LankaBangla Finance (DHA:LANKABAFIN) Retained Earnings: BDT1,419 Mil (As of Sep. 2025)

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Director of Data and Quant Analytics at GuruFocus
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DHA:LANKABAFIN LankaBangla Finance PLC DHA:LANKABAFIN
53 GF Score
Price BDT15.70
GF Value BDT22.37
Valuation Significantly Undervalued
! 1 Warning Sign
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What is LankaBangla Finance Retained Earnings?

LankaBangla Finance DHA:LANKABAFIN -0.63% 53 Retained Earnings is BDT1,419 Mil as of Sep. 2025. GuruFocus rates DHA:LANKABAFIN with a GF Score™ of 53/100 and a GF Value™ of BDT22.37 (Significantly Undervalued). The stock has 1 warning sign investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. LankaBangla Finance's retained earnings for the quarter that ended in Sep. 2025 was BDT1,419 Mil.

LankaBangla Finance's quarterly retained earnings increased from Mar. 2025 (BDT1,156 Mil) to Jun. 2025 (BDT1,245 Mil) and increased from Jun. 2025 (BDT1,245 Mil) to Sep. 2025 (BDT1,419 Mil).

LankaBangla Finance's annual retained earnings declined from Dec. 2022 (BDT2,090 Mil) to Dec. 2023 (BDT1,434 Mil) and declined from Dec. 2023 (BDT1,434 Mil) to Dec. 2024 (BDT1,145 Mil).


LankaBangla Finance  (DHA:LANKABAFIN) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


LankaBangla Finance Retained Earnings Historical Data

* Premium members only.

The historical data trend for LankaBangla Finance's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

LankaBangla Finance Retained Earnings Chart

LankaBangla Finance Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,593.92 2,085.15 2,089.58 1,434.33 1,145.15

LankaBangla Finance Quarterly Data
Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,238.12 1,145.15 1,156.38 1,244.68 1,419.43
DHA:LANKABAFIN
53GF Score
LankaBangla Finance PLC DHA:LANKABAFIN
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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LankaBangla Finance Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of BDT1,419 Mil mean?
LankaBangla Finance (DHA:LANKABAFIN) has a Retained Earnings of BDT1,419 Mil as of Sep. 2025. Retained earnings is the amount of net income not issued to shareholders. View historical data on LankaBangla Finance and its competitors.
Is LankaBangla Finance's Retained Earnings too high?
LankaBangla Finance's current Retained Earnings is BDT1,419 Mil. Overall, LankaBangla Finance has a GF Score™ of 53/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does LankaBangla Finance's Retained Earnings compare to V and MA?
LankaBangla Finance's Retained Earnings of BDT1,419 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Credit Services company?
A good Retained Earnings depends on the Credit Services industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on LankaBangla Finance and its competitors. LankaBangla Finance's current Retained Earnings is BDT1,419 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is LankaBangla Finance stock overvalued right now?
Based on GuruFocus' analysis, LankaBangla Finance (DHA:LANKABAFIN) is currently considered Significantly Undervalued. The stock's GF Value™ is BDT22.37, compared to a current price of BDT15.70 — trading 29.8% below its estimated fair value. The current Retained Earnings is BDT1,419 Mil. LankaBangla Finance's overall GF Score™ is 53/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For LankaBangla Finance (DHA:LANKABAFIN), the current Retained Earnings is BDT1,419 Mil as of Sep. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is LankaBangla Finance (DHA:LANKABAFIN) Overvalued in 2026?

Based on GuruFocus' analysis, LankaBangla Finance stock appears to be undervalued. The current stock price of BDT15.70 is trading 29.8% below its estimated GF Value™ of BDT22.37. GuruFocus considers LankaBangla Finance to be Significantly Undervalued.

Key valuation signals for DHA:LANKABAFIN:

  • Retained Earnings: BDT1,419 Mil
  • GF Value™: BDT22.37 vs. price of BDT15.70 (29.8% below fair value)
  • GF Score™: 53/100 with 1 warning sign

No single metric tells the full story. See the DHA:LANKABAFIN stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


LankaBangla Finance Business Description

Address 20, Kemal Ataturk Avenue, Level 11, Safura Tower, Banani, Dhaka, BGD, 1213
LankaBangla Finance PLC is engaged in providing financial services. The company offers corporate financial services, personal financial services, SME financial services, stock broking, corporate advisory and wealth management services. It is a financial institution to operate credit card and provide third-party card processing services to different banks in Bangladesh. The company has four reportable segments being Core Financing Business; Brokerage; Investment Business, and Asset Management Business. It derives majority of its revenues from the Core Financing Business segment.
53GF Score

Get the complete analysis for DHA:LANKABAFIN

Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

BDT15.70
Price
BDT22.37
GF Value