Jack Henry & Associates (FRA:JHY) EBIT: €583 Mil (TTM As of Mar. 2026)


FRA:JHY Jack Henry & Associates Inc FRA:JHY
89 GF Score
Price €118.75
GF Value €170.15
Valuation Significantly Undervalued
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What is Jack Henry & Associates EBIT?

Jack Henry & Associates FRA:JHY +6.41% 89 EBIT is €583 Mil as of Mar. 2026. GuruFocus rates FRA:JHY with a GF Score™ of 89/100 and a GF Value™ of €170.15 (Significantly Undervalued).

Jack Henry & Associates's earnings before interest and taxes (EBIT) for the three months ended in Mar. 2026 was €138 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Mar. 2026 was €583 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. Jack Henry & Associates's annualized ROC % for the quarter that ended in Mar. 2026 was 17.10%. Jack Henry & Associates's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 147.70%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. Jack Henry & Associates's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Mar. 2026 was 6.78%.


Jack Henry & Associates  (FRA:JHY) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

Jack Henry & Associates's annualized ROC % for the quarter that ended in Mar. 2026 is calculated as:

ROC % (Q: Mar. 2026 )
=NOPAT/Average Invested Capital
=Operating Income * ( 1 - Tax Rate % )/( (Invested Capital (Q: Dec. 2025 ) + Invested Capital (Q: Mar. 2026 ))/ count )
=536.464 * ( 1 - 22.48% )/( (2425.295 + 2437.441)/ 2 )
=415.8668928/2431.368
=17.10 %

where

Invested Capital(Q: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=2613.278 - 163.887 - ( 24.096 - max(0, 328.732 - 525.92+24.096))
=2425.295

Invested Capital(Q: Mar. 2026 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Cash, Cash Equivalents, Marketable Securities - max(0, Total Current Liabilities - Total Current Assets+Cash, Cash Equivalents, Marketable Securities))
=2638.732 - 183.495 - ( 17.796 - max(0, 295.079 - 514.536+17.796))
=2437.441

Note: The Operating Income data used here is four times the quarterly (Mar. 2026) data.

2. Joel Greenblatt's definition of Return on Capital:

Jack Henry & Associates's annualized ROC (Joel Greenblatt) % for the quarter that ended in Mar. 2026 is calculated as:

ROC (Joel Greenblatt) %(Q: Mar. 2026 )
=EBIT/Average of (Net fixed Assets + Net Working Capital)
=EBIT/Average of (Property, Plant and Equipment+Net Working Capital)
     Q: Dec. 2025  Q: Mar. 2026
=EBIT/( ( (Property, Plant and Equipment + Net Working Capital) + (Property, Plant and Equipment + Net Working Capital) )/ count )
=553.308/( ( (183.435 + max(176.558, 0)) + (185.114 + max(204.135, 0)) )/ 2 )
=553.308/( ( 359.993 + 389.249 )/ 2 )
=553.308/374.621
=147.70 %

where Working Capital is:

Working Capital(Q: Dec. 2025 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(260.425 + 0 + 244.865) - (163.887 + 164.845 + 5.6843418860808E-14)
=176.558

Working Capital(Q: Mar. 2026 )
=(Accounts Receivable + Total Inventories + Other Current Assets) - (Accounts Payable & Accrued Expense + Defer. Rev. + Other Current Liabilities)
=(249.86 + 0 + 249.354) - (183.495 + 111.584 + 0)
=204.135

When net working capital is negative, 0 is used.

Note: The EBIT data used here is four times the quarterly (Mar. 2026) EBIT data.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

Jack Henry & Associates's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Mar. 2026 )
=582.927/8591.672
=6.78 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Jack Henry & Associates EBIT Related Terms


Jack Henry & Associates EBIT Historical Data

* Premium members only.

The historical data trend for Jack Henry & Associates's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Jack Henry & Associates EBIT Chart

Jack Henry & Associates Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
EBIT
Get a 7-Day Free Trial Premium Member Only Premium Member Only 331.06 449.02 451.94 477.88 517.14

Jack Henry & Associates Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 133.79 140.50 162.91 141.20 138.33

FRA:JHY vs CACI, IT, CIFR: EBIT Comparison

For the Information Technology Services subindustry, Jack Henry & Associates's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Jack Henry & Associates EV-to-EBIT vs Software Industry

For the Software industry and Technology sector, Jack Henry & Associates's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where Jack Henry & Associates's EV-to-EBIT falls into.


FRA:JHY
89GF Score
Jack Henry & Associates Inc FRA:JHY
EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Jack Henry & Associates EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €583 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT →
What does a EBIT of €583 Mil mean?
Jack Henry & Associates (FRA:JHY) has a EBIT of €583 Mil as of Mar. 2026. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Jack Henry & Associates.
Is Jack Henry & Associates' EBIT too high?
Jack Henry & Associates' current EBIT is €583 Mil. Overall, Jack Henry & Associates has a GF Score™ of 89/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Jack Henry & Associates' EBIT compare to CACI and IT?
Jack Henry & Associates' EBIT of €583 Mil can be compared against companies in the Software industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT for a Software company?
A good EBIT depends on the Software industry context. However, EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT mean?
A high EBIT can signal that a stock is expensive relative to its fundamentals. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on Jack Henry & Associates. Jack Henry & Associates's current EBIT is €583 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Jack Henry & Associates stock overvalued right now?
Based on GuruFocus' analysis, Jack Henry & Associates (FRA:JHY) is currently considered Significantly Undervalued. The stock's GF Value™ is €170.15, compared to a current price of €118.75 — trading 30.2% below its estimated fair value. The current EBIT is €583 Mil. Jack Henry & Associates' overall GF Score™ is 89/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT calculated?
EBIT is calculated from a company's financial statements. For Jack Henry & Associates (FRA:JHY), the current EBIT is €583 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Jack Henry & Associates (FRA:JHY) Overvalued in 2026?

Based on GuruFocus' analysis, Jack Henry & Associates stock appears to be undervalued. The current stock price of €118.75 is trading 30.2% below its estimated GF Value™ of €170.15. GuruFocus considers Jack Henry & Associates to be Significantly Undervalued.

Key valuation signals for FRA:JHY:

  • EBIT: €583 Mil
  • GF Value™: €170.15 vs. price of €118.75 (30.2% below fair value)
  • GF Score™: 89/100

No single metric tells the full story. See the FRA:JHY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Jack Henry & Associates Business Description

Address 663 Highway 60, P.O. Box 807, Monett, MO, USA, 65708
Jack Henry is a leading provider of core processing and complementary services, including electronic funds transfer, payment processing, and loan processing, for US banks and credit unions, with a focus on small and midsize banks. Jack Henry serves almost 1,000 banks and over 700 credit unions.
89GF Score

Get the complete analysis for FRA:JHY

EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€118.75
Price
€170.15
GF Value