The Bank of Khyber (KAR:BOK) Peter Lynch Fair Value: ₨36.80 (As of Jul. 30, 2026) — 3944% Above Median

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

KAR:BOK The Bank of Khyber KAR:BOK
55 GF Score
Price ₨32.52
GF Value ₨19.48
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is The Bank of Khyber Peter Lynch Fair Value?

The Bank of Khyber KAR:BOK 55 Peter Lynch Fair Value is ₨36.80 as of Jul. 30, 2026, which is 100% below its 10-year median of 0.91. GuruFocus rates KAR:BOK with a GF Score™ of 55/100 and a GF Value™ of ₨19.48 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 874 Banks companies, The Bank of Khyber ranks better than 63.39% on this metric.

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Here, as of today, The Bank of Khyber's PEG is 1. The Bank of Khyber's 5-Year TTM Book Value Growth Rate is 7.35. The Bank of Khyber's EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 was ₨5.01. Therefore, the Peter Lynch Fair Value for today is ₨36.80.

As of today (2026-07-30), The Bank of Khyber's share price is ₨32.52. The Bank of Khyber's Peter Lynch fair value is ₨36.80. Therefore, The Bank of Khyber's Price to Peter Lynch Fair Value Ratio for today is 0.88.


The historical rank and industry rank for The Bank of Khyber's Peter Lynch Fair Value or its related term are showing as below:

KAR:BOK' s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.5   Med: 0.91   Max: 5.43
Current: 0.9


During the past 13 years, the highest Price to Peter Lynch Fair Value Ratio of The Bank of Khyber was 5.43. The lowest was 0.50. And the median was 0.91.


KAR:BOK's Price-to-Peter-Lynch-Fair-Value is ranked better than
63.39% of 874 companies
in the Banks industry
Industry Median: 1.115 vs KAR:BOK: 0.90

Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.


The Bank of Khyber  (KAR:BOK) Peter Lynch Fair Value Explanation

Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.

Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.

Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of Book Value per share over the past 5 years, which is 7.35 instead of 15 in this case.

The Bank of Khyber's Price to Peter Lynch Fair Value Ratio for today is calculated as

Price to Peter Lynch Fair Value=Share Price/Peter Lynch Fair Value
=32.52/36.80
=0.88

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


The Bank of Khyber Peter Lynch Fair Value Related Terms


The Bank of Khyber Peter Lynch Fair Value Historical Data

* Premium members only.

The historical data trend for The Bank of Khyber's Peter Lynch Fair Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Bank of Khyber Peter Lynch Fair Value Chart

The Bank of Khyber Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Peter Lynch Fair Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 2.28 23.27 0.00 37.41

The Bank of Khyber Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Peter Lynch Fair Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 23.71 32.31 37.41 36.30

The Bank of Khyber Peter Lynch Fair Value Competitor Comparison

For the Banks - Regional subindustry, The Bank of Khyber's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Bank of Khyber Price-to-Peter-Lynch-Fair-Value vs Banks Industry

For the Banks industry and Financial Services sector, The Bank of Khyber's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:

* The bar in red indicates where The Bank of Khyber's Price-to-Peter-Lynch-Fair-Value falls into.


KAR:BOK
55GF Score
The Bank of Khyber KAR:BOK
Peter Lynch Fair Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The Bank of Khyber Peter Lynch Fair Value Calculation

The Bank of Khyber's Peter Lynch Fair Value for today is calculated as

Peter Lynch Fair Value=PEG Ratio*5-Year TTM Book Value Growth Rate***EPS without NRI (TTM)
=1* 7.35 *5.007
=36.80

The Bank of Khyber's EPS without NRI for the trailing twelve months (TTM) uses the latest annual data, which was ₨5.01.

* Note that for companies that do not have enough quarterly data to calculate the 5-Year TTM EBITDA Growth Rate, we use the annual data for the calculation.


* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** Please be aware that the 5-Year TTM Book Value Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data is the latest quarter data. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.

If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.

If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.

Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.

