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Hvidbjerg Bank ASCHIX:HVIDC 67 Debt-to-Equity is 0.06 as of Jun. 2026, which is 63% below its 10-year median of 0.16. GuruFocus rates CHIX:HVIDC with a GF Score™ of 67/100 and a GF Value™ of kr56.26. The stock has 3 warning signs investors should review. Among 1,411 Banks companies, Hvidbjerg Bank AS ranks better than 93.13% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Hvidbjerg Bank AS's Debt-to-Equity or its related term are showing as below:
CHIX:HVIDc'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.06 Med: 0.16 Max: 0.29
Current: 0.06
During the past 13 years, the highest Debt-to-Equity Ratio of Hvidbjerg Bank AS was 0.29. The lowest was 0.06. And the median was 0.16.
CHIX:HVIDc's Debt-to-Equity is ranked better than 93.13% of 1411
companies
in the Banks industry
Industry Median: 0.58
vs CHIX:HVIDc: 0.06
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Hvidbjerg Bank AS Debt-to-Equity Related Terms
Hvidbjerg Bank AS Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Hvidbjerg Bank AS's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Hvidbjerg Bank AS's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Hvidbjerg Bank AS Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Hvidbjerg Bank AS's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Hvidbjerg Bank AS's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Hvidbjerg Bank AS (CHIX:HVIDC) has a Debt-to-Equity of 0.06 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Hvidbjerg Bank AS and its competitors. This is 63% below median its historical median of 0.16. Over the past decade, Hvidbjerg Bank AS's Debt-to-Equity has ranged from 0.06 to 0.29. According to the industry distribution chart, Hvidbjerg Bank AS ranks #97 out of 1411 companies in the Banks industry, placing it in the top 6.9%.
Is Hvidbjerg Bank AS's Debt-to-Equity too high?
Hvidbjerg Bank AS's current Debt-to-Equity of 0.06 is 63% below median its 10-year median of 0.16. Over the past 10 years, this metric has ranged from a low of 0.06 to a high of 0.29. The Banks industry median Debt-to-Equity is 0.58. Hvidbjerg Bank AS's value of 0.06 is 89.7% below this industry median. Based on the distribution chart, Hvidbjerg Bank AS ranks #97 out of 1411 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Hvidbjerg Bank AS has a GF Score™ of 67/100, reflecting its overall financial health beyond just this single metric.
How does Hvidbjerg Bank AS's Debt-to-Equity compare to USB and PNC?
According to the Banks industry distribution chart, Hvidbjerg Bank AS ranks #97 out of 1411 companies for Debt-to-Equity. This places Hvidbjerg Bank AS in the top 7% of its industry — outperforming the majority of peers. The industry median Debt-to-Equity is 0.58. Hvidbjerg Bank AS's value of 0.06 is 89.7% below this benchmark. Historically, Hvidbjerg Bank AS's own Debt-to-Equity has ranged from 0.06 to 0.29 over the past decade. While the company's 10-year median is 0.16 vs. the industry median of 0.58, Hvidbjerg Bank AS has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,411 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Hvidbjerg Bank AS's current Debt-to-Equity of 0.06 is 89.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Hvidbjerg Bank AS and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Hvidbjerg Bank AS's current Debt-to-Equity is 0.06, which is 63% below median its own 10-year median of 0.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Hvidbjerg Bank AS stock overvalued right now?
Hvidbjerg Bank AS (CHIX:HVIDC) has a current Debt-to-Equity of 0.06. The stock's GF Value™ is kr56.26, compared to a current price of kr72.50 — trading 28.9% above its estimated fair value. The current Debt-to-Equity is 0.06, which is 63% below median its 10-year median of 0.16 and 89.7% below the Banks industry median of 0.58. Hvidbjerg Bank AS's overall GF Score™ is 67/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Hvidbjerg Bank AS (CHIX:HVIDC), the current Debt-to-Equity is 0.06 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Hvidbjerg Bank AS (CHIX:HVIDC) Overvalued in 2026?
Based on GuruFocus' analysis, Hvidbjerg Bank AS stock appears to be overvalued.
The current stock price of kr72.50 is trading 28.9% above its estimated GF Value™ of kr56.26.
Key valuation signals for CHIX:HVIDC:
Debt-to-Equity: 0.06 (63% below median its 10-year median of 0.16)
GF Value™: kr56.26 vs. price of kr72.50 (28.9% above fair value)
Industry Position: 89.7% below the Banks median (#97 of 1411)
No single metric tells the full story. See the CHIX:HVIDC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Hvidbjerg Bank AS is a Denmark-based bank that offers various banking products and services.It offers financial services to private individuals and local businesses. The bank offers pension products, mortgages and personal loans, investment services, and Internet banking. It operates in the central and western Jutland Limfjord area and has four departments in Hvidbjerg / Hurup, Struer, Viborg, and Holstebro.
67GF Score
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