Novina Pozyczkihipoteczne.Eu (FRA:T36) Profitability Rank: 8 (As of Jun. 2026) — 11% Below Median

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FRA:T36 Novina Pozyczkihipoteczne.Eu SA FRA:T36
65 GF Score
Price €0.13
GF Value €0.21
! 6 Warning Signs
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What is Novina Pozyczkihipoteczne.Eu Profitability Rank?

Novina Pozyczkihipoteczne.Eu FRA:T36 65 Profitability Rank is 8 as of Jun. 2026, which is 11% below its 10-year median of 9.00. GuruFocus rates FRA:T36 with a GF Score™ of 65/100 and a GF Value™ of €0.21. The stock has 6 warning signs investors should review.

Novina Pozyczkihipoteczne.Eu has the Profitability Rank of 8. It has a higher profitability and may stay that way.

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way. It is rated on a scale of 1 to 10 and is based on these factors:

1. Operating Margin %
2. Piotroski F-Score
3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.
4. Consistency of the profitability
5. Predictability Rank

A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Novina Pozyczkihipoteczne.Eu's Operating Margin % for the quarter that ended in Jun. 2026 was 68.36%. As of today, Novina Pozyczkihipoteczne.Eu's Piotroski F-Score is 3.


Novina Pozyczkihipoteczne.Eu Profitability Rank Related Terms


FRA:T36 vs V, MA, AXP: Profitability Rank Comparison

For the Credit Services subindustry, Novina Pozyczkihipoteczne.Eu's Profitability Rank, along with its competitors' market caps and Profitability Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Novina Pozyczkihipoteczne.Eu Profitability Rank vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Novina Pozyczkihipoteczne.Eu's Profitability Rank distribution charts can be found below:

* The bar in red indicates where Novina Pozyczkihipoteczne.Eu's Profitability Rank falls into.


FRA:T36
65GF Score
Novina Pozyczkihipoteczne.Eu SA FRA:T36
Profitability Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Novina Pozyczkihipoteczne.Eu Profitability Rank Calculation

GuruFocus Profitability Rank ranks how profitable a company is and how likely the company's business will stay that way.

The rank is rated on a scale of 1 to 10. A higher score indicates superior profitability, with companies rated 7 or above considered to have more robust and sustainable profit generation. Conversely, a score of 3 or lower suggests challenges in generating consistent profits.

Novina Pozyczkihipoteczne.Eu has the Profitability Rank of 8. It has a higher profitability and may stay that way.

Profitability Rank is not directly related to the Financial Strength. But if a company is consistently profitable, its financial strength will be stronger.

Profitability Rank is based on these factors:

1. Operating Margin %

Operating Margin % - also known as operating income margin, operating profit margin and return on sales (ROS) - is the ratio of Operating Income divided by net sales or Revenue, usually presented in percent.

Novina Pozyczkihipoteczne.Eu's Operating Margin % for the quarter that ended in Jun. 2026 is calculated as:

Operating Margin %=Operating Income (Q: Jun. 2026 ) / Revenue (Q: Jun. 2026 )
=0.443 / 0.648
=68.36 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

2. Piotroski F-Score

Warning Sign:

Piotroski F-Score of 3 is low, which usually implies poor business operation.

The zones of discrimination were as such:

Good or high score = 8 or 9
Bad or low score = 0 or 1

Novina Pozyczkihipoteczne.Eu has an F-score of 3. It is a bad or low score, which usually implies poor business operation.

3. Trend of the Operating Margin % (5-year average). The company with an uptrend profit margin has a higher rank.

Good Sign:

Novina Pozyczkihipoteczne.Eu SA operating margin is expanding. Margin expansion is usually a good sign.

4. Consistency of the profitability

5. Predictability Rank

Frequently Asked Questions Learn more about Profitability Rank →
What does a Profitability Rank of 8 mean?
Novina Pozyczkihipoteczne.Eu (FRA:T36) has a Profitability Rank of 8 as of Jun. 2026. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Novina Pozyczkihipoteczne.Eu and its competitors. This is 11% below median its historical median of 9.00. Over the past decade, Novina Pozyczkihipoteczne.Eu's Profitability Rank has ranged from 6.00 to 9.00.
Is Novina Pozyczkihipoteczne.Eu's Profitability Rank too high?
Novina Pozyczkihipoteczne.Eu's current Profitability Rank of 8 is 11% below median its 10-year median of 9.00. Over the past 10 years, this metric has ranged from a low of 6.00 to a high of 9.00. Overall, Novina Pozyczkihipoteczne.Eu has a GF Score™ of 65/100, reflecting its overall financial health beyond just this single metric.
How does Novina Pozyczkihipoteczne.Eu's Profitability Rank compare to V and MA?
Novina Pozyczkihipoteczne.Eu's Profitability Rank of 8 can be compared against companies in the Credit Services industry. Historically, Novina Pozyczkihipoteczne.Eu's own Profitability Rank has ranged from 6.00 to 9.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Profitability Rank for a Credit Services company?
A good Profitability Rank depends on the Credit Services industry context. However, Profitability Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Profitability Rank mean?
A high Profitability Rank can signal that a stock is expensive relative to its fundamentals. Profitability and Growth ranks a company based on its profit margins and earnings growth. View historical data on Novina Pozyczkihipoteczne.Eu and its competitors. Novina Pozyczkihipoteczne.Eu's current Profitability Rank is 8, which is 11% below median its own 10-year median of 9.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Novina Pozyczkihipoteczne.Eu stock overvalued right now?
Novina Pozyczkihipoteczne.Eu (FRA:T36) has a current Profitability Rank of 8. The stock's GF Value™ is €0.21, compared to a current price of €0.13 — trading 37.6% below its estimated fair value. The current Profitability Rank is 8, which is 11% below median its 10-year median of 9.00. Novina Pozyczkihipoteczne.Eu's overall GF Score™ is 65/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Profitability Rank calculated?
Profitability Rank is calculated from a company's financial statements. For Novina Pozyczkihipoteczne.Eu (FRA:T36), the current Profitability Rank is 8 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Novina Pozyczkihipoteczne.Eu (FRA:T36) Overvalued in 2026?

Based on GuruFocus' analysis, Novina Pozyczkihipoteczne.Eu stock appears to be undervalued. The current stock price of €0.13 is trading 37.6% below its estimated GF Value™ of €0.21.

Key valuation signals for FRA:T36:

  • Profitability Rank: 8 (11% below median its 10-year median of 9.00)
  • GF Value™: €0.21 vs. price of €0.13 (37.6% below fair value)
  • GF Score™: 65/100 with 6 warning signs

No single metric tells the full story. See the FRA:T36 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Novina Pozyczkihipoteczne.Eu Business Description

Other Exchanges NOV:Poland
Address Al. Jana Paw?a II 27, Warszawa, POL, 00-867
Novina Pozyczkihipoteczne.Eu SA formerly Novina SA is an investment company engaged in the financing of projects. The company operates in areas including private equity and secured loan.
65GF Score

Get the complete analysis for FRA:T36

Profitability Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.13
Price
€0.21
GF Value