Hvidbjerg Bank AS (CHIX:HVIDC) ROE % Adjusted to Book Value: 25.45% (As of Mar. 2026)


CHIX:HVIDC Hvidbjerg Bank AS CHIX:HVIDC
66 GF Score
Price kr72.50
GF Value kr54.87
! 3 Warning Signs
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What is Hvidbjerg Bank AS ROE % Adjusted to Book Value?

Hvidbjerg Bank AS CHIX:HVIDC 66 ROE % Adjusted to Book Value is 25.45% as of Mar. 2026. GuruFocus rates CHIX:HVIDC with a GF Score™ of 66/100 and a GF Value™ of kr54.87. The stock has 3 warning signs investors should review.

Hvidbjerg Bank AS's ROE % for the quarter that ended in Mar. 2026 was 9.67%. Hvidbjerg Bank AS's PB Ratio for the quarter that ended in Mar. 2026 was 0.38. Hvidbjerg Bank AS's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 25.45%.

Hvidbjerg Bank AS ROE % Adjusted to Book Value Related Terms

Hvidbjerg Bank AS ROE % Adjusted to Book Value Historical Data

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The historical data trend for Hvidbjerg Bank AS's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Hvidbjerg Bank AS ROE % Adjusted to Book Value Chart

Hvidbjerg Bank AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 20.66 21.91 29.54 29.70 25.51

Hvidbjerg Bank AS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 30.55 22.39 25.08 20.38 25.45

CHIX:HVIDC vs PNC, USB: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, Hvidbjerg Bank AS's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Hvidbjerg Bank AS ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Hvidbjerg Bank AS's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Hvidbjerg Bank AS's ROE % Adjusted to Book Value falls into.


CHIX:HVIDC
66GF Score
Hvidbjerg Bank AS CHIX:HVIDC
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Hvidbjerg Bank AS ROE % Adjusted to Book Value Calculation

Hvidbjerg Bank AS's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=9.95% / 0.39
=25.51%

Hvidbjerg Bank AS's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=9.67% / 0.38
=25.45%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 25.45% mean?
Hvidbjerg Bank AS (CHIX:HVIDC) has a ROE % Adjusted to Book Value of 25.45% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Hvidbjerg Bank AS and its competitors.
Is Hvidbjerg Bank AS's ROE % Adjusted to Book Value too high?
Hvidbjerg Bank AS's current ROE % Adjusted to Book Value is 25.45%. Overall, Hvidbjerg Bank AS has a GF Score™ of 66/100, reflecting its overall financial health beyond just this single metric.
How does Hvidbjerg Bank AS's ROE % Adjusted to Book Value compare to PNC and USB?
Hvidbjerg Bank AS's ROE % Adjusted to Book Value of 25.45% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Hvidbjerg Bank AS and its competitors. Hvidbjerg Bank AS's current ROE % Adjusted to Book Value is 25.45%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hvidbjerg Bank AS stock overvalued right now?
Hvidbjerg Bank AS (CHIX:HVIDC) has a current ROE % Adjusted to Book Value of 25.45%. The stock's GF Value™ is kr54.87, compared to a current price of kr72.50 — trading 32.1% above its estimated fair value. The current ROE % Adjusted to Book Value is 25.45%. Hvidbjerg Bank AS's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Hvidbjerg Bank AS (CHIX:HVIDC), the current ROE % Adjusted to Book Value is 25.45% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Hvidbjerg Bank AS (CHIX:HVIDC) Overvalued in 2026?

Based on GuruFocus' analysis, Hvidbjerg Bank AS stock appears to be overvalued. The current stock price of kr72.50 is trading 32.1% above its estimated GF Value™ of kr54.87.

Key valuation signals for CHIX:HVIDC:

  • ROE % Adjusted to Book Value: 25.45%
  • GF Value™: kr54.87 vs. price of kr72.50 (32.1% above fair value)
  • GF Score™: 66/100 with 3 warning signs

No single metric tells the full story. See the CHIX:HVIDC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Hvidbjerg Bank AS Business Description

Other Exchanges HVID:Denmark
Address Ostergade 2, Thyholm, DNK, 7790
Hvidbjerg Bank AS is a Denmark-based bank that offers various banking products and services.It offers financial services to private individuals and local businesses. The bank offers pension products, mortgages and personal loans, investment services, and Internet banking. It operates in the central and western Jutland Limfjord area and has four departments in Hvidbjerg / Hurup, Struer, Viborg, and Holstebro.
66GF Score

Get the complete analysis for CHIX:HVIDC

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr72.50
Price
kr54.87
GF Value