LankaBangla Finance (DHA:LANKABAFIN) Scaled Net Operating Assets: -0.01 (As of Sep. 2025)

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DHA:LANKABAFIN LankaBangla Finance PLC DHA:LANKABAFIN
58 GF Score
Price BDT18.70
GF Value BDT22.57
Valuation Modestly Undervalued
! 5 Warning Signs
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What is LankaBangla Finance Scaled Net Operating Assets?

LankaBangla Finance DHA:LANKABAFIN -1.06% 58 Scaled Net Operating Assets is -0.01 as of Sep. 2025. GuruFocus rates DHA:LANKABAFIN with a GF Score™ of 58/100 and a GF Value™ of BDT22.57 (Modestly Undervalued). The stock has 5 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

LankaBangla Finance's operating assets for the quarter that ended in Sep. 2025 was BDT80,363 Mil. LankaBangla Finance's operating liabilities for the quarter that ended in Sep. 2025 was BDT80,960 Mil. LankaBangla Finance's Total Assets for the quarter that ended in Jun. 2025 was BDT90,155 Mil. Therefore, LankaBangla Finance's scaled net operating assets (SNOA) for the quarter that ended in Sep. 2025 was -0.01.

DHA:LANKABAFIN
58GF Score
LankaBangla Finance PLC DHA:LANKABAFIN
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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LankaBangla Finance Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

LankaBangla Finance's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2024 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2024 )
=(Operating Assets (A: Dec. 2024 )-Operating Liabilities (A: Dec. 2024 ))/Total Assets (A: Dec. 2023 )
=(79547.935-64769.935)/94855.441
=0.16

where

Operating Assets(A: Dec. 2024 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=90568.969 - 11021.034
=79547.935

Operating Liabilities(A: Dec. 2024 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=79875.564 - 15105.629 - 0
=64769.935

LankaBangla Finance's Scaled Net Operating Assets (SNOA) for the quarter that ended in Sep. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Sep. 2025 )
=(Operating Assets (Q: Sep. 2025 )-Operating Liabilities (Q: Sep. 2025 ))/Total Assets (Q: Jun. 2025 )
=(80362.857-80960.073)/90154.722
=-0.01

where

Operating Assets(Q: Sep. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=91963.349 - 11600.492
=80362.857

Operating Liabilities(Q: Sep. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=80960.073 - 0 - 0
=80960.073

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of -0.01 mean?
LankaBangla Finance (DHA:LANKABAFIN) has a Scaled Net Operating Assets of -0.01 as of Sep. 2025. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on LankaBangla Finance and its competitors.
Is LankaBangla Finance's Scaled Net Operating Assets too high?
LankaBangla Finance's current Scaled Net Operating Assets is -0.01. Overall, LankaBangla Finance has a GF Score™ of 58/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does LankaBangla Finance's Scaled Net Operating Assets compare to V and MA?
LankaBangla Finance's Scaled Net Operating Assets of -0.01 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Credit Services company?
A good Scaled Net Operating Assets depends on the Credit Services industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on LankaBangla Finance and its competitors. LankaBangla Finance's current Scaled Net Operating Assets is -0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LankaBangla Finance stock overvalued right now?
Based on GuruFocus' analysis, LankaBangla Finance (DHA:LANKABAFIN) is currently considered Modestly Undervalued. The stock's GF Value™ is BDT22.57, compared to a current price of BDT18.70 — trading 17.1% below its estimated fair value. The current Scaled Net Operating Assets is -0.01. LankaBangla Finance's overall GF Score™ is 58/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For LankaBangla Finance (DHA:LANKABAFIN), the current Scaled Net Operating Assets is -0.01 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is LankaBangla Finance (DHA:LANKABAFIN) Overvalued in 2026?

Based on GuruFocus' analysis, LankaBangla Finance stock appears to be undervalued. The current stock price of BDT18.70 is trading 17.1% below its estimated GF Value™ of BDT22.57. GuruFocus considers LankaBangla Finance to be Modestly Undervalued.

Key valuation signals for DHA:LANKABAFIN:

  • Scaled Net Operating Assets: -0.01
  • GF Value™: BDT22.57 vs. price of BDT18.70 (17.1% below fair value)
  • GF Score™: 58/100 with 5 warning signs

No single metric tells the full story. See the DHA:LANKABAFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

LankaBangla Finance Business Description

Address 20, Kemal Ataturk Avenue, Level 11, Safura Tower, Banani, Dhaka, BGD, 1213
LankaBangla Finance PLC is engaged in providing financial services. The company offers corporate financial services, personal financial services, SME financial services, stock broking, corporate advisory and wealth management services. It is a financial institution to operate credit card and provide third-party card processing services to different banks in Bangladesh. The company has four reportable segments being Core Financing Business; Brokerage; Investment Business, and Asset Management Business. It derives majority of its revenues from the Core Financing Business segment.
58GF Score

Get the complete analysis for DHA:LANKABAFIN

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT18.70
Price
BDT22.57
GF Value