Novina Pozyczkihipoteczne.Eu (FRA:T36) 5-Year Yield-on-Cost %: 0.00 (As of Jul. 31, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:T36 Novina Pozyczkihipoteczne.Eu SA FRA:T36
69 GF Score
Price €0.13
GF Value €0.20
! 3 Warning Signs
View Full Analysis

What is Novina Pozyczkihipoteczne.Eu 5-Year Yield-on-Cost %?

Novina Pozyczkihipoteczne.Eu FRA:T36 +0.75% 69 5-Year Yield-on-Cost % is 0.00 as of Jul. 31, 2026. GuruFocus rates FRA:T36 with a GF Score™ of 69/100 and a GF Value™ of €0.20. The stock has 3 warning signs investors should review. Among 211 Credit Services companies, Novina Pozyczkihipoteczne.Eu ranks worse than 473933.18% on this metric.

Novina Pozyczkihipoteczne.Eu's yield on cost for the quarter that ended in Mar. 2026 was 0.00.


The historical rank and industry rank for Novina Pozyczkihipoteczne.Eu's 5-Year Yield-on-Cost % or its related term are showing as below:


During the past 11 years, Novina Pozyczkihipoteczne.Eu's highest Yield on Cost was 148.25. The lowest was 67.84. And the median was 97.63.


FRA:T36's 5-Year Yield-on-Cost % is not ranked *
in the Credit Services industry.
Industry Median: 4.56
* Ranked among companies with meaningful 5-Year Yield-on-Cost % only.

Novina Pozyczkihipoteczne.Eu  (FRA:T36) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


Novina Pozyczkihipoteczne.Eu 5-Year Yield-on-Cost % Related Terms


FRA:T36 vs V, MA, AXP: 5-Year Yield-on-Cost % Comparison

For the Credit Services subindustry, Novina Pozyczkihipoteczne.Eu's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Novina Pozyczkihipoteczne.Eu 5-Year Yield-on-Cost % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Novina Pozyczkihipoteczne.Eu's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where Novina Pozyczkihipoteczne.Eu's 5-Year Yield-on-Cost % falls into.


FRA:T36
69GF Score
Novina Pozyczkihipoteczne.Eu SA FRA:T36
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Novina Pozyczkihipoteczne.Eu 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of Novina Pozyczkihipoteczne.Eu is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 0.00 mean?
Novina Pozyczkihipoteczne.Eu (FRA:T36) has a 5-Year Yield-on-Cost % of 0.00 as of Jul. 31, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Novina Pozyczkihipoteczne.Eu and its competitors. Over the past decade, Novina Pozyczkihipoteczne.Eu's 5-Year Yield-on-Cost % has ranged from 67.84 to 148.25. According to the industry distribution chart, Novina Pozyczkihipoteczne.Eu ranks #999999 out of 211 companies in the Credit Services industry.
Is Novina Pozyczkihipoteczne.Eu's 5-Year Yield-on-Cost % too high?
Novina Pozyczkihipoteczne.Eu's current 5-Year Yield-on-Cost % is 0.00. Over the past 10 years, this metric has ranged from a low of 67.84 to a high of 148.25. Based on the distribution chart, Novina Pozyczkihipoteczne.Eu ranks #999999 out of 211 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, Novina Pozyczkihipoteczne.Eu has a GF Score™ of 69/100, reflecting its overall financial health beyond just this single metric.
How does Novina Pozyczkihipoteczne.Eu's 5-Year Yield-on-Cost % compare to V and MA?
According to the Credit Services industry distribution chart, Novina Pozyczkihipoteczne.Eu ranks #999999 out of 211 companies for 5-Year Yield-on-Cost %. This places Novina Pozyczkihipoteczne.Eu in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 4.56. Historically, Novina Pozyczkihipoteczne.Eu's own 5-Year Yield-on-Cost % has ranged from 67.84 to 148.25 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Credit Services company?
The median 5-Year Yield-on-Cost % among Credit Services companies is 4.56, based on 211 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Novina Pozyczkihipoteczne.Eu and its competitors. For the Credit Services industry, the median 5-Year Yield-on-Cost % is 4.56 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Novina Pozyczkihipoteczne.Eu's current 5-Year Yield-on-Cost % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Novina Pozyczkihipoteczne.Eu stock overvalued right now?
Novina Pozyczkihipoteczne.Eu (FRA:T36) has a current 5-Year Yield-on-Cost % of 0.00. The stock's GF Value™ is €0.20, compared to a current price of €0.13 — trading 33% below its estimated fair value. The current 5-Year Yield-on-Cost % is 0.00. Novina Pozyczkihipoteczne.Eu's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Novina Pozyczkihipoteczne.Eu (FRA:T36), the current 5-Year Yield-on-Cost % is 0.00 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Novina Pozyczkihipoteczne.Eu (FRA:T36) Overvalued in 2026?

Based on GuruFocus' analysis, Novina Pozyczkihipoteczne.Eu stock appears to be undervalued. The current stock price of €0.13 is trading 33% below its estimated GF Value™ of €0.20.

Key valuation signals for FRA:T36:

  • 5-Year Yield-on-Cost %: 0.00
  • GF Value™: €0.20 vs. price of €0.13 (33% below fair value)
  • GF Score™: 69/100 with 3 warning signs

No single metric tells the full story. See the FRA:T36 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Novina Pozyczkihipoteczne.Eu Business Description

Other Exchanges NOV:Poland
Address Al. Jana Paw?a II 27, Warszawa, POL, 00-867
Novina Pozyczkihipoteczne.Eu SA formerly Novina SA is an investment company engaged in the financing of projects. The company operates in areas including private equity and secured loan.
69GF Score

Get the complete analysis for FRA:T36

5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.13
Price
€0.20
GF Value