Jack Henry & Associates (FRA:JHY) Net Interest Margin (Bank Only) %

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:JHY Jack Henry & Associates Inc FRA:JHY
90 GF Score
Price €131.95
GF Value €178.39
Valuation Modestly Undervalued
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What is Jack Henry & Associates Net Interest Margin (Bank Only) %?

Net Interest Margin (Bank Only) % only applies to banks.

FRA:JHY
90GF Score
Jack Henry & Associates Inc FRA:JHY
Net Interest Margin (Bank Only) % is just one metric. See GF Score™, valuation, warning signs, and more.
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Is Jack Henry & Associates (FRA:JHY) Overvalued in 2026?

Based on GuruFocus' analysis, Jack Henry & Associates stock appears to be undervalued. The current stock price of €131.95 is trading 26% below its estimated GF Value™ of €178.39. GuruFocus considers Jack Henry & Associates to be Modestly Undervalued.

Key valuation signals for FRA:JHY:

  • Net Interest Margin (Bank Only) %:
  • GF Value™: €178.39 vs. price of €131.95 (26% below fair value)
  • GF Score™: 90/100

No single metric tells the full story. See the FRA:JHY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Jack Henry & Associates Business Description

Address 663 Highway 60, P.O. Box 807, Monett, MO, USA, 65708
Jack Henry is a leading provider of core processing and complementary services, including electronic funds transfer, payment processing, and loan processing, for US banks and credit unions, with a focus on small and midsize banks. Jack Henry serves almost 1,000 banks and over 700 credit unions.
90GF Score

Get the complete analysis for FRA:JHY

Net Interest Margin (Bank Only) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€131.95
Price
€178.39
GF Value