The Bank of Khyber (KAR:BOK) E10: ₨2.23 (As of Mar. 2026)


KAR:BOK The Bank of Khyber KAR:BOK
53 GF Score
Price ₨33.34
GF Value ₨19.15
Valuation Significantly Overvalued
! 6 Warning Signs
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What is The Bank of Khyber E10?

The Bank of Khyber KAR:BOK 53 E10 is ₨2.23 as of Mar. 2026. GuruFocus rates KAR:BOK with a GF Score™ of 53/100 and a GF Value™ of ₨19.15 (Significantly Overvalued). The stock has 6 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

The Bank of Khyber's adjusted earnings per share data for the three months ended in Mar. 2026 was ₨0.880. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is ₨2.23 for the trailing ten years ended in Mar. 2026.

During the past 12 months, The Bank of Khyber's average E10 Growth Rate was 13.80% per year. During the past 3 years, the average E10 Growth Rate was 15.70% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of The Bank of Khyber was 15.70% per year. The lowest was 15.70% per year. And the median was 15.70% per year.

As of today (2026-06-28), The Bank of Khyber's current stock price is ₨33.34. The Bank of Khyber's E10 for the quarter that ended in Mar. 2026 was ₨2.23. The Bank of Khyber's Shiller PE Ratio of today is 14.95.

During the past 13 years, the highest Shiller PE Ratio of The Bank of Khyber was 17.74. The lowest was 6.36. And the median was 8.34.


The Bank of Khyber  (KAR:BOK) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

The Bank of Khyber's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=33.34/2.23
=14.95

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of The Bank of Khyber was 17.74. The lowest was 6.36. And the median was 8.34.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


The Bank of Khyber E10 Related Terms


The Bank of Khyber E10 Historical Data

* Premium members only.

The historical data trend for The Bank of Khyber's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Bank of Khyber E10 Chart

The Bank of Khyber Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 1.40 1.62 1.83 2.17

The Bank of Khyber Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.96 2.08 2.17 2.17 2.23

The Bank of Khyber E10 Competitor Comparison

For the Banks - Regional subindustry, The Bank of Khyber's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Bank of Khyber Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, The Bank of Khyber's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where The Bank of Khyber's Shiller PE Ratio falls into.


KAR:BOK
53GF Score
The Bank of Khyber KAR:BOK
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The Bank of Khyber E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, The Bank of Khyber's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.88/330.2130*330.2130
=0.880

Current CPI (Mar. 2026) = 330.2130.

The Bank of Khyber Quarterly Data

per share eps CPI Adj_EPS
201606 0.363 241.018 0.497
201609 0.389 241.428 0.532
201612 0.475 241.432 0.650
201703 0.311 243.801 0.421
201706 0.501 244.955 0.675
201709 0.380 246.819 0.508
201712 0.354 246.524 0.474
201803 0.389 249.554 0.515
201806 0.294 251.989 0.385
201809 0.130 252.439 0.170
201812 -0.397 251.233 -0.522
201903 0.164 254.202 0.213
201906 0.268 256.143 0.345
201909 0.086 256.759 0.111
201912 0.613 256.974 0.788
202003 0.472 258.115 0.604
202006 0.571 257.797 0.731
202009 0.381 260.280 0.483
202012 0.435 260.474 0.551
202103 0.400 264.877 0.499
202106 0.143 271.696 0.174
202109 0.143 274.310 0.172
202112 0.276 278.802 0.327
202203 0.333 287.504 0.382
202206 0.001 296.311 0.001
202209 -0.095 296.808 -0.106
202212 0.152 296.797 0.169
202303 0.810 301.836 0.886
202306 0.650 305.109 0.703
202309 0.680 307.789 0.730
202312 0.870 306.746 0.937
202403 0.670 312.332 0.708
202406 0.660 314.175 0.694
202409 0.930 315.301 0.974
202412 0.850 315.605 0.889
202503 1.380 319.799 1.425
202506 1.520 322.561 1.556
202509 1.390 324.800 1.413
202512 0.730 324.054 0.744
202603 0.880 330.213 0.880

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of ₨2.23 mean?
The Bank of Khyber (KAR:BOK) has a E10 of ₨2.23 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on The Bank of Khyber and its competitors.
Is The Bank of Khyber's E10 too high?
The Bank of Khyber's current E10 is ₨2.23. Overall, The Bank of Khyber has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The Bank of Khyber's E10 compare to competitors?
The Bank of Khyber's E10 of ₨2.23 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Banks company?
A good E10 depends on the Banks industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on The Bank of Khyber and its competitors. The Bank of Khyber's current E10 is ₨2.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Bank of Khyber stock overvalued right now?
Based on GuruFocus' analysis, The Bank of Khyber (KAR:BOK) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨19.15, compared to a current price of ₨33.34 — trading 74.1% above its estimated fair value. The current E10 is ₨2.23. The Bank of Khyber's overall GF Score™ is 53/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For The Bank of Khyber (KAR:BOK), the current E10 is ₨2.23 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Bank of Khyber (KAR:BOK) Overvalued in 2026?

Based on GuruFocus' analysis, The Bank of Khyber stock appears to be overvalued. The current stock price of ₨33.34 is trading 74.1% above its estimated GF Value™ of ₨19.15. GuruFocus considers The Bank of Khyber to be Significantly Overvalued.

Key valuation signals for KAR:BOK:

  • E10: ₨2.23
  • GF Value™: ₨19.15 vs. price of ₨33.34 (74.1% above fair value)
  • GF Score™: 53/100 with 6 warning signs

No single metric tells the full story. See the KAR:BOK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Bank of Khyber Business Description

Address 24 - The Mall, Peshawar Cantt, Peshawar, KP, PAK, 25000
The Bank of Khyber is engaged in the business of commercial banking and related services. It operates through various business segments that are Corporate Finance, which includes mergers and acquisition, underwriting, privatization, securitization, research, and others; Trading and Sales, which includes fixed income, equity, foreign exchanges, commodities, credit, funding, own position securities, and others; Retail Banking, which includes retail lending and deposits, banking services, trust and estates, and others; and Commercial Banking, which includes project finance, real estate, export finance, and others. Geographically, the company operates only in Pakistan.
53GF Score

Get the complete analysis for KAR:BOK

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨33.34
Price
₨19.15
GF Value