LankaBangla Finance (DHA:LANKABAFIN) Cyclically Adjusted PS Ratio: 1.82 (As of Aug. 15, 2026) — 22% Below Median

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Director of Data and Quant Analytics at GuruFocus
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DHA:LANKABAFIN LankaBangla Finance PLC DHA:LANKABAFIN
53 GF Score
Price BDT17.40
GF Value BDT22.45
Valuation Modestly Undervalued
! 5 Warning Signs
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What is LankaBangla Finance Cyclically Adjusted PS Ratio?

LankaBangla Finance DHA:LANKABAFIN -1.14% 53 Cyclically Adjusted PS Ratio is 1.82 as of Aug. 15, 2026, which is 22% below its 10-year median of 2.34. GuruFocus rates DHA:LANKABAFIN with a GF Score™ of 53/100 and a GF Value™ of BDT22.45 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 423 Credit Services companies, LankaBangla Finance ranks better than 62.88% on this metric.

As of today (2026-08-15), LankaBangla Finance's current share price is BDT17.40. LankaBangla Finance's Cyclically Adjusted Revenue per Share for the quarter that ended in Sep. 2025 was BDT9.58. LankaBangla Finance's Cyclically Adjusted PS Ratio for today is 1.82.

The historical rank and industry rank for LankaBangla Finance's Cyclically Adjusted PS Ratio or its related term are showing as below:

DHA:LANKABAFIN' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.26   Med: 2.34   Max: 5.02
Current: 1.85

During the past years, LankaBangla Finance's highest Cyclically Adjusted PS Ratio was 5.02. The lowest was 1.26. And the median was 2.34.

DHA:LANKABAFIN's Cyclically Adjusted PS Ratio is ranked better than
62.88% of 423 companies
in the Credit Services industry
Industry Median: 3.09 vs DHA:LANKABAFIN: 1.85

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

LankaBangla Finance's adjusted revenue per share data for the three months ended in Sep. 2025 was BDT2.430. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is BDT9.58 for the trailing ten years ended in Sep. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


LankaBangla Finance  (DHA:LANKABAFIN) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


LankaBangla Finance Cyclically Adjusted PS Ratio Related Terms


LankaBangla Finance Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for LankaBangla Finance's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

LankaBangla Finance Cyclically Adjusted PS Ratio Chart

LankaBangla Finance Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 4.75 3.14 3.02 2.04

LankaBangla Finance Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.95 2.04 1.98 1.51 1.77

DHA:LANKABAFIN vs V, MA, AXP: Cyclically Adjusted PS Ratio Comparison

For the Credit Services subindustry, LankaBangla Finance's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


LankaBangla Finance Cyclically Adjusted PS Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, LankaBangla Finance's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where LankaBangla Finance's Cyclically Adjusted PS Ratio falls into.


DHA:LANKABAFIN
53GF Score
LankaBangla Finance PLC DHA:LANKABAFIN
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

LankaBangla Finance Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

LankaBangla Finance's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=17.40/9.58
=1.82

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

LankaBangla Finance's Cyclically Adjusted Revenue per Share for the quarter that ended in Sep. 2025 is calculated as:

For example, LankaBangla Finance's adjusted Revenue per Share data for the three months ended in Sep. 2025 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Sep. 2025 (Change)*Current CPI (Sep. 2025)
=2.43/324.8000*324.8000
=2.430

Current CPI (Sep. 2025) = 324.8000.

LankaBangla Finance Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201512 1.283 236.525 1.762
201603 1.399 238.132 1.908
201606 1.749 241.018 2.357
201609 1.362 241.428 1.832
201612 1.770 241.432 2.381
201703 2.138 243.801 2.848
201706 2.280 244.955 3.023
201709 2.701 246.819 3.554
201712 3.470 246.524 4.572
201803 1.739 249.554 2.263
201806 2.272 251.989 2.928
201809 1.896 252.439 2.439
201812 2.283 251.233 2.952
201903 1.904 254.202 2.433
201906 2.017 256.143 2.558
201909 1.689 256.759 2.137
201912 2.303 256.974 2.911
202003 1.241 258.115 1.562
202006 0.794 257.797 1.000
202009 2.128 260.280 2.656
202012 2.802 260.474 3.494
202103 1.993 264.877 2.444
202106 2.352 271.696 2.812
202109 3.112 274.310 3.685
202112 2.595 278.802 3.023
202203 2.068 287.504 2.336
202206 1.618 296.311 1.774
202209 2.279 296.808 2.494
202212 1.640 296.797 1.795
202303 2.287 301.836 2.461
202306 1.638 305.109 1.744
202309 2.098 307.789 2.214
202312 0.635 306.746 0.672
202403 1.427 312.332 1.484
202406 1.953 314.175 2.019
202409 3.141 315.301 3.236
202412 1.119 315.605 1.152
202503 2.656 319.799 2.698
202506 1.752 322.561 1.764
202509 2.430 324.800 2.430

