The Bank of Khyber (KAR:BOK) Cyclically Adjusted PS Ratio: 2.95 (As of Jul. 26, 2026) — 63% Above Median

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

KAR:BOK The Bank of Khyber KAR:BOK
55 GF Score
Price ₨31.82
GF Value ₨19.44
Valuation Significantly Overvalued
! 3 Warning Signs
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What is The Bank of Khyber Cyclically Adjusted PS Ratio?

The Bank of Khyber KAR:BOK -1.00% 55 Cyclically Adjusted PS Ratio is 2.95 as of Jul. 26, 2026, which is 63% above its 10-year median of 1.81. GuruFocus rates KAR:BOK with a GF Score™ of 55/100 and a GF Value™ of ₨19.44 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,302 Banks companies, The Bank of Khyber ranks better than 59.14% on this metric.

As of today (2026-07-26), The Bank of Khyber's current share price is ₨31.82. The Bank of Khyber's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was ₨10.79. The Bank of Khyber's Cyclically Adjusted PS Ratio for today is 2.95.

The historical rank and industry rank for The Bank of Khyber's Cyclically Adjusted PS Ratio or its related term are showing as below:

KAR:BOK' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.34   Med: 1.81   Max: 3.7
Current: 2.95

During the past years, The Bank of Khyber's highest Cyclically Adjusted PS Ratio was 3.70. The lowest was 1.34. And the median was 1.81.

KAR:BOK's Cyclically Adjusted PS Ratio is ranked better than
59.14% of 1302 companies
in the Banks industry
Industry Median: 3.41 vs KAR:BOK: 2.95

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

The Bank of Khyber's adjusted revenue per share data for the three months ended in Mar. 2026 was ₨4.001. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is ₨10.79 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


The Bank of Khyber  (KAR:BOK) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


The Bank of Khyber Cyclically Adjusted PS Ratio Related Terms


The Bank of Khyber Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for The Bank of Khyber's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Bank of Khyber Cyclically Adjusted PS Ratio Chart

The Bank of Khyber Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 1.92 1.52 1.66 3.35

The Bank of Khyber Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.57 1.81 3.41 3.35 2.97

The Bank of Khyber Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, The Bank of Khyber's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Bank of Khyber Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, The Bank of Khyber's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where The Bank of Khyber's Cyclically Adjusted PS Ratio falls into.


KAR:BOK
55GF Score
The Bank of Khyber KAR:BOK
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The Bank of Khyber Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

The Bank of Khyber's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=31.82/10.79
=2.95

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Bank of Khyber's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, The Bank of Khyber's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=4.001/330.2130*330.2130
=4.001

Current CPI (Mar. 2026) = 330.2130.

The Bank of Khyber Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 1.695 241.018 2.322
201609 1.349 241.428 1.845
201612 1.664 241.432 2.276
201703 1.206 243.801 1.633
201706 1.968 244.955 2.653
201709 1.174 246.819 1.571
201712 1.109 246.524 1.485
201803 1.328 249.554 1.757
201806 1.395 251.989 1.828
201809 1.150 252.439 1.504
201812 0.071 251.233 0.093
201903 1.209 254.202 1.571
201906 1.188 256.143 1.532
201909 1.304 256.759 1.677
201912 1.481 256.974 1.903
202003 1.781 258.115 2.278
202006 2.861 257.797 3.665
202009 1.797 260.280 2.280
202012 1.772 260.474 2.246
202103 1.730 264.877 2.157
202106 1.514 271.696 1.840
202109 1.619 274.310 1.949
202112 1.601 278.802 1.896
202203 1.844 287.504 2.118
202206 1.645 296.311 1.833
202209 1.495 296.808 1.663
202212 2.137 296.797 2.378
202303 3.151 301.836 3.447
202306 3.073 305.109 3.326
202309 3.384 307.789 3.631
202312 4.214 306.746 4.536
202403 3.421 312.332 3.617
202406 3.831 314.175 4.027
202409 4.267 315.301 4.469
202412 4.255 315.605 4.452
202503 5.093 319.799 5.259
202506 5.393 322.561 5.521
202509 5.102 324.800 5.187
202512 4.388 324.054 4.471
202603 4.001 330.213 4.001

