells the full story. See the CHIX:HVIDC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hvidbjerg Bank AS is a Denmark-based bank that offers various banking products and services.It offers financial services to private individuals and local businesses. The bank offers pension products, mortgages and personal loans, investment services, and Internet banking. It operates in the central and western Jutland Limfjord area and has four departments in Hvidbjerg / Hurup, Struer, Viborg, and Holstebro.
68GF Score
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