Novina Pozyczkihipoteczne.Eu (FRA:T36) Cyclically Adjusted PS Ratio: (As of Sep. 12, 2026)

Author: Vera Yuan Vera Yuan
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Director of Data and Quant Analytics at GuruFocus
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Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:T36 Novina Pozyczkihipoteczne.Eu SA FRA:T36
65 GF Score
Price €0.13
GF Value €0.21
! 6 Warning Signs
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What is Novina Pozyczkihipoteczne.Eu Cyclically Adjusted PS Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Novina Pozyczkihipoteczne.Eu  (FRA:T36) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Novina Pozyczkihipoteczne.Eu Cyclically Adjusted PS Ratio Related Terms


Novina Pozyczkihipoteczne.Eu Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Novina Pozyczkihipoteczne.Eu's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Novina Pozyczkihipoteczne.Eu Cyclically Adjusted PS Ratio Chart

Novina Pozyczkihipoteczne.Eu Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 6.80 8.52 4.37

Novina Pozyczkihipoteczne.Eu Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.51 4.39 4.37 4.41 4.18

FRA:T36 vs V, MA, AXP: Cyclically Adjusted PS Ratio Comparison

For the Credit Services subindustry, Novina Pozyczkihipoteczne.Eu's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Novina Pozyczkihipoteczne.Eu Cyclically Adjusted PS Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Novina Pozyczkihipoteczne.Eu's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Novina Pozyczkihipoteczne.Eu's Cyclically Adjusted PS Ratio falls into.


FRA:T36
65GF Score
Novina Pozyczkihipoteczne.Eu SA FRA:T36
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Novina Pozyczkihipoteczne.Eu Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Novina Pozyczkihipoteczne.Eu's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Novina Pozyczkihipoteczne.Eu's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.016/162.2800*162.2800
=0.016

Current CPI (Jun. 2026) = 162.2800.

Novina Pozyczkihipoteczne.Eu Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 0.000 99.064 0.000
201612 0.000 100.366 0.000
201703 0.000 101.018 0.000
201706 0.000 101.180 0.000
201709 0.001 101.343 0.002
201712 0.000 102.564 0.000
201803 0.000 102.564 0.000
201806 0.000 103.378 0.000
201809 0.000 103.378 0.000
201812 0.000 103.785 0.000
201903 0.000 104.274 0.000
201906 0.000 105.983 0.000
201909 0.002 105.983 0.003
201912 0.001 107.123 0.002
202003 0.000 109.076 0.000
202006 0.001 109.402 0.001
202009 0.006 109.320 0.009
202012 0.007 109.565 0.010
202103 0.008 112.658 0.012
202106 0.003 113.960 0.004
202109 0.003 115.588 0.004
202112 0.013 119.088 0.018
202203 0.008 125.031 0.010
202206 0.003 131.705 0.004
202209 0.011 135.531 0.013
202212 0.009 139.113 0.010
202303 0.010 145.950 0.011
202306 0.019 147.009 0.021
202309 0.013 146.113 0.014
202312 0.013 147.741 0.014
202403 0.014 149.044 0.015
202406 0.020 150.997 0.021
202409 0.014 153.439 0.015
202412 -0.005 154.660 -0.005
202503 0.010 157.021 0.010
202506 0.010 157.509 0.010
202509 0.009 158.000 0.009
202512 0.016 158.320 0.016
202603 0.013 163.070 0.013
202606 0.016 162.280 0.016

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Novina Pozyczkihipoteczne.Eu (FRA:T36) Overvalued in 2026?

Based on GuruFocus' analysis, Novina Pozyczkihipoteczne.Eu stock appears to be undervalued. The current stock price of €0.13 is trading 37.6% below its estimated GF Value™ of €0.21.

Key valuation signals for FRA:T36:

  • Cyclically Adjusted PS Ratio:
  • GF Value™: €0.21 vs. price of €0.13 (37.6% below fair value)
  • GF Score™: 65/100 with 6 warning signs

No single metric tells the full story. See the FRA:T36 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Novina Pozyczkihipoteczne.Eu Business Description

Other Exchanges NOV:Poland
Address Al. Jana Paw?a II 27, Warszawa, POL, 00-867
Novina Pozyczkihipoteczne.Eu SA formerly Novina SA is an investment company engaged in the financing of projects. The company operates in areas including private equity and secured loan.
65GF Score

Get the complete analysis for FRA:T36

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.13
Price
€0.21
GF Value