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LankaBangla FinanceDHA:LANKABAFIN -1.06%58 Net Margin % is 13.99% as of Sep. 2025, which is 15% below its 10-year median of 16.47. GuruFocus rates DHA:LANKABAFIN with a GF Score™ of 58/100 and a GF Value™ of BDT22.57 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 535 Credit Services companies, LankaBangla Finance ranks worse than 71.03% on this metric.
The historical rank and industry rank for LankaBangla Finance's Net Margin % or its related term are showing as below:
DHA:LANKABAFIN'
s Net Margin % Range Over the Past 10 Years
Min: 4.89 Med: 16.47 Max: 36.6
Current: 4.89
DHA:LANKABAFIN's Net Margin % is ranked worse than 71.03% of 535
companies
in the Credit Services industry
Industry Median: 14.74
vs DHA:LANKABAFIN: 4.89
LankaBangla Finance (DHA:LANKABAFIN) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
LankaBangla Finance Net Margin % Related Terms
LankaBangla Finance Net Margin % Historical Data
* Premium members only.
The historical data trend for LankaBangla Finance's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
DHA:LANKABAFIN vs V, MA, AXP: Net Margin % Comparison
For the Credit Services subindustry, LankaBangla Finance's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
LankaBangla Finance Net Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, LankaBangla Finance's Net Margin % distribution charts can be found below:
* The bar in red indicates where LankaBangla Finance's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LankaBangla Finance (DHA:LANKABAFIN) has a Net Margin % of 13.99% as of Sep. 2025. Net margin is the ratio of total net income to net sales. View historical data on LankaBangla Finance and its competitors. This is 15% below median its historical median of 16.47. Over the past decade, LankaBangla Finance's Net Margin % has ranged from 4.89 to 36.60. According to the industry distribution chart, LankaBangla Finance ranks #380 out of 535 companies in the Credit Services industry, placing it in the top 71%.
Is LankaBangla Finance's Net Margin % too high?
LankaBangla Finance's current Net Margin % of 13.99% is 15% below median its 10-year median of 16.47. Over the past 10 years, this metric has ranged from a low of 4.89 to a high of 36.60. The Credit Services industry median Net Margin % is 14.74. LankaBangla Finance's value of 13.99% is 5.1% below this industry median. Based on the distribution chart, LankaBangla Finance ranks #380 out of 535 companies in the Credit Services industry, which is below the industry midpoint. Overall, LankaBangla Finance has a GF Score™ of 58/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does LankaBangla Finance's Net Margin % compare to V and MA?
According to the Credit Services industry distribution chart, LankaBangla Finance ranks #380 out of 535 companies for Net Margin %. This places LankaBangla Finance in the lower half of its industry. The industry median Net Margin % is 14.74. LankaBangla Finance's value of 13.99% is 5.1% below this benchmark. Historically, LankaBangla Finance's own Net Margin % has ranged from 4.89 to 36.60 over the past decade. While the company's 10-year median is 16.47 vs. the industry median of 14.74, LankaBangla Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Credit Services company?
The median Net Margin % among Credit Services companies is 14.74, based on 535 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. LankaBangla Finance's current Net Margin % of 13.99% is 5.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on LankaBangla Finance and its competitors. For the Credit Services industry, the median Net Margin % is 14.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. LankaBangla Finance's current Net Margin % is 13.99%, which is 15% below median its own 10-year median of 16.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LankaBangla Finance stock overvalued right now?
Based on GuruFocus' analysis, LankaBangla Finance (DHA:LANKABAFIN) is currently considered Modestly Undervalued. The stock's GF Value™ is BDT22.57, compared to a current price of BDT18.70 — trading 17.1% below its estimated fair value. The current Net Margin % is 13.99%, which is 15% below median its 10-year median of 16.47 and 5.1% below the Credit Services industry median of 14.74. LankaBangla Finance's overall GF Score™ is 58/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For LankaBangla Finance (DHA:LANKABAFIN), the current Net Margin % is 13.99% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is LankaBangla Finance (DHA:LANKABAFIN) Overvalued in 2026?
Based on GuruFocus' analysis, LankaBangla Finance stock appears to be undervalued.
The current stock price of BDT18.70 is trading 17.1% below its estimated GF Value™ of BDT22.57.
GuruFocus considers LankaBangla Finance to be Modestly Undervalued.
Key valuation signals for DHA:LANKABAFIN:
Net Margin %: 13.99% (15% below median its 10-year median of 16.47)
GF Value™: BDT22.57 vs. price of BDT18.70 (17.1% below fair value)
Industry Position: 5.1% below the Credit Services median (#380 of 535)
No single metric tells the full story. See the DHA:LANKABAFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
LankaBangla Finance PLC is engaged in providing financial services. The company offers corporate financial services, personal financial services, SME financial services, stock broking, corporate advisory and wealth management services. It is a financial institution to operate credit card and provide third-party card processing services to different banks in Bangladesh. The company has four reportable segments being Core Financing Business; Brokerage; Investment Business, and Asset Management Business. It derives majority of its revenues from the Core Financing Business segment.
58GF Score
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Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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