Navient (FRA:10D) ROC (Joel Greenblatt) %: % (As of Mar. 2026)

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FRA:10D Navient Corp FRA:10D
52 GF Score
Price €7.45
GF Value €8.66
! 3 Warning Signs
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What is Navient ROC (Joel Greenblatt) %?

Navient FRA:10D +0.68% 52 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates FRA:10D with a GF Score™ of 52/100 and a GF Value™ of €8.66. The stock has 3 warning signs investors should review. Among 415 Credit Services companies, Navient ranks worse than 240963.61% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

FRA:10D
52GF Score
Navient Corp FRA:10D
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Navient (FRA:10D) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Navient and its competitors. According to the industry distribution chart, Navient ranks #999999 out of 415 companies in the Credit Services industry.
Is Navient's ROC (Joel Greenblatt) % too high?
Navient's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Navient ranks #999999 out of 415 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Navient has a GF Score™ of 52/100, reflecting its overall financial health beyond just this single metric.
How does Navient's ROC (Joel Greenblatt) % compare to OPFI and GDOT?
According to the Credit Services industry distribution chart, Navient ranks #999999 out of 415 companies for ROC (Joel Greenblatt) %. This places Navient in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 38.99. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Credit Services company?
The median ROC (Joel Greenblatt) % among Credit Services companies is 38.99, based on 415 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Navient and its competitors. For the Credit Services industry, the median ROC (Joel Greenblatt) % is 38.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Navient's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Navient stock overvalued right now?
Navient (FRA:10D) has a current ROC (Joel Greenblatt) % of %. The stock's GF Value™ is €8.66, compared to a current price of €7.45 — trading 14% below its estimated fair value. The current ROC (Joel Greenblatt) % is %. Navient's overall GF Score™ is 52/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Navient (FRA:10D), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Navient (FRA:10D) Overvalued in 2026?

Based on GuruFocus' analysis, Navient stock appears to be undervalued. The current stock price of €7.45 is trading 14% below its estimated GF Value™ of €8.66.

Key valuation signals for FRA:10D:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: €8.66 vs. price of €7.45 (14% below fair value)
  • GF Score™: 52/100 with 3 warning signs

No single metric tells the full story. See the FRA:10D stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Navient Business Description

Other Exchanges NAVI:USA0K5R:UK10D:Germany
Address 13865 Sunrise Valley Drive, Herndon, VA, USA, 20171
Navient Corp provides technology-enabled education finance solutions that simplify complex programs and help millions of people achieve success. The company operates its business in two segments: Federal Education Loans, and Consumer Lending. A majority of its revenue is generated from the Federal Education Loans segment, in which the company owns and manages the Federal Family Education Loan Program (FFELP) loans, generating revenue mainly in the form of net interest income. The Consumer Lending segment owns and manages private education loans and is the master servicer for these portfolios. Through its Earnest brand, the company also refinances and originates in-school private educational loans.
52GF Score

Get the complete analysis for FRA:10D

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€7.45
Price
€8.66
GF Value