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LankaBangla FinanceDHA:LANKABAFIN -1.06%58 Pretax Margin % is 19.49% as of Sep. 2025, which is 12% below its 10-year median of 22.27. GuruFocus rates DHA:LANKABAFIN with a GF Score™ of 58/100 and a GF Value™ of BDT22.57 (Modestly Undervalued). The stock has 5 warning signs investors should review. Among 535 Credit Services companies, LankaBangla Finance ranks worse than 63.18% on this metric.
The historical rank and industry rank for LankaBangla Finance's Pretax Margin % or its related term are showing as below:
DHA:LANKABAFIN'
s Pretax Margin % Range Over the Past 10 Years
Min: 12.01 Med: 22.27 Max: 43.64
Current: 12.01
DHA:LANKABAFIN's Pretax Margin % is ranked worse than 63.18% of 535
companies
in the Credit Services industry
Industry Median: 20.19
vs DHA:LANKABAFIN: 12.01
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
LankaBangla Finance Pretax Margin % Related Terms
LankaBangla Finance Pretax Margin % Historical Data
* Premium members only.
The historical data trend for LankaBangla Finance's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
DHA:LANKABAFIN vs V, MA, AXP: Pretax Margin % Comparison
For the Credit Services subindustry, LankaBangla Finance's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
LankaBangla Finance Pretax Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, LankaBangla Finance's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where LankaBangla Finance's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LankaBangla Finance (DHA:LANKABAFIN) has a Pretax Margin % of 19.49% as of Sep. 2025. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on LankaBangla Finance and its competitors. This is 12% below median its historical median of 22.27. Over the past decade, LankaBangla Finance's Pretax Margin % has ranged from 12.01 to 43.64. According to the industry distribution chart, LankaBangla Finance ranks #338 out of 535 companies in the Credit Services industry, placing it in the top 63.2%.
Is LankaBangla Finance's Pretax Margin % too high?
LankaBangla Finance's current Pretax Margin % of 19.49% is 12% below median its 10-year median of 22.27. Over the past 10 years, this metric has ranged from a low of 12.01 to a high of 43.64. The Credit Services industry median Pretax Margin % is 20.19. LankaBangla Finance's value of 19.49% is 3.5% below this industry median. Based on the distribution chart, LankaBangla Finance ranks #338 out of 535 companies in the Credit Services industry, which is below the industry midpoint. Overall, LankaBangla Finance has a GF Score™ of 58/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does LankaBangla Finance's Pretax Margin % compare to V and MA?
According to the Credit Services industry distribution chart, LankaBangla Finance ranks #338 out of 535 companies for Pretax Margin %. This places LankaBangla Finance in the lower half of its industry. The industry median Pretax Margin % is 20.19. LankaBangla Finance's value of 19.49% is 3.5% below this benchmark. Historically, LankaBangla Finance's own Pretax Margin % has ranged from 12.01 to 43.64 over the past decade. While the company's 10-year median is 22.27 vs. the industry median of 20.19, LankaBangla Finance has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Credit Services company?
The median Pretax Margin % among Credit Services companies is 20.19, based on 535 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. LankaBangla Finance's current Pretax Margin % of 19.49% is 3.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on LankaBangla Finance and its competitors. For the Credit Services industry, the median Pretax Margin % is 20.19 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. LankaBangla Finance's current Pretax Margin % is 19.49%, which is 12% below median its own 10-year median of 22.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LankaBangla Finance stock overvalued right now?
Based on GuruFocus' analysis, LankaBangla Finance (DHA:LANKABAFIN) is currently considered Modestly Undervalued. The stock's GF Value™ is BDT22.57, compared to a current price of BDT18.70 — trading 17.1% below its estimated fair value. The current Pretax Margin % is 19.49%, which is 12% below median its 10-year median of 22.27 and 3.5% below the Credit Services industry median of 20.19. LankaBangla Finance's overall GF Score™ is 58/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For LankaBangla Finance (DHA:LANKABAFIN), the current Pretax Margin % is 19.49% as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is LankaBangla Finance (DHA:LANKABAFIN) Overvalued in 2026?
Based on GuruFocus' analysis, LankaBangla Finance stock appears to be undervalued.
The current stock price of BDT18.70 is trading 17.1% below its estimated GF Value™ of BDT22.57.
GuruFocus considers LankaBangla Finance to be Modestly Undervalued.
Key valuation signals for DHA:LANKABAFIN:
Pretax Margin %: 19.49% (12% below median its 10-year median of 22.27)
GF Value™: BDT22.57 vs. price of BDT18.70 (17.1% below fair value)
Industry Position: 3.5% below the Credit Services median (#338 of 535)
No single metric tells the full story. See the DHA:LANKABAFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
LankaBangla Finance PLC is engaged in providing financial services. The company offers corporate financial services, personal financial services, SME financial services, stock broking, corporate advisory and wealth management services. It is a financial institution to operate credit card and provide third-party card processing services to different banks in Bangladesh. The company has four reportable segments being Core Financing Business; Brokerage; Investment Business, and Asset Management Business. It derives majority of its revenues from the Core Financing Business segment.
58GF Score
Get the complete analysis for DHA:LANKABAFIN
Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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