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EV-to-EBITDA is calculated as enterprise value divided by its EBITDA. As of today, Novina Pozyczkihipoteczne.Eu's enterprise value is €5.49 Mil.
Novina Pozyczkihipoteczne.Eu's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was €0.96 Mil. Therefore, Novina Pozyczkihipoteczne.Eu's EV-to-EBITDA for today is 5.72.
The historical rank and industry rank for Novina Pozyczkihipoteczne.Eu's EV-to-EBITDA or its related term are showing as below:
FRA:T36'
s EV-to-EBITDA Range Over the Past 10 Years
Min: -13.41 Med: 4.69 Max: 57.8
Current: 5.84
During the past 12 years, the highest EV-to-EBITDA of Novina Pozyczkihipoteczne.Eu was 57.80. The lowest was -13.41. And the median was 4.69.
FRA:T36's EV-to-EBITDA is ranked better than 88.18% of 330
companies
in the Credit Services industry
Industry Median: 21.055
vs FRA:T36: 5.84
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio to determine the fair market value of a company.
EV-to-EBITDA is a valuation multiple used in finance and investment to measure the value of a company. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Novina Pozyczkihipoteczne.Eu's PE Ratio (TTM) for today is calculated as:
Novina Pozyczkihipoteczne.Eu's share price for today is €0.1315.
Novina Pozyczkihipoteczne.Eu's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.007.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Study has found that the companies with the lowest EV-to-EBITDA outperforms companies measured as cheap by other ratios such as PE Ratio (TTM).
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, Novina Pozyczkihipoteczne.Eu's EV-to-EBITDA, along with its competitors' market caps and EV-to-EBITDA data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Novina Pozyczkihipoteczne.Eu EV-to-EBITDA vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Novina Pozyczkihipoteczne.Eu's EV-to-EBITDA distribution charts can be found below:
* The bar in red indicates where Novina Pozyczkihipoteczne.Eu's EV-to-EBITDA falls into.
Novina Pozyczkihipoteczne.Eu's current Enterprise Value is €5.49 Mil.
Novina Pozyczkihipoteczne.Eu's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.96 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Novina Pozyczkihipoteczne.Eu (FRA:T36) has a EV-to-EBITDA of 5.72 as of Aug. 22, 2026. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Novina Pozyczkihipoteczne.Eu. This is 22% above median its historical median of 4.69. According to the industry distribution chart, Novina Pozyczkihipoteczne.Eu ranks #39 out of 330 companies in the Credit Services industry, placing it in the top 11.8%.
Is Novina Pozyczkihipoteczne.Eu's EV-to-EBITDA too high?
Novina Pozyczkihipoteczne.Eu's current EV-to-EBITDA of 5.72 is 22% above median its 10-year median of 4.69. The Credit Services industry median EV-to-EBITDA is 21.06. Novina Pozyczkihipoteczne.Eu's value of 5.72 is 72.8% below this industry median. Based on the distribution chart, Novina Pozyczkihipoteczne.Eu ranks #39 out of 330 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, Novina Pozyczkihipoteczne.Eu has a GF Score™ of 69/100, reflecting its overall financial health beyond just this single metric.
How does Novina Pozyczkihipoteczne.Eu's EV-to-EBITDA compare to V and MA?
According to the Credit Services industry distribution chart, Novina Pozyczkihipoteczne.Eu ranks #39 out of 330 companies for EV-to-EBITDA. This places Novina Pozyczkihipoteczne.Eu in the top 12% of its industry — outperforming the majority of peers. The industry median EV-to-EBITDA is 21.06. Novina Pozyczkihipoteczne.Eu's value of 5.72 is 72.8% below this benchmark. While the company's 10-year median is 4.69 vs. the industry median of 21.06, Novina Pozyczkihipoteczne.Eu has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBITDA for a Credit Services company?
The median EV-to-EBITDA among Credit Services companies is 21.06, based on 330 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBITDA significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBITDA should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Novina Pozyczkihipoteczne.Eu's current EV-to-EBITDA of 5.72 is 72.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBITDA mean?
A high EV-to-EBITDA can signal that a stock is expensive relative to its fundamentals. EV to EBITDA ratio is the company's enterprise value divided by earnings before interest, taxes, depreciation and amortization. View historical data on Novina Pozyczkihipoteczne.Eu. For the Credit Services industry, the median EV-to-EBITDA is 21.06 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Novina Pozyczkihipoteczne.Eu's current EV-to-EBITDA is 5.72, which is 22% above median its own 10-year median of 4.69. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Novina Pozyczkihipoteczne.Eu stock overvalued right now?
Novina Pozyczkihipoteczne.Eu (FRA:T36) has a current EV-to-EBITDA of 5.72. The stock's GF Value™ is €0.19, compared to a current price of €0.13 — trading 30.8% below its estimated fair value. The current EV-to-EBITDA is 5.72, which is 22% above median its 10-year median of 4.69 and 72.8% below the Credit Services industry median of 21.06. Novina Pozyczkihipoteczne.Eu's overall GF Score™ is 69/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBITDA calculated?
EV-to-EBITDA is calculated from a company's financial statements. For Novina Pozyczkihipoteczne.Eu (FRA:T36), the current EV-to-EBITDA is 5.72 as of Aug. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Novina Pozyczkihipoteczne.Eu (FRA:T36) Overvalued in 2026?
Based on GuruFocus' analysis, Novina Pozyczkihipoteczne.Eu stock appears to be undervalued.
The current stock price of €0.13 is trading 30.8% below its estimated GF Value™ of €0.19.
Key valuation signals for FRA:T36:
EV-to-EBITDA: 5.72 (22% above median its 10-year median of 4.69)
GF Value™: €0.19 vs. price of €0.13 (30.8% below fair value)
Industry Position: 72.8% below the Credit Services median (#39 of 330)
No single metric tells the full story. See the FRA:T36 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Novina Pozyczkihipoteczne.Eu SA formerly Novina SA is an investment company engaged in the financing of projects. The company operates in areas including private equity and secured loan.
69GF Score
Get the complete analysis for FRA:T36
EV-to-EBITDA is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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