* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Novina Pozyczkihipoteczne.Eu's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Novina Pozyczkihipoteczne.Eu OCF Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Novina Pozyczkihipoteczne.Eu's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Novina Pozyczkihipoteczne.Eu's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Novina Pozyczkihipoteczne.Eu (FRA:T36) has a OCF Margin % of 42.06% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Novina Pozyczkihipoteczne.Eu and its competitors. This is 19% below median its historical median of 51.78. According to the industry distribution chart, Novina Pozyczkihipoteczne.Eu ranks #120 out of 530 companies in the Credit Services industry, placing it in the top 22.6%.
Is Novina Pozyczkihipoteczne.Eu's OCF Margin % too high?
Novina Pozyczkihipoteczne.Eu's current OCF Margin % of 42.06% is 19% below median its 10-year median of 51.78. The Credit Services industry median OCF Margin % is 2.41. Novina Pozyczkihipoteczne.Eu's value of 42.06% is 1648.9% above this industry median. Based on the distribution chart, Novina Pozyczkihipoteczne.Eu ranks #120 out of 530 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Novina Pozyczkihipoteczne.Eu has a GF Score™ of 69/100, reflecting its overall financial health beyond just this single metric.
How does Novina Pozyczkihipoteczne.Eu's OCF Margin % compare to V and MA?
According to the Credit Services industry distribution chart, Novina Pozyczkihipoteczne.Eu ranks #120 out of 530 companies for OCF Margin %. This places Novina Pozyczkihipoteczne.Eu in the top 23% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 2.41. Novina Pozyczkihipoteczne.Eu's value of 42.06% is 1648.9% above this benchmark. While the company's 10-year median is 51.78 vs. the industry median of 2.41, Novina Pozyczkihipoteczne.Eu has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Credit Services company?
The median OCF Margin % among Credit Services companies is 2.41, based on 530 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Novina Pozyczkihipoteczne.Eu's current OCF Margin % of 42.06% is 1648.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Novina Pozyczkihipoteczne.Eu and its competitors. For the Credit Services industry, the median OCF Margin % is 2.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Novina Pozyczkihipoteczne.Eu's current OCF Margin % is 42.06%, which is 19% below median its own 10-year median of 51.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Novina Pozyczkihipoteczne.Eu stock overvalued right now?
Novina Pozyczkihipoteczne.Eu (FRA:T36) has a current OCF Margin % of 42.06%. The stock's GF Value™ is €0.20, compared to a current price of €0.13 — trading 33.3% below its estimated fair value. The current OCF Margin % is 42.06%, which is 19% below median its 10-year median of 51.78 and 1648.9% above the Credit Services industry median of 2.41. Novina Pozyczkihipoteczne.Eu's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Novina Pozyczkihipoteczne.Eu (FRA:T36), the current OCF Margin % is 42.06% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Novina Pozyczkihipoteczne.Eu (FRA:T36) Overvalued in 2026?
Based on GuruFocus' analysis, Novina Pozyczkihipoteczne.Eu stock appears to be undervalued.
The current stock price of €0.13 is trading 33.3% below its estimated GF Value™ of €0.20.
Key valuation signals for FRA:T36:
OCF Margin %: 42.06% (19% below median its 10-year median of 51.78)
GF Value™: €0.20 vs. price of €0.13 (33.3% below fair value)
Industry Position: 1648.9% above the Credit Services median (#120 of 530)
No single metric tells the full story. See the FRA:T36 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Novina Pozyczkihipoteczne.Eu SA formerly Novina SA is an investment company engaged in the financing of projects. The company operates in areas including private equity and secured loan.
69GF Score
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