Jack Henry & Associates (FRA:JHY) Research & Development: €145 Mil (TTM As of Mar. 2026)


FRA:JHY Jack Henry & Associates Inc FRA:JHY
89 GF Score
Price €118.75
GF Value €170.15
Valuation Significantly Undervalued
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What is Jack Henry & Associates Research & Development?

Jack Henry & Associates FRA:JHY +6.41% 89 Research & Development is €145 Mil as of Mar. 2026. GuruFocus rates FRA:JHY with a GF Score™ of 89/100 and a GF Value™ of €170.15 (Significantly Undervalued).

Research & Development is the aggregate amount of research and development expenses during the year. Jack Henry & Associates's Research & Development for the three months ended in Mar. 2026 was €39 Mil. Its Research & Development for the trailing twelve months (TTM) ended in Mar. 2026 was €145 Mil.

Jack Henry & Associates  (FRA:JHY) Research & Development Explanation

If competitive advantage is created by a patent or tech advantage, at some point it will disappear.

High R&D usually dictates high SG&A which threatens the competitive advantage.

Jack Henry & Associates Research & Development Related Terms

Jack Henry & Associates Research & Development Historical Data

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The historical data trend for Jack Henry & Associates's Research & Development can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jack Henry & Associates Research & Development Chart

Jack Henry & Associates Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Research & Development
Get a 7-Day Free Trial Premium Member Only Premium Member Only 90.51 114.80 131.69 137.73 141.12

Jack Henry & Associates Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Research & Development Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 36.46 36.92 33.47 36.06 39.02
FRA:JHY
89GF Score
Jack Henry & Associates Inc FRA:JHY
Research & Development is just one metric. See GF Score™, valuation, warning signs, and more.
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Jack Henry & Associates Research & Development Calculation

This is the expense the company spent on research and development.

Research & Development for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €145 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Research & Development →
What does a Research & Development of €145 Mil mean?
Jack Henry & Associates (FRA:JHY) has a Research & Development of €145 Mil as of Mar. 2026. Research and development expense is the total cost for research and development activities. View historical data on Jack Henry & Associates and its competitors.
Is Jack Henry & Associates' Research & Development too high?
Jack Henry & Associates' current Research & Development is €145 Mil. Overall, Jack Henry & Associates has a GF Score™ of 89/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Jack Henry & Associates' Research & Development compare to CACI and IT?
Jack Henry & Associates' Research & Development of €145 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Research & Development for a Software company?
A good Research & Development depends on the Software industry context. However, Research & Development should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Research & Development mean?
A high Research & Development can signal that a stock is expensive relative to its fundamentals. Research and development expense is the total cost for research and development activities. View historical data on Jack Henry & Associates and its competitors. Jack Henry & Associates's current Research & Development is €145 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jack Henry & Associates stock overvalued right now?
Based on GuruFocus' analysis, Jack Henry & Associates (FRA:JHY) is currently considered Significantly Undervalued. The stock's GF Value™ is €170.15, compared to a current price of €118.75 — trading 30.2% below its estimated fair value. The current Research & Development is €145 Mil. Jack Henry & Associates' overall GF Score™ is 89/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Research & Development calculated?
Research & Development is calculated from a company's financial statements. For Jack Henry & Associates (FRA:JHY), the current Research & Development is €145 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jack Henry & Associates (FRA:JHY) Overvalued in 2026?

Based on GuruFocus' analysis, Jack Henry & Associates stock appears to be undervalued. The current stock price of €118.75 is trading 30.2% below its estimated GF Value™ of €170.15. GuruFocus considers Jack Henry & Associates to be Significantly Undervalued.

Key valuation signals for FRA:JHY:

  • Research & Development: €145 Mil
  • GF Value™: €170.15 vs. price of €118.75 (30.2% below fair value)
  • GF Score™: 89/100

No single metric tells the full story. See the FRA:JHY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Jack Henry & Associates Business Description

Address 663 Highway 60, P.O. Box 807, Monett, MO, USA, 65708
Jack Henry is a leading provider of core processing and complementary services, including electronic funds transfer, payment processing, and loan processing, for US banks and credit unions, with a focus on small and midsize banks. Jack Henry serves almost 1,000 banks and over 700 credit unions.
89GF Score

Get the complete analysis for FRA:JHY

Research & Development is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€118.75
Price
€170.15
GF Value