Frequently Asked Questions Learn more about Peter Lynch Fair Value →
What does a Peter Lynch Fair Value of ₨36.80 mean?
The Bank of Khyber (KAR:BOK) has a Peter Lynch Fair Value of ₨36.80 as of Jul. 30, 2026. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on The Bank of Khyber and its competitors. This is 3944% above median its historical median of 0.91. Over the past decade, The Bank of Khyber's Peter Lynch Fair Value has ranged from 0.50 to 5.43. According to the industry distribution chart, The Bank of Khyber ranks #320 out of 874 companies in the Banks industry, placing it in the top 36.6%.
Is The Bank of Khyber's Peter Lynch Fair Value too high?
The Bank of Khyber's current Peter Lynch Fair Value of ₨36.80 is 3944% above median its 10-year median of 0.91. Over the past 10 years, this metric has ranged from a low of 0.50 to a high of 5.43. Based on the distribution chart, The Bank of Khyber ranks #320 out of 874 companies in the Banks industry, which is above the industry midpoint. Overall, The Bank of Khyber has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The Bank of Khyber's Peter Lynch Fair Value compare to competitors?
According to the Banks industry distribution chart, The Bank of Khyber ranks #320 out of 874 companies for Peter Lynch Fair Value. This puts The Bank of Khyber in the upper half of its industry. The industry median Peter Lynch Fair Value is 1.12. Historically, The Bank of Khyber's own Peter Lynch Fair Value has ranged from 0.50 to 5.43 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Peter Lynch Fair Value for a Banks company?
The median Peter Lynch Fair Value among Banks companies is 1.12, based on 874 companies in the industry. Companies in the top quartile (top 25%) have a Peter Lynch Fair Value significantly above this median, while those in the bottom quartile fall well below. However, Peter Lynch Fair Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Peter Lynch Fair Value mean?
A high Peter Lynch Fair Value can signal that a stock is expensive relative to its fundamentals. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on The Bank of Khyber and its competitors. For the Banks industry, the median Peter Lynch Fair Value is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Bank of Khyber's current Peter Lynch Fair Value is ₨36.80, which is 3944% above median its own 10-year median of 0.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Bank of Khyber stock overvalued right now?
Based on GuruFocus' analysis, The Bank of Khyber (KAR:BOK) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨19.48, compared to a current price of ₨32.52 — trading 66.9% above its estimated fair value. The current Peter Lynch Fair Value is ₨36.80, which is 3944% above median its 10-year median of 0.91. The Bank of Khyber's overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Peter Lynch Fair Value calculated?
Peter Lynch Fair Value is calculated from a company's financial statements. For The Bank of Khyber (KAR:BOK), the current Peter Lynch Fair Value is ₨36.80 as of Jul. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Bank of Khyber (KAR:BOK) Overvalued in 2026?

Based on GuruFocus' analysis, The Bank of Khyber stock appears to be overvalued. The current stock price of ₨32.52 is trading 66.9% above its estimated GF Value™ of ₨19.48. GuruFocus considers The Bank of Khyber to be Significantly Overvalued.

Key valuation signals for KAR:BOK:

  • Peter Lynch Fair Value: ₨36.80 (3944% above median its 10-year median of 0.91)
  • GF Value™: ₨19.48 vs. price of ₨32.52 (66.9% above fair value)
  • GF Score™: 55/100 with 3 warning signs

No single metric tells the full story. See the KAR:BOK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Bank of Khyber Business Description

Address 24 - The Mall, Peshawar Cantt, Peshawar, KP, PAK, 25000
The Bank of Khyber is engaged in the business of commercial banking and related services. It operates through various business segments that are Corporate Finance, which includes mergers and acquisition, underwriting, privatization, securitization, research, and others; Trading and Sales, which includes fixed income, equity, foreign exchanges, commodities, credit, funding, own position securities, and others; Retail Banking, which includes retail lending and deposits, banking services, trust and estates, and others; and Commercial Banking, which includes project finance, real estate, export finance, and others. Geographically, the company operates only in Pakistan.
55GF Score

Get the complete analysis for KAR:BOK

Peter Lynch Fair Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨32.52
Price
₨19.48
GF Value