LankaBangla Finance (DHA:LANKABAFIN) E10: BDT1.83 (As of Sep. 2025)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DHA:LANKABAFIN LankaBangla Finance PLC DHA:LANKABAFIN
58 GF Score
Price BDT18.70
GF Value BDT22.57
Valuation Modestly Undervalued
! 5 Warning Signs
View Full Analysis

What is LankaBangla Finance E10?

LankaBangla Finance DHA:LANKABAFIN -1.06% 58 E10 is BDT1.83 as of Sep. 2025. GuruFocus rates DHA:LANKABAFIN with a GF Score™ of 58/100 and a GF Value™ of BDT22.57 (Modestly Undervalued). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

LankaBangla Finance's adjusted earnings per share data for the three months ended in Sep. 2025 was BDT0.340. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is BDT1.83 for the trailing ten years ended in Sep. 2025.

During the past 3 years, the average E10 Growth Rate was -1.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of LankaBangla Finance was -1.70% per year. The lowest was -1.70% per year. And the median was -1.70% per year.

As of today (2026-07-23), LankaBangla Finance's current stock price is BDT18.70. LankaBangla Finance's E10 for the quarter that ended in Sep. 2025 was BDT1.83. LankaBangla Finance's Shiller PE Ratio of today is 10.22.

During the past 13 years, the highest Shiller PE Ratio of LankaBangla Finance was 21.41. The lowest was 6.61. And the median was 11.64.


LankaBangla Finance  (DHA:LANKABAFIN) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

LankaBangla Finance's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=18.70/1.83
=10.22

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of LankaBangla Finance was 21.41. The lowest was 6.61. And the median was 11.64.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


LankaBangla Finance E10 Related Terms


LankaBangla Finance E10 Historical Data

* Premium members only.

The historical data trend for LankaBangla Finance's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

LankaBangla Finance E10 Chart

LankaBangla Finance Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 1.84 1.88 1.77 1.75

LankaBangla Finance Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.83 1.75 1.87 1.81 1.83

DHA:LANKABAFIN vs V, MA, AXP: E10 Comparison

For the Credit Services subindustry, LankaBangla Finance's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


LankaBangla Finance Shiller PE Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, LankaBangla Finance's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where LankaBangla Finance's Shiller PE Ratio falls into.


DHA:LANKABAFIN
58GF Score
LankaBangla Finance PLC DHA:LANKABAFIN
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

LankaBangla Finance E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, LankaBangla Finance's adjusted earnings per share data for the three months ended in Sep. 2025 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Sep. 2025 (Change)*Current CPI (Sep. 2025)
=0.34/324.8000*324.8000
=0.340

Current CPI (Sep. 2025) = 324.8000.

LankaBangla Finance Quarterly Data

per share eps CPI Adj_EPS
201512 0.606 236.525 0.832
201603 0.184 238.132 0.251
201606 0.380 241.018 0.512
201609 0.101 241.428 0.136
201612 0.808 241.432 1.087
201703 0.571 243.801 0.761
201706 0.695 244.955 0.922
201709 0.857 246.819 1.128
201712 1.682 246.524 2.216
201803 0.152 249.554 0.198
201806 0.333 251.989 0.429
201809 -0.232 252.439 -0.299
201812 0.557 251.233 0.720
201903 0.095 254.202 0.121
201906 0.381 256.143 0.483
201909 -0.002 256.759 -0.003
201912 0.458 256.974 0.579
202003 0.130 258.115 0.164
202006 0.010 257.797 0.013
202009 0.740 260.280 0.923
202012 0.926 260.474 1.155
202103 0.410 264.877 0.503
202106 0.300 271.696 0.359
202109 0.960 274.310 1.137
202112 0.707 278.802 0.824
202203 0.430 287.504 0.486
202206 0.150 296.311 0.164
202209 0.280 296.808 0.306
202212 0.350 296.797 0.383
202303 0.150 301.836 0.161
202306 0.170 305.109 0.181
202309 0.070 307.789 0.074
202312 0.310 306.746 0.328
202403 0.150 312.332 0.156
202406 0.050 314.175 0.052
202409 0.460 315.301 0.474
202412 -0.160 315.605 -0.165
202503 0.030 319.799 0.030
202506 0.180 322.561 0.181
202509 0.340 324.800 0.340

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of BDT1.83 mean?
LankaBangla Finance (DHA:LANKABAFIN) has a E10 of BDT1.83 as of Sep. 2025. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on LankaBangla Finance and its competitors.
Is LankaBangla Finance's E10 too high?
LankaBangla Finance's current E10 is BDT1.83. Overall, LankaBangla Finance has a GF Score™ of 58/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does LankaBangla Finance's E10 compare to V and MA?
LankaBangla Finance's E10 of BDT1.83 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Credit Services company?
A good E10 depends on the Credit Services industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on LankaBangla Finance and its competitors. LankaBangla Finance's current E10 is BDT1.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LankaBangla Finance stock overvalued right now?
Based on GuruFocus' analysis, LankaBangla Finance (DHA:LANKABAFIN) is currently considered Modestly Undervalued. The stock's GF Value™ is BDT22.57, compared to a current price of BDT18.70 — trading 17.1% below its estimated fair value. The current E10 is BDT1.83. LankaBangla Finance's overall GF Score™ is 58/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For LankaBangla Finance (DHA:LANKABAFIN), the current E10 is BDT1.83 as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is LankaBangla Finance (DHA:LANKABAFIN) Overvalued in 2026?

Based on GuruFocus' analysis, LankaBangla Finance stock appears to be undervalued. The current stock price of BDT18.70 is trading 17.1% below its estimated GF Value™ of BDT22.57. GuruFocus considers LankaBangla Finance to be Modestly Undervalued.

Key valuation signals for DHA:LANKABAFIN:

  • E10: BDT1.83
  • GF Value™: BDT22.57 vs. price of BDT18.70 (17.1% below fair value)
  • GF Score™: 58/100 with 5 warning signs

No single metric tells the full story. See the DHA:LANKABAFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


LankaBangla Finance Business Description

Address 20, Kemal Ataturk Avenue, Level 11, Safura Tower, Banani, Dhaka, BGD, 1213
LankaBangla Finance PLC is engaged in providing financial services. The company offers corporate financial services, personal financial services, SME financial services, stock broking, corporate advisory and wealth management services. It is a financial institution to operate credit card and provide third-party card processing services to different banks in Bangladesh. The company has four reportable segments being Core Financing Business; Brokerage; Investment Business, and Asset Management Business. It derives majority of its revenues from the Core Financing Business segment.
58GF Score

Get the complete analysis for DHA:LANKABAFIN

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT18.70
Price
BDT22.57
GF Value