Novina Pozyczkihipoteczne.Eu (FRA:T36) E10: €-0.10 (As of Mar. 2026)


FRA:T36 Novina Pozyczkihipoteczne.Eu SA FRA:T36
69 GF Score
Price €0.13
GF Value €0.19
! 3 Warning Signs
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What is Novina Pozyczkihipoteczne.Eu E10?

Novina Pozyczkihipoteczne.Eu FRA:T36 -0.74% 69 E10 is €-0.10 as of Mar. 2026. GuruFocus rates FRA:T36 with a GF Score™ of 69/100 and a GF Value™ of €0.19. The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Novina Pozyczkihipoteczne.Eu's adjusted earnings per share data for the three months ended in Mar. 2026 was €0.003. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is €-0.10 for the trailing ten years ended in Mar. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-07-11), Novina Pozyczkihipoteczne.Eu's current stock price is €0.1335. Novina Pozyczkihipoteczne.Eu's E10 for the quarter that ended in Mar. 2026 was €-0.10. Novina Pozyczkihipoteczne.Eu's Shiller PE Ratio of today is .


Novina Pozyczkihipoteczne.Eu  (FRA:T36) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Novina Pozyczkihipoteczne.Eu E10 Related Terms


Novina Pozyczkihipoteczne.Eu E10 Historical Data

* Premium members only.

The historical data trend for Novina Pozyczkihipoteczne.Eu's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Novina Pozyczkihipoteczne.Eu E10 Chart

Novina Pozyczkihipoteczne.Eu Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 -0.08

Novina Pozyczkihipoteczne.Eu Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.08 -0.07 -0.06 -0.08 -0.10

FRA:T36 vs V, MA, AXP: E10 Comparison

For the Credit Services subindustry, Novina Pozyczkihipoteczne.Eu's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Novina Pozyczkihipoteczne.Eu Shiller PE Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Novina Pozyczkihipoteczne.Eu's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Novina Pozyczkihipoteczne.Eu's Shiller PE Ratio falls into.


FRA:T36
69GF Score
Novina Pozyczkihipoteczne.Eu SA FRA:T36
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
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Novina Pozyczkihipoteczne.Eu E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Novina Pozyczkihipoteczne.Eu's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.003/163.0700*163.0700
=0.003

Current CPI (Mar. 2026) = 163.0700.

Novina Pozyczkihipoteczne.Eu Quarterly Data

per share eps CPI Adj_EPS
201606 -0.762 99.552 -1.248
201609 -0.009 99.064 -0.015
201612 -0.002 100.366 -0.003
201703 -0.001 101.018 -0.002
201706 -0.002 101.180 -0.003
201709 -0.001 101.343 -0.002
201712 -0.052 102.564 -0.083
201803 -0.001 102.564 -0.002
201806 0.063 103.378 0.099
201809 -0.002 103.378 -0.003
201812 0.116 103.785 0.182
201903 -0.001 104.274 -0.002
201906 0.000 105.983 0.000
201909 0.004 105.983 0.006
201912 0.000 107.123 0.000
202003 0.001 109.076 0.001
202006 0.001 109.402 0.001
202009 0.005 109.320 0.007
202012 0.002 109.565 0.003
202103 0.006 112.658 0.009
202106 0.000 113.960 0.000
202109 0.002 115.588 0.003
202112 0.008 119.088 0.011
202203 0.006 125.031 0.008
202206 0.001 131.705 0.001
202209 0.008 135.531 0.010
202212 0.003 139.113 0.004
202303 0.007 145.950 0.008
202306 0.016 147.009 0.018
202309 0.002 146.113 0.002
202312 0.004 147.741 0.004
202403 0.010 149.044 0.011
202406 0.013 150.997 0.014
202409 0.014 153.439 0.015
202412 -0.012 154.660 -0.013
202503 0.006 157.021 0.006
202506 0.003 157.509 0.003
202509 -0.008 158.000 -0.008
202512 0.007 158.320 0.007
202603 0.003 163.070 0.003

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of €-0.10 mean?
Novina Pozyczkihipoteczne.Eu (FRA:T36) has a E10 of €-0.10 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Novina Pozyczkihipoteczne.Eu and its competitors.
Is Novina Pozyczkihipoteczne.Eu's E10 too high?
Novina Pozyczkihipoteczne.Eu's current E10 is €-0.10. Overall, Novina Pozyczkihipoteczne.Eu has a GF Score™ of 69/100, reflecting its overall financial health beyond just this single metric.
How does Novina Pozyczkihipoteczne.Eu's E10 compare to V and MA?
Novina Pozyczkihipoteczne.Eu's E10 of €-0.10 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Credit Services company?
A good E10 depends on the Credit Services industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Novina Pozyczkihipoteczne.Eu and its competitors. Novina Pozyczkihipoteczne.Eu's current E10 is €-0.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Novina Pozyczkihipoteczne.Eu stock overvalued right now?
Novina Pozyczkihipoteczne.Eu (FRA:T36) has a current E10 of €-0.10. The stock's GF Value™ is €0.19, compared to a current price of €0.13 — trading 29.7% below its estimated fair value. The current E10 is €-0.10. Novina Pozyczkihipoteczne.Eu's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Novina Pozyczkihipoteczne.Eu (FRA:T36), the current E10 is €-0.10 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Novina Pozyczkihipoteczne.Eu (FRA:T36) Overvalued in 2026?

Based on GuruFocus' analysis, Novina Pozyczkihipoteczne.Eu stock appears to be undervalued. The current stock price of €0.13 is trading 29.7% below its estimated GF Value™ of €0.19.

Key valuation signals for FRA:T36:

  • E10: €-0.10
  • GF Value™: €0.19 vs. price of €0.13 (29.7% below fair value)
  • GF Score™: 69/100 with 3 warning signs

No single metric tells the full story. See the FRA:T36 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Novina Pozyczkihipoteczne.Eu Business Description

Other Exchanges NOV:Poland
Address Al. Jana Paw?a II 27, Warszawa, POL, 00-867
Novina Pozyczkihipoteczne.Eu SA formerly Novina SA is an investment company engaged in the financing of projects. The company operates in areas including private equity and secured loan.
69GF Score

Get the complete analysis for FRA:T36

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.13
Price
€0.19
GF Value