LankaBangla Finance (DHA:LANKABAFIN) FCF Margin %: 137.02% (As of Sep. 2025) — 1385% Above Median

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DHA:LANKABAFIN LankaBangla Finance PLC DHA:LANKABAFIN
58 GF Score
Price BDT18.70
GF Value BDT22.57
Valuation Modestly Undervalued
! 5 Warning Signs
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What is LankaBangla Finance FCF Margin %?

LankaBangla Finance DHA:LANKABAFIN -1.06% 58 FCF Margin % is 137.02% as of Sep. 2025, which is 1385% above its 10-year median of 9.23. GuruFocus rates DHA:LANKABAFIN with a GF Score™ of 58/100 and a GF Value™ of BDT22.57 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 532 Credit Services companies, LankaBangla Finance ranks worse than 52.82% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. LankaBangla Finance's Free Cash Flow for the three months ended in Sep. 2025 was BDT1,781 Mil. LankaBangla Finance's Revenue for the three months ended in Sep. 2025 was BDT1,300 Mil. Therefore, LankaBangla Finance's FCF Margin % for the quarter that ended in Sep. 2025 was 137.02%.

As of today, LankaBangla Finance's current FCF Yield % is -0.62%.

The historical rank and industry rank for LankaBangla Finance's FCF Margin % or its related term are showing as below:

DHA:LANKABAFIN' s FCF Margin % Range Over the Past 10 Years
Min: -176.86   Med: 9.23   Max: 217.27
Current: -1.49


During the past 13 years, the highest FCF Margin % of LankaBangla Finance was 217.27%. The lowest was -176.86%. And the median was 9.23%.

DHA:LANKABAFIN's FCF Margin % is ranked worse than
52.82% of 532 companies
in the Credit Services industry
Industry Median: 0.295 vs DHA:LANKABAFIN: -1.49


LankaBangla Finance FCF Margin % Related Terms


LankaBangla Finance FCF Margin % Historical Data

* Premium members only.

The historical data trend for LankaBangla Finance's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

LankaBangla Finance FCF Margin % Chart

LankaBangla Finance Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 217.27 -12.49 -176.86 2.80 15.66

LankaBangla Finance Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 149.68 -302.24 43.39 -64.50 137.02

DHA:LANKABAFIN vs V, MA, AXP: FCF Margin % Comparison

For the Credit Services subindustry, LankaBangla Finance's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


LankaBangla Finance FCF Margin % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, LankaBangla Finance's FCF Margin % distribution charts can be found below:

* The bar in red indicates where LankaBangla Finance's FCF Margin % falls into.


DHA:LANKABAFIN
58GF Score
LankaBangla Finance PLC DHA:LANKABAFIN
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

LankaBangla Finance FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

LankaBangla Finance's FCF Margin for the fiscal year that ended in Dec. 2024 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2024 )/Revenue (A: Dec. 2024 )
=655.693/4187.253
=15.66 %

LankaBangla Finance's FCF Margin for the quarter that ended in Sep. 2025 is calculated as

FCF Margin=Free Cash Flow (Q: Sep. 2025 )/Revenue (Q: Sep. 2025 )
=1780.87/1299.679
=137.02 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of 137.02% mean?
LankaBangla Finance (DHA:LANKABAFIN) has a FCF Margin % of 137.02% as of Sep. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on LankaBangla Finance and its competitors. This is 1385% above median its historical median of 9.23. According to the industry distribution chart, LankaBangla Finance ranks #281 out of 532 companies in the Credit Services industry, placing it in the top 52.8%.
Is LankaBangla Finance's FCF Margin % too high?
LankaBangla Finance's current FCF Margin % of 137.02% is 1385% above median its 10-year median of 9.23. The Credit Services industry median FCF Margin % is 0.30. LankaBangla Finance's value of 137.02% is 46347.5% above this industry median. Based on the distribution chart, LankaBangla Finance ranks #281 out of 532 companies in the Credit Services industry, which is below the industry midpoint. Overall, LankaBangla Finance has a GF Score™ of 58/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does LankaBangla Finance's FCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, LankaBangla Finance ranks #281 out of 532 companies for FCF Margin %. This places LankaBangla Finance in the lower half of its industry. The industry median FCF Margin % is 0.30. LankaBangla Finance's value of 137.02% is 46347.5% above this benchmark. While the company's 10-year median is 9.23 vs. the industry median of 0.30, LankaBangla Finance has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Credit Services company?
The median FCF Margin % among Credit Services companies is 0.30, based on 532 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. LankaBangla Finance's current FCF Margin % of 137.02% is 46347.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on LankaBangla Finance and its competitors. For the Credit Services industry, the median FCF Margin % is 0.30 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. LankaBangla Finance's current FCF Margin % is 137.02%, which is 1385% above median its own 10-year median of 9.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LankaBangla Finance stock overvalued right now?
Based on GuruFocus' analysis, LankaBangla Finance (DHA:LANKABAFIN) is currently considered Modestly Undervalued. The stock's GF Value™ is BDT22.57, compared to a current price of BDT18.70 — trading 17.1% below its estimated fair value. The current FCF Margin % is 137.02%, which is 1385% above median its 10-year median of 9.23 and 46347.5% above the Credit Services industry median of 0.30. LankaBangla Finance's overall GF Score™ is 58/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For LankaBangla Finance (DHA:LANKABAFIN), the current FCF Margin % is 137.02% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is LankaBangla Finance (DHA:LANKABAFIN) Overvalued in 2026?

Based on GuruFocus' analysis, LankaBangla Finance stock appears to be undervalued. The current stock price of BDT18.70 is trading 17.1% below its estimated GF Value™ of BDT22.57. GuruFocus considers LankaBangla Finance to be Modestly Undervalued.

Key valuation signals for DHA:LANKABAFIN:

  • FCF Margin %: 137.02% (1385% above median its 10-year median of 9.23)
  • GF Value™: BDT22.57 vs. price of BDT18.70 (17.1% below fair value)
  • GF Score™: 58/100 with 5 warning signs
  • Industry Position: 46347.5% above the Credit Services median (#281 of 532)

No single metric tells the full story. See the DHA:LANKABAFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


LankaBangla Finance Business Description

Address 20, Kemal Ataturk Avenue, Level 11, Safura Tower, Banani, Dhaka, BGD, 1213
LankaBangla Finance PLC is engaged in providing financial services. The company offers corporate financial services, personal financial services, SME financial services, stock broking, corporate advisory and wealth management services. It is a financial institution to operate credit card and provide third-party card processing services to different banks in Bangladesh. The company has four reportable segments being Core Financing Business; Brokerage; Investment Business, and Asset Management Business. It derives majority of its revenues from the Core Financing Business segment.
58GF Score

Get the complete analysis for DHA:LANKABAFIN

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT18.70
Price
BDT22.57
GF Value