NavientFRA:10D 56 FCF Yield % is 39.59 as of Jun. 29, 2026, which is 29% above its 10-year median of 30.78. GuruFocus rates FRA:10D with a GF Score™ of 56/100 and a GF Value™ of €8.49. The stock has 3 warning signs investors should review. Among 540 Credit Services companies, Navient ranks better than 89.26% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
As of today, Navient's Trailing 12-Month Free Cash Flow is €276.8 Mil, and Market Cap is €718.1 Mil. Therefore, Navient's FCF Yield % for today is 39.59%.
The historical rank and industry rank for Navient's FCF Yield % or its related term are showing as below:
FRA:10D'
s FCF Yield % Range Over the Past 10 Years
Min: 11.11 Med: 30.78 Max: 106.29
Current: 39.59
During the past 13 years, the highest FCF Yield % of Navient was 106.29%. The lowest was 11.11%. And the median was 30.78%.
FRA:10D's FCF Yield % is ranked better than 89.26% of 540
companies
in the Credit Services industry
Industry Median: -0.395
vs FRA:10D: 39.59
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Navient FCF Yield % Related Terms
Navient FCF Yield % Historical Data
* Premium members only.
The historical data trend for Navient's FCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FRA:10D vs OPFI, GDOT, PRAA: FCF Yield % Comparison
For the Credit Services subindustry, Navient's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Navient FCF Yield % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Navient's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Navient's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Navient (FRA:10D) has a FCF Yield % of 39.59 as of Jun. 29, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Navient and its competitors. This is 29% above median its historical median of 30.78. Over the past decade, Navient's FCF Yield % has ranged from 11.11 to 106.29. According to the industry distribution chart, Navient ranks #58 out of 540 companies in the Credit Services industry, placing it in the top 10.7%.
Is Navient's FCF Yield % too high?
Navient's current FCF Yield % of 39.59 is 29% above median its 10-year median of 30.78. Over the past 10 years, this metric has ranged from a low of 11.11 to a high of 106.29. Based on the distribution chart, Navient ranks #58 out of 540 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Navient has a GF Score™ of 56/100, reflecting its overall financial health beyond just this single metric.
How does Navient's FCF Yield % compare to OPFI and GDOT?
According to the Credit Services industry distribution chart, Navient ranks #58 out of 540 companies for FCF Yield %. This places Navient in the top 11% of its industry — outperforming the majority of peers. Historically, Navient's own FCF Yield % has ranged from 11.11 to 106.29 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Credit Services company?
A good FCF Yield % depends on the Credit Services industry context. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Navient and its competitors. Navient's current FCF Yield % is 39.59, which is 29% above median its own 10-year median of 30.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Navient stock overvalued right now?
Navient (FRA:10D) has a current FCF Yield % of 39.59. The stock's GF Value™ is €8.49, compared to a current price of €7.30 — trading 14% below its estimated fair value. The current FCF Yield % is 39.59, which is 29% above median its 10-year median of 30.78. Navient's overall GF Score™ is 56/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Navient (FRA:10D), the current FCF Yield % is 39.59 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Navient (FRA:10D) Overvalued in 2026?
Based on GuruFocus' analysis, Navient stock appears to be undervalued.
The current stock price of €7.30 is trading 14% below its estimated GF Value™ of €8.49.
Key valuation signals for FRA:10D:
FCF Yield %: 39.59 (29% above median its 10-year median of 30.78)
GF Value™: €8.49 vs. price of €7.30 (14% below fair value)
No single metric tells the full story. See the FRA:10D stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Navient Corp provides technology-enabled education finance solutions that simplify complex programs and help millions of people achieve success. The company operates its business in two segments: Federal Education Loans, and Consumer Lending. A majority of its revenue is generated from the Federal Education Loans segment, in which the company owns and manages the Federal Family Education Loan Program (FFELP) loans, generating revenue mainly in the form of net interest income. The Consumer Lending segment owns and manages private education loans and is the master servicer for these portfolios. Through its Earnest brand, the company also refinances and originates in-school private educational loans.
56GF Score
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