Hvidbjerg Bank AS (CHIX:HVIDC) 1-Year Sharpe Ratio: -96.60 (As of Sep. 02, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CHIX:HVIDC Hvidbjerg Bank AS CHIX:HVIDC
67 GF Score
Price kr72.50
GF Value kr56.26
! 3 Warning Signs
View Full Analysis

What is Hvidbjerg Bank AS 1-Year Sharpe Ratio?

Hvidbjerg Bank AS CHIX:HVIDC 67 1-Year Sharpe Ratio is -96.60 as of Sep. 02, 2026. GuruFocus rates CHIX:HVIDC with a GF Score™ of 67/100 and a GF Value™ of kr56.26. The stock has 3 warning signs investors should review.

The 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk over the past year. As of today (2026-09-02), Hvidbjerg Bank AS's 1-Year Sharpe Ratio is -96.60.

Hvidbjerg Bank AS  (CHIX:HVIDc) 1-Year Sharpe Ratio Explanation

The 1-Year Sharpe Ratio inidicates the risk-adjusted return of an investment over the past year. It is calculated as the annualized result of the average monthly excess return divided by its standard deviation over the past year. The monthly excess return is the monthly investment return minus the monthly risk-free rate (typically the 10-year Treasury Constant Maturity Rate). If the risk-free rate for a specific region is not available, U.S. data is used by default.

The greater a portfolio's Sharpe Ratio, the better its risk-adjusted performance. A negative Sharpe Ratio means the risk-free rate is greater than the portfolio’s historical or projected return, or else the portfolio's return is expected to be negative.

Hvidbjerg Bank AS 1-Year Sharpe Ratio Related Terms

CHIX:HVIDC vs USB, PNC: 1-Year Sharpe Ratio Comparison

For the Banks - Regional subindustry, Hvidbjerg Bank AS's 1-Year Sharpe Ratio, along with its competitors' market caps and 1-Year Sharpe Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Hvidbjerg Bank AS 1-Year Sharpe Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Hvidbjerg Bank AS's 1-Year Sharpe Ratio distribution charts can be found below:

* The bar in red indicates where Hvidbjerg Bank AS's 1-Year Sharpe Ratio falls into.


CHIX:HVIDC
67GF Score
Hvidbjerg Bank AS CHIX:HVIDC
1-Year Sharpe Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Hvidbjerg Bank AS 1-Year Sharpe Ratio Calculation

The 1-Year Sharpe Ratio measures the performance of an investment such as a stock or portfolio compared to a risk-free asset. A stock / portfolio's 1-Year Sharpe Ratio can be calculated by dividing the difference between the one-year returns of the investment and the risk-free rate, by the standard deviation of the investment returns over one year.

Frequently Asked Questions Learn more about 1-Year Sharpe Ratio →
What does a 1-Year Sharpe Ratio of -96.60 mean?
Hvidbjerg Bank AS (CHIX:HVIDC) has a 1-Year Sharpe Ratio of -96.60 as of Sep. 02, 2026. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Hvidbjerg Bank AS and its competitors.
Is Hvidbjerg Bank AS's 1-Year Sharpe Ratio too high?
Hvidbjerg Bank AS's current 1-Year Sharpe Ratio is -96.60. Overall, Hvidbjerg Bank AS has a GF Score™ of 67/100, reflecting its overall financial health beyond just this single metric.
How does Hvidbjerg Bank AS's 1-Year Sharpe Ratio compare to USB and PNC?
Hvidbjerg Bank AS's 1-Year Sharpe Ratio of -96.60 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Sharpe Ratio for a Banks company?
A good 1-Year Sharpe Ratio depends on the Banks industry context. However, 1-Year Sharpe Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Sharpe Ratio mean?
A high 1-Year Sharpe Ratio can signal that a stock is expensive relative to its fundamentals. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Hvidbjerg Bank AS and its competitors. Hvidbjerg Bank AS's current 1-Year Sharpe Ratio is -96.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hvidbjerg Bank AS stock overvalued right now?
Hvidbjerg Bank AS (CHIX:HVIDC) has a current 1-Year Sharpe Ratio of -96.60. The stock's GF Value™ is kr56.26, compared to a current price of kr72.50 — trading 28.9% above its estimated fair value. The current 1-Year Sharpe Ratio is -96.60. Hvidbjerg Bank AS's overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Sharpe Ratio calculated?
1-Year Sharpe Ratio is calculated from a company's financial statements. For Hvidbjerg Bank AS (CHIX:HVIDC), the current 1-Year Sharpe Ratio is -96.60 as of Sep. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hvidbjerg Bank AS (CHIX:HVIDC) Overvalued in 2026?

Based on GuruFocus' analysis, Hvidbjerg Bank AS stock appears to be overvalued. The current stock price of kr72.50 is trading 28.9% above its estimated GF Value™ of kr56.26.

Key valuation signals for CHIX:HVIDC:

  • 1-Year Sharpe Ratio: -96.60
  • GF Value™: kr56.26 vs. price of kr72.50 (28.9% above fair value)
  • GF Score™: 67/100 with 3 warning signs

No single metric tells the full story. See the CHIX:HVIDC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Hvidbjerg Bank AS Business Description

Other Exchanges HVID:Denmark
Address Ostergade 2, Thyholm, DNK, 7790
Hvidbjerg Bank AS is a Denmark-based bank that offers various banking products and services.It offers financial services to private individuals and local businesses. The bank offers pension products, mortgages and personal loans, investment services, and Internet banking. It operates in the central and western Jutland Limfjord area and has four departments in Hvidbjerg / Hurup, Struer, Viborg, and Holstebro.
67GF Score

Get the complete analysis for CHIX:HVIDC

1-Year Sharpe Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr72.50
Price
kr56.26
GF Value