Navient (FRA:10D) Buyback Yield %: 12.78 (As of Jul. 13, 2026) — 12% Below Median


FRA:10D Navient Corp FRA:10D
51 GF Score
Price €6.90
GF Value €8.45
! 3 Warning Signs
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What is Navient Buyback Yield %?

Navient FRA:10D -0.72% 51 Buyback Yield % is 12.78 as of Jul. 13, 2026, which is 12% below its 10-year median of 14.51. GuruFocus rates FRA:10D with a GF Score™ of 51/100 and a GF Value™ of €8.45. The stock has 3 warning signs investors should review. Among 177 Credit Services companies, Navient ranks better than 94.92% on this metric.

Buyback yield is the net repurchase of shares outstanding over the market capital of the company. It is a measure of shareholder return.

Navient's current buyback yield was 12.78%.


Navient Buyback Yield % Historical Data

* Premium members only.

The historical data trend for Navient's Buyback Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Navient Buyback Yield % Chart

Navient Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Buyback Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 18.39 18.88 14.81 13.49 9.26

Navient Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Buyback Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.27 11.20 11.70 8.92 12.88

FRA:10D vs OPFI, GDOT, PRAA: Buyback Yield % Comparison

For the Credit Services subindustry, Navient's Buyback Yield %, along with its competitors' market caps and Buyback Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Navient Buyback Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Navient's Buyback Yield % distribution charts can be found below:

* The bar in red indicates where Navient's Buyback Yield % falls into.


FRA:10D
51GF Score
Navient Corp FRA:10D
Buyback Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Navient Buyback Yield % Calculation

Buyback yield is a measure of shareholder return.

Navient's Buyback Yield for the fiscal year that ended in Dec. 2025 is calculated as

Buyback Yield=Net Issuance of Stock / Market Cap
=- (Repurchase of Stock + Issuance of Stock) / Market Cap
=- (-94.794 + 0) / 1023.7118
=9.26%

Navient's annualized Buyback Yield for the quarter that ended in Mar. 2026 is calculated as

Buyback Yield=Net Issuance of Stock(TTM) / Market Cap
=- (Repurchase of Stock + Issuance of Stock) (TTM)** / Market Cap
=- (-85.059 + 0) / 657.86
=12.93%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** If the quarter corresponds to the year-end period, we will use the annual Repurchase of Stock and Issuance of Stock data .

Frequently Asked Questions Learn more about Buyback Yield % →
What does a Buyback Yield % of 12.78 mean?
Navient (FRA:10D) has a Buyback Yield % of 12.78 as of Jul. 13, 2026. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on Navient and its competitors. This is 12% below median its historical median of 14.51. Over the past decade, Navient's Buyback Yield % has ranged from 3.85 to 45.47. According to the industry distribution chart, Navient ranks #9 out of 177 companies in the Credit Services industry, placing it in the top 5.1%.
Is Navient's Buyback Yield % too high?
Navient's current Buyback Yield % of 12.78 is 12% below median its 10-year median of 14.51. Over the past 10 years, this metric has ranged from a low of 3.85 to a high of 45.47. Based on the distribution chart, Navient ranks #9 out of 177 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Navient has a GF Score™ of 51/100, reflecting its overall financial health beyond just this single metric.
How does Navient's Buyback Yield % compare to OPFI and GDOT?
According to the Credit Services industry distribution chart, Navient ranks #9 out of 177 companies for Buyback Yield %. This places Navient in the top 5% of its industry — outperforming the majority of peers. Historically, Navient's own Buyback Yield % has ranged from 3.85 to 45.47 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Buyback Yield % for a Credit Services company?
A good Buyback Yield % depends on the Credit Services industry context. However, Buyback Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Buyback Yield % mean?
A high Buyback Yield % can signal that a stock is expensive relative to its fundamentals. Share buyback yield equals the net issuance of stock divided by market cap. View historical data on Navient and its competitors. Navient's current Buyback Yield % is 12.78, which is 12% below median its own 10-year median of 14.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Navient stock overvalued right now?
Navient (FRA:10D) has a current Buyback Yield % of 12.78. The stock's GF Value™ is €8.45, compared to a current price of €6.90 — trading 18.3% below its estimated fair value. The current Buyback Yield % is 12.78, which is 12% below median its 10-year median of 14.51. Navient's overall GF Score™ is 51/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Buyback Yield % calculated?
Buyback Yield % is calculated from a company's financial statements. For Navient (FRA:10D), the current Buyback Yield % is 12.78 as of Jul. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Navient (FRA:10D) Overvalued in 2026?

Based on GuruFocus' analysis, Navient stock appears to be undervalued. The current stock price of €6.90 is trading 18.3% below its estimated GF Value™ of €8.45.

Key valuation signals for FRA:10D:

  • Buyback Yield %: 12.78 (12% below median its 10-year median of 14.51)
  • GF Value™: €8.45 vs. price of €6.90 (18.3% below fair value)
  • GF Score™: 51/100 with 3 warning signs

No single metric tells the full story. See the FRA:10D stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Navient Business Description

Other Exchanges NAVI:USA0K5R:UK10D:Germany
Address 13865 Sunrise Valley Drive, Herndon, VA, USA, 20171
Navient Corp provides technology-enabled education finance solutions that simplify complex programs and help millions of people achieve success. The company operates its business in two segments: Federal Education Loans, and Consumer Lending. A majority of its revenue is generated from the Federal Education Loans segment, in which the company owns and manages the Federal Family Education Loan Program (FFELP) loans, generating revenue mainly in the form of net interest income. The Consumer Lending segment owns and manages private education loans and is the master servicer for these portfolios. Through its Earnest brand, the company also refinances and originates in-school private educational loans.
51GF Score

Get the complete analysis for FRA:10D

Buyback Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€6.90
Price
€8.45
GF Value