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 2.95 mean?
The Bank of Khyber (KAR:BOK) has a Cyclically Adjusted PS Ratio of 2.95 as of Jul. 26, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on The Bank of Khyber and its competitors. This is 63% above median its historical median of 1.81. Over the past decade, The Bank of Khyber's Cyclically Adjusted PS Ratio has ranged from 1.34 to 3.70. According to the industry distribution chart, The Bank of Khyber ranks #532 out of 1302 companies in the Banks industry, placing it in the top 40.9%.
Is The Bank of Khyber's Cyclically Adjusted PS Ratio too high?
The Bank of Khyber's current Cyclically Adjusted PS Ratio of 2.95 is 63% above median its 10-year median of 1.81. Over the past 10 years, this metric has ranged from a low of 1.34 to a high of 3.70. The Banks industry median Cyclically Adjusted PS Ratio is 3.41. The Bank of Khyber's value of 2.95 is 13.5% below this industry median. Based on the distribution chart, The Bank of Khyber ranks #532 out of 1302 companies in the Banks industry, which is above the industry midpoint. Overall, The Bank of Khyber has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The Bank of Khyber's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, The Bank of Khyber ranks #532 out of 1302 companies for Cyclically Adjusted PS Ratio. This puts The Bank of Khyber in the upper half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.41. The Bank of Khyber's value of 2.95 is 13.5% below this benchmark. Historically, The Bank of Khyber's own Cyclically Adjusted PS Ratio has ranged from 1.34 to 3.70 over the past decade. While the company's 10-year median is 1.81 vs. the industry median of 3.41, The Bank of Khyber has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.41, based on 1,302 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Bank of Khyber's current Cyclically Adjusted PS Ratio of 2.95 is 13.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on The Bank of Khyber and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.41 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Bank of Khyber's current Cyclically Adjusted PS Ratio is 2.95, which is 63% above median its own 10-year median of 1.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Bank of Khyber stock overvalued right now?
Based on GuruFocus' analysis, The Bank of Khyber (KAR:BOK) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨19.44, compared to a current price of ₨31.82 — trading 63.7% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 2.95, which is 63% above median its 10-year median of 1.81 and 13.5% below the Banks industry median of 3.41. The Bank of Khyber's overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For The Bank of Khyber (KAR:BOK), the current Cyclically Adjusted PS Ratio is 2.95 as of Jul. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Bank of Khyber (KAR:BOK) Overvalued in 2026?

Based on GuruFocus' analysis, The Bank of Khyber stock appears to be overvalued. The current stock price of ₨31.82 is trading 63.7% above its estimated GF Value™ of ₨19.44. GuruFocus considers The Bank of Khyber to be Significantly Overvalued.

Key valuation signals for KAR:BOK:

  • Cyclically Adjusted PS Ratio: 2.95 (63% above median its 10-year median of 1.81)
  • GF Value™: ₨19.44 vs. price of ₨31.82 (63.7% above fair value)
  • GF Score™: 55/100 with 3 warning signs
  • Industry Position: 13.5% below the Banks median (#532 of 1302)

No single metric tells the full story. See the KAR:BOK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Bank of Khyber Business Description

Address 24 - The Mall, Peshawar Cantt, Peshawar, KP, PAK, 25000
The Bank of Khyber is engaged in the business of commercial banking and related services. It operates through various business segments that are Corporate Finance, which includes mergers and acquisition, underwriting, privatization, securitization, research, and others; Trading and Sales, which includes fixed income, equity, foreign exchanges, commodities, credit, funding, own position securities, and others; Retail Banking, which includes retail lending and deposits, banking services, trust and estates, and others; and Commercial Banking, which includes project finance, real estate, export finance, and others. Geographically, the company operates only in Pakistan.
55GF Score

Get the complete analysis for KAR:BOK

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨31.82
Price
₨19.44
GF Value