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Jack Henry & AssociatesFRA:JHY +2.09%86 Cyclically Adjusted PS Ratio is 5.25 as of Aug. 17, 2026, which is 35% below its 10-year median of 8.06. GuruFocus rates FRA:JHY with a GF Score™ of 86/100 and a GF Value™ of €172.88 (Modestly Undervalued). Among 1,599 Software companies, Jack Henry & Associates ranks worse than 77.86% on this metric.
The historical rank and industry rank for Jack Henry & Associates's Cyclically Adjusted PS Ratio or its related term are showing as below:
FRA:JHY'
s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 4.3 Med: 8.06 Max: 11.33
Current: 5.22
During the past years, Jack Henry & Associates's highest Cyclically Adjusted PS Ratio was 11.33. The lowest was 4.30. And the median was 8.06.
FRA:JHY's Cyclically Adjusted PS Ratio is ranked worse than 77.86% of 1599
companies
in the Software industry
Industry Median: 1.69
vs FRA:JHY: 5.22
The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.
Jack Henry & Associates's adjusted revenue per share data for the three months ended in Mar. 2026 was €7.646. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is €25.59 for the trailing ten years ended in Mar. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
Jack Henry & Associates (FRA:JHY) Cyclically Adjusted PS Ratio Explanation
Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.
Jack Henry & Associates Cyclically Adjusted PS Ratio Related Terms
Jack Henry & Associates Cyclically Adjusted PS Ratio Historical Data
* Premium members only.
The historical data trend for Jack Henry & Associates's Cyclically Adjusted PS Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Jack Henry & Associates Cyclically Adjusted PS Ratio Chart
FRA:JHY vs CACI, WSE, CIFR: Cyclically Adjusted PS Ratio Comparison
For the Information Technology Services subindustry, Jack Henry & Associates's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Jack Henry & Associates Cyclically Adjusted PS Ratio vs Software Industry
For the Software industry and Technology sector, Jack Henry & Associates's Cyclically Adjusted PS Ratio distribution charts can be found below:
* The bar in red indicates where Jack Henry & Associates's Cyclically Adjusted PS Ratio falls into.
Jack Henry & Associates Cyclically Adjusted PS Ratio Calculation
Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
What does a Cyclically Adjusted PS Ratio of 5.25 mean?
Jack Henry & Associates (FRA:JHY) has a Cyclically Adjusted PS Ratio of 5.25 as of Aug. 17, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Jack Henry & Associates and its competitors. This is 35% below median its historical median of 8.06. Over the past decade, Jack Henry & Associates' Cyclically Adjusted PS Ratio has ranged from 4.30 to 11.33. According to the industry distribution chart, Jack Henry & Associates ranks #1245 out of 1599 companies in the Software industry, placing it in the top 77.9%.
Is Jack Henry & Associates' Cyclically Adjusted PS Ratio too high?
Jack Henry & Associates' current Cyclically Adjusted PS Ratio of 5.25 is 35% below median its 10-year median of 8.06. Over the past 10 years, this metric has ranged from a low of 4.30 to a high of 11.33. The Software industry median Cyclically Adjusted PS Ratio is 1.69. Jack Henry & Associates' value of 5.25 is 210.7% above this industry median. Based on the distribution chart, Jack Henry & Associates ranks #1245 out of 1599 companies in the Software industry, which is in the bottom quartile relative to peers. Overall, Jack Henry & Associates has a GF Score™ of 86/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Jack Henry & Associates' Cyclically Adjusted PS Ratio compare to CACI and WSE?
According to the Software industry distribution chart, Jack Henry & Associates ranks #1245 out of 1599 companies for Cyclically Adjusted PS Ratio. This places Jack Henry & Associates in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 1.69. Jack Henry & Associates' value of 5.25 is 210.7% above this benchmark. Historically, Jack Henry & Associates' own Cyclically Adjusted PS Ratio has ranged from 4.30 to 11.33 over the past decade. While the company's 10-year median is 8.06 vs. the industry median of 1.69, Jack Henry & Associates has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Software company?
The median Cyclically Adjusted PS Ratio among Software companies is 1.69, based on 1,599 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Jack Henry & Associates's current Cyclically Adjusted PS Ratio of 5.25 is 210.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Jack Henry & Associates and its competitors. For the Software industry, the median Cyclically Adjusted PS Ratio is 1.69 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Jack Henry & Associates's current Cyclically Adjusted PS Ratio is 5.25, which is 35% below median its own 10-year median of 8.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jack Henry & Associates stock overvalued right now?
Based on GuruFocus' analysis, Jack Henry & Associates (FRA:JHY) is currently considered Modestly Undervalued. The stock's GF Value™ is €172.88, compared to a current price of €134.35 — trading 22.3% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 5.25, which is 35% below median its 10-year median of 8.06 and 210.7% above the Software industry median of 1.69. Jack Henry & Associates' overall GF Score™ is 86/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Jack Henry & Associates (FRA:JHY), the current Cyclically Adjusted PS Ratio is 5.25 as of Aug. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Jack Henry & Associates (FRA:JHY) Overvalued in 2026?
Based on GuruFocus' analysis, Jack Henry & Associates stock appears to be undervalued.
The current stock price of €134.35 is trading 22.3% below its estimated GF Value™ of €172.88.
GuruFocus considers Jack Henry & Associates to be Modestly Undervalued.
Key valuation signals for FRA:JHY:
Cyclically Adjusted PS Ratio: 5.25 (35% below median its 10-year median of 8.06)
GF Value™: €172.88 vs. price of €134.35 (22.3% below fair value)
Industry Position: 210.7% above the Software median (#1245 of 1599)
No single metric tells the full story. See the FRA:JHY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Jack Henry is a leading provider of core processing and complementary services, including electronic funds transfer, payment processing, and loan processing, for US banks and credit unions, with a focus on small and midsize banks. Jack Henry serves almost 1,000 banks and over 700 credit unions.
86GF Score
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