Novina Pozyczkihipoteczne.Eu (FRA:T36) Net Income: €0.20 Mil (TTM As of Mar. 2026)

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FRA:T36 Novina Pozyczkihipoteczne.Eu SA FRA:T36
69 GF Score
Price €0.13
GF Value €0.20
! 3 Warning Signs
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What is Novina Pozyczkihipoteczne.Eu Net Income?

Novina Pozyczkihipoteczne.Eu FRA:T36 69 Net Income is €0.20 Mil as of Mar. 2026. GuruFocus rates FRA:T36 with a GF Score™ of 69/100 and a GF Value™ of €0.20. The stock has 3 warning signs investors should review.

Net Income is the net profit that a company earns after deducting all costs and losses including cost of goods, SGA, DDA, interest expenses, non-recurring items and tax. Novina Pozyczkihipoteczne.Eu's Net Income for the three months ended in Mar. 2026 was €0.12 Mil. Its Net Income for the trailing twelve months (TTM) ended in Mar. 2026 was €0.20 Mil.

Net Income is linked to the most popular Earnings per Share (Diluted) number. Novina Pozyczkihipoteczne.Eu's Earnings per Share (Diluted) for the three months ended in Mar. 2026 was €0.00.


Novina Pozyczkihipoteczne.Eu  (FRA:T36) Net Income Explanation

Net Income is the most widely cited number in reporting a company's profitability. It is linked to the most popular earnings-per-share (EPS) number through:

Novina Pozyczkihipoteczne.Eu's Earnings per Share (Diluted) (EPS) for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

EPS is most useful for companies that have:

A predictable business
Consistent accounting methods
And few restructurings

The dividend paid to preferred stocks needs to be subtracted from the total net income in the calculation of EPS because common stock holders are not entitled to that part of the net income.


Be Aware

Warren Buffett looks for consistency and upward long term trend. Because of share repurchase it is possible for net earnings trend to differ from EPS trend. He preferred Net Income over EPS. The companies with durable competitive advantage companies report higher % net earnings to total revenues.

Important: If a company is showing net earnings history greater than 20% on total revenues, it is probably benefiting from a long term competitive advantage.

If net earnings is less than 10%, likely to be in a highly competitive business.


Novina Pozyczkihipoteczne.Eu Net Income Related Terms


Novina Pozyczkihipoteczne.Eu Net Income Historical Data

* Premium members only.

The historical data trend for Novina Pozyczkihipoteczne.Eu's Net Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Novina Pozyczkihipoteczne.Eu Net Income Chart

Novina Pozyczkihipoteczne.Eu Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.44 0.46 0.81 0.87 0.51

Novina Pozyczkihipoteczne.Eu Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.21 0.10 -0.27 0.25 0.12
FRA:T36
69GF Score
Novina Pozyczkihipoteczne.Eu SA FRA:T36
Net Income is just one metric. See GF Score™, valuation, warning signs, and more.
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Novina Pozyczkihipoteczne.Eu Net Income Calculation

Net Income is the net profit that a company earns after deducting all costs and losses including cost of goods, SGA, DDA, interest expenses, non-recurring items and tax.

Net Income
= Revenue - Cost of Goods Sold - Selling, General, & Admin. Expense - Research & Development - Depreciation, Depletion and Amortization - Interest Expense - Non Operating Income (NRI) - Tax Expense + Others
= EBITDA - Depreciation, Depletion and Amortization - Interest Expense - Non Operating Income (NRI) - Tax Expense + Others
= Operating Income - Interest Expense - Non Operating Income (NRI) - Tax Expense + Others
= Pre-Tax Income - Tax Expense + Others

Novina Pozyczkihipoteczne.Eu's Net Income for the fiscal year that ended in Dec. 2025 is calculated as

Net Income(A: Dec. 2025 )
= Pre-Tax Income + Tax Provision + Net Income (Discontinued Operations) + Others
=0.781+-0.272+0+0
=0.51

Novina Pozyczkihipoteczne.Eu's Net Income for the quarter that ended in Mar. 2026 is calculated as

Net Income(Q: Mar. 2026 )
= Pre-Tax Income + Tax Provision + Net Income (Discontinued Operations) + Others
=0.082+-0.13+0+0.164
=0.12

Net Income for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €0.20 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Income →
What does a Net Income of €0.20 Mil mean?
Novina Pozyczkihipoteczne.Eu (FRA:T36) has a Net Income of €0.20 Mil as of Mar. 2026. Net Income is the total earnings after all operating expenses, interest and taxes. View historical data on Novina Pozyczkihipoteczne.Eu and its competitors.
Is Novina Pozyczkihipoteczne.Eu's Net Income too high?
Novina Pozyczkihipoteczne.Eu's current Net Income is €0.20 Mil. Overall, Novina Pozyczkihipoteczne.Eu has a GF Score™ of 69/100, reflecting its overall financial health beyond just this single metric.
How does Novina Pozyczkihipoteczne.Eu's Net Income compare to V and MA?
Novina Pozyczkihipoteczne.Eu's Net Income of €0.20 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Income for a Credit Services company?
A good Net Income depends on the Credit Services industry context. However, Net Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Income mean?
A high Net Income can signal that a stock is expensive relative to its fundamentals. Net Income is the total earnings after all operating expenses, interest and taxes. View historical data on Novina Pozyczkihipoteczne.Eu and its competitors. Novina Pozyczkihipoteczne.Eu's current Net Income is €0.20 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Novina Pozyczkihipoteczne.Eu stock overvalued right now?
Novina Pozyczkihipoteczne.Eu (FRA:T36) has a current Net Income of €0.20 Mil. The stock's GF Value™ is €0.20, compared to a current price of €0.13 — trading 35.5% below its estimated fair value. The current Net Income is €0.20 Mil. Novina Pozyczkihipoteczne.Eu's overall GF Score™ is 69/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Income calculated?
Net Income is calculated from a company's financial statements. For Novina Pozyczkihipoteczne.Eu (FRA:T36), the current Net Income is €0.20 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Novina Pozyczkihipoteczne.Eu (FRA:T36) Overvalued in 2026?

Based on GuruFocus' analysis, Novina Pozyczkihipoteczne.Eu stock appears to be undervalued. The current stock price of €0.13 is trading 35.5% below its estimated GF Value™ of €0.20.

Key valuation signals for FRA:T36:

  • Net Income: €0.20 Mil
  • GF Value™: €0.20 vs. price of €0.13 (35.5% below fair value)
  • GF Score™: 69/100 with 3 warning signs

No single metric tells the full story. See the FRA:T36 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Novina Pozyczkihipoteczne.Eu Business Description

Other Exchanges NOV:Poland
Address Al. Jana Paw?a II 27, Warszawa, POL, 00-867
Novina Pozyczkihipoteczne.Eu SA formerly Novina SA is an investment company engaged in the financing of projects. The company operates in areas including private equity and secured loan.
69GF Score

Get the complete analysis for FRA:T36

Net Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.13
Price
€0.20
GF Value