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Navient (FRA:10D) Cyclically Adjusted PS Ratio : 1.39 (As of Jun. 04, 2024)


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What is Navient Cyclically Adjusted PS Ratio?

As of today (2024-06-04), Navient's current share price is €13.90. Navient's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2024 was €10.00. Navient's Cyclically Adjusted PS Ratio for today is 1.39.

The historical rank and industry rank for Navient's Cyclically Adjusted PS Ratio or its related term are showing as below:

FRA:10D' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.37   Med: 1.55   Max: 1.78
Current: 1.37

During the past years, Navient's highest Cyclically Adjusted PS Ratio was 1.78. The lowest was 1.37. And the median was 1.55.

FRA:10D's Cyclically Adjusted PS Ratio is ranked better than
71.39% of 374 companies
in the Credit Services industry
Industry Median: 2.87 vs FRA:10D: 1.37

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Navient's adjusted revenue per share data for the three months ended in Mar. 2024 was €2.316. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is €10.00 for the trailing ten years ended in Mar. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


Navient Cyclically Adjusted PS Ratio Historical Data

The historical data trend for Navient's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Navient Cyclically Adjusted PS Ratio Chart

Navient Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - - 1.55 1.72

Navient Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.49 1.73 1.58 1.72 1.58

Competitive Comparison of Navient's Cyclically Adjusted PS Ratio

For the Credit Services subindustry, Navient's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Navient's Cyclically Adjusted PS Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Navient's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Navient's Cyclically Adjusted PS Ratio falls into.



Navient Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Navient's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=13.90/10
=1.39

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Navient's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2024 is calculated as:

For example, Navient's adjusted Revenue per Share data for the three months ended in Mar. 2024 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2024 (Change)*Current CPI (Mar. 2024)
=2.316/131.7762*131.7762
=2.316

Current CPI (Mar. 2024) = 131.7762.

Navient Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201406 1.604 100.560 2.102
201409 1.673 100.428 2.195
201412 1.543 99.070 2.052
201503 1.898 99.621 2.511
201506 1.727 100.684 2.260
201509 1.744 100.392 2.289
201512 1.999 99.792 2.640
201603 1.691 100.470 2.218
201606 1.498 101.688 1.941
201609 2.036 101.861 2.634
201612 1.899 101.863 2.457
201703 1.554 102.862 1.991
201706 1.602 103.349 2.043
201709 1.895 104.136 2.398
201712 1.844 104.011 2.336
201803 1.628 105.290 2.038
201806 1.403 106.317 1.739
201809 1.662 106.507 2.056
201812 1.479 105.998 1.839
201903 1.752 107.251 2.153
201906 1.751 108.070 2.135
201909 2.023 108.329 2.461
201912 2.176 108.420 2.645
202003 1.018 108.902 1.232
202006 1.972 108.767 2.389
202009 2.245 109.815 2.694
202012 2.249 109.897 2.697
202103 3.029 111.754 3.572
202106 2.405 114.631 2.765
202109 2.616 115.734 2.979
202112 2.876 117.630 3.222
202203 3.323 121.301 3.610
202206 2.928 125.017 3.086
202209 2.794 125.227 2.940
202212 2.322 125.222 2.444
202303 2.313 127.348 2.393
202306 2.267 128.729 2.321
202309 3.268 129.860 3.316
202312 1.803 129.419 1.836
202403 2.316 131.776 2.316

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Navient  (FRA:10D) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Navient Cyclically Adjusted PS Ratio Related Terms

Thank you for viewing the detailed overview of Navient's Cyclically Adjusted PS Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Navient (FRA:10D) Business Description

Traded in Other Exchanges
Address
123 Justison Street, Wilmington, DE, USA, 19801
Navient Corp is a financial services company that provides education loan management and business processing services to education, healthcare, and government clients at the federal, state, and local levels. The company operates in Delaware, western New York, northern Pennsylvania, Indiana, Tennessee, Texas, and Virginia, among other locations. The company has three primary reportable business segments: Federal Education Loans, Consumer Lending and Business Processing. The company's fourth and other segment relates to financial results of the company's holding company, including activities related to repurchases of debt, corporate liquidity portfolio, and unallocated overhead and regulatory-related costs.

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