Hvidbjerg Bank AS (CHIX:HVIDC) PEG Ratio: 0.34 (As of Jul. 09, 2026) — 39% Below Median


CHIX:HVIDC Hvidbjerg Bank AS CHIX:HVIDC
66 GF Score
Price kr72.50
GF Value kr54.87
! 3 Warning Signs
View Full Analysis

What is Hvidbjerg Bank AS PEG Ratio?

Hvidbjerg Bank AS CHIX:HVIDC 66 PEG Ratio is 0.34 as of Jul. 09, 2026, which is 39% below its 10-year median of 0.56. GuruFocus rates CHIX:HVIDC with a GF Score™ of 66/100 and a GF Value™ of kr54.87. The stock has 3 warning signs investors should review. Among 1,228 Banks companies, Hvidbjerg Bank AS ranks better than 74.35% on this metric.

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, Hvidbjerg Bank AS's PE Ratio without NRI is 4.33. Hvidbjerg Bank AS's 5-Year Book Value growth rate is 12.70%. Therefore, Hvidbjerg Bank AS's PEG Ratio for today is 0.34.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Hvidbjerg Bank AS's PEG Ratio or its related term are showing as below:

CHIX:HVIDc' s PEG Ratio Range Over the Past 10 Years
Min: 0.25   Med: 0.56   Max: 5.06
Current: 0.84


During the past 13 years, Hvidbjerg Bank AS's highest PEG Ratio was 5.06. The lowest was 0.25. And the median was 0.56.


CHIX:HVIDc's PEG Ratio is ranked better than
74.35% of 1228 companies
in the Banks industry
Industry Median: 1.52 vs CHIX:HVIDc: 0.84

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Hvidbjerg Bank AS  (CHIX:HVIDc) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Hvidbjerg Bank AS PEG Ratio Related Terms


Hvidbjerg Bank AS PEG Ratio Historical Data

* Premium members only.

The historical data trend for Hvidbjerg Bank AS's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hvidbjerg Bank AS PEG Ratio Chart

Hvidbjerg Bank AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.16 0.12 0.09 0.11 0.18

Hvidbjerg Bank AS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.50 0.61 0.63 0.18 0.90

CHIX:HVIDC vs PNC, USB: PEG Ratio Comparison

For the Banks - Regional subindustry, Hvidbjerg Bank AS's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Hvidbjerg Bank AS PEG Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Hvidbjerg Bank AS's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Hvidbjerg Bank AS's PEG Ratio falls into.


CHIX:HVIDC
66GF Score
Hvidbjerg Bank AS CHIX:HVIDC
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Hvidbjerg Bank AS PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

Hvidbjerg Bank AS's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=4.3345689345928/12.70
=0.34

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 0.34 mean?
Hvidbjerg Bank AS (CHIX:HVIDC) has a PEG Ratio of 0.34 as of Jul. 09, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Hvidbjerg Bank AS and its competitors. This is 39% below median its historical median of 0.56. Over the past decade, Hvidbjerg Bank AS's PEG Ratio has ranged from 0.25 to 5.06. According to the industry distribution chart, Hvidbjerg Bank AS ranks #315 out of 1228 companies in the Banks industry, placing it in the top 25.7%.
Is Hvidbjerg Bank AS's PEG Ratio too high?
Hvidbjerg Bank AS's current PEG Ratio of 0.34 is 39% below median its 10-year median of 0.56. Over the past 10 years, this metric has ranged from a low of 0.25 to a high of 5.06. The Banks industry median PEG Ratio is 1.52. Hvidbjerg Bank AS's value of 0.34 is 77.6% below this industry median. Based on the distribution chart, Hvidbjerg Bank AS ranks #315 out of 1228 companies in the Banks industry, which is above the industry midpoint. Overall, Hvidbjerg Bank AS has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.
How does Hvidbjerg Bank AS's PEG Ratio compare to PNC and USB?
According to the Banks industry distribution chart, Hvidbjerg Bank AS ranks #315 out of 1228 companies for PEG Ratio. This puts Hvidbjerg Bank AS in the upper half of its industry. The industry median PEG Ratio is 1.52. Hvidbjerg Bank AS's value of 0.34 is 77.6% below this benchmark. Historically, Hvidbjerg Bank AS's own PEG Ratio has ranged from 0.25 to 5.06 over the past decade. While the company's 10-year median is 0.56 vs. the industry median of 1.52, Hvidbjerg Bank AS has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.52, based on 1,228 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hvidbjerg Bank AS's current PEG Ratio of 0.34 is 77.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Hvidbjerg Bank AS and its competitors. For the Banks industry, the median PEG Ratio is 1.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hvidbjerg Bank AS's current PEG Ratio is 0.34, which is 39% below median its own 10-year median of 0.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hvidbjerg Bank AS stock overvalued right now?
Hvidbjerg Bank AS (CHIX:HVIDC) has a current PEG Ratio of 0.34. The stock's GF Value™ is kr54.87, compared to a current price of kr72.50 — trading 32.1% above its estimated fair value. The current PEG Ratio is 0.34, which is 39% below median its 10-year median of 0.56 and 77.6% below the Banks industry median of 1.52. Hvidbjerg Bank AS's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Hvidbjerg Bank AS (CHIX:HVIDC), the current PEG Ratio is 0.34 as of Jul. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hvidbjerg Bank AS (CHIX:HVIDC) Overvalued in 2026?

Based on GuruFocus' analysis, Hvidbjerg Bank AS stock appears to be overvalued. The current stock price of kr72.50 is trading 32.1% above its estimated GF Value™ of kr54.87.

Key valuation signals for CHIX:HVIDC:

  • PEG Ratio: 0.34 (39% below median its 10-year median of 0.56)
  • GF Value™: kr54.87 vs. price of kr72.50 (32.1% above fair value)
  • GF Score™: 66/100 with 3 warning signs
  • Industry Position: 77.6% below the Banks median (#315 of 1228)

No single metric tells the full story. See the CHIX:HVIDC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Hvidbjerg Bank AS Business Description

Other Exchanges HVID:Denmark
Address Ostergade 2, Thyholm, DNK, 7790
Hvidbjerg Bank AS is a Denmark-based bank that offers various banking products and services.It offers financial services to private individuals and local businesses. The bank offers pension products, mortgages and personal loans, investment services, and Internet banking. It operates in the central and western Jutland Limfjord area and has four departments in Hvidbjerg / Hurup, Struer, Viborg, and Holstebro.
66GF Score

Get the complete analysis for CHIX:HVIDC

PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr72.50
Price
kr54.87
GF Value