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 1.82 mean?
LankaBangla Finance (DHA:LANKABAFIN) has a Cyclically Adjusted PS Ratio of 1.82 as of Aug. 15, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on LankaBangla Finance and its competitors. This is 22% below median its historical median of 2.34. Over the past decade, LankaBangla Finance's Cyclically Adjusted PS Ratio has ranged from 1.26 to 5.02. According to the industry distribution chart, LankaBangla Finance ranks #157 out of 423 companies in the Credit Services industry, placing it in the top 37.1%.
Is LankaBangla Finance's Cyclically Adjusted PS Ratio too high?
LankaBangla Finance's current Cyclically Adjusted PS Ratio of 1.82 is 22% below median its 10-year median of 2.34. Over the past 10 years, this metric has ranged from a low of 1.26 to a high of 5.02. The Credit Services industry median Cyclically Adjusted PS Ratio is 3.09. LankaBangla Finance's value of 1.82 is 41.1% below this industry median. Based on the distribution chart, LankaBangla Finance ranks #157 out of 423 companies in the Credit Services industry, which is above the industry midpoint. Overall, LankaBangla Finance has a GF Score™ of 53/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does LankaBangla Finance's Cyclically Adjusted PS Ratio compare to V and MA?
According to the Credit Services industry distribution chart, LankaBangla Finance ranks #157 out of 423 companies for Cyclically Adjusted PS Ratio. This puts LankaBangla Finance in the upper half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.09. LankaBangla Finance's value of 1.82 is 41.1% below this benchmark. Historically, LankaBangla Finance's own Cyclically Adjusted PS Ratio has ranged from 1.26 to 5.02 over the past decade. While the company's 10-year median is 2.34 vs. the industry median of 3.09, LankaBangla Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Credit Services company?
The median Cyclically Adjusted PS Ratio among Credit Services companies is 3.09, based on 423 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. LankaBangla Finance's current Cyclically Adjusted PS Ratio of 1.82 is 41.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on LankaBangla Finance and its competitors. For the Credit Services industry, the median Cyclically Adjusted PS Ratio is 3.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. LankaBangla Finance's current Cyclically Adjusted PS Ratio is 1.82, which is 22% below median its own 10-year median of 2.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LankaBangla Finance stock overvalued right now?
Based on GuruFocus' analysis, LankaBangla Finance (DHA:LANKABAFIN) is currently considered Modestly Undervalued. The stock's GF Value™ is BDT22.45, compared to a current price of BDT17.40 — trading 22.5% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 1.82, which is 22% below median its 10-year median of 2.34 and 41.1% below the Credit Services industry median of 3.09. LankaBangla Finance's overall GF Score™ is 53/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For LankaBangla Finance (DHA:LANKABAFIN), the current Cyclically Adjusted PS Ratio is 1.82 as of Aug. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is LankaBangla Finance (DHA:LANKABAFIN) Overvalued in 2026?

Based on GuruFocus' analysis, LankaBangla Finance stock appears to be undervalued. The current stock price of BDT17.40 is trading 22.5% below its estimated GF Value™ of BDT22.45. GuruFocus considers LankaBangla Finance to be Modestly Undervalued.

Key valuation signals for DHA:LANKABAFIN:

  • Cyclically Adjusted PS Ratio: 1.82 (22% below median its 10-year median of 2.34)
  • GF Value™: BDT22.45 vs. price of BDT17.40 (22.5% below fair value)
  • GF Score™: 53/100 with 5 warning signs
  • Industry Position: 41.1% below the Credit Services median (#157 of 423)

No single metric tells the full story. See the DHA:LANKABAFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


LankaBangla Finance Business Description

Address 20, Kemal Ataturk Avenue, Level 11, Safura Tower, Banani, Dhaka, BGD, 1213
LankaBangla Finance PLC is engaged in providing financial services. The company offers corporate financial services, personal financial services, SME financial services, stock broking, corporate advisory and wealth management services. It is a financial institution to operate credit card and provide third-party card processing services to different banks in Bangladesh. The company has four reportable segments being Core Financing Business; Brokerage; Investment Business, and Asset Management Business. It derives majority of its revenues from the Core Financing Business segment.
53GF Score

Get the complete analysis for DHA:LANKABAFIN

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT17.40
Price
BDT22.45
GF Value