The Bank of Khyber (KAR:BOK) Cyclically Adjusted FCF per Share: ₨22.91 (As of Mar. 2026)

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KAR:BOK The Bank of Khyber KAR:BOK
55 GF Score
Price ₨32.76
GF Value ₨19.39
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is The Bank of Khyber Cyclically Adjusted FCF per Share?

The Bank of Khyber KAR:BOK -1.62% 55 Cyclically Adjusted FCF per Share is ₨22.91 as of Mar. 2026. GuruFocus rates KAR:BOK with a GF Score™ of 55/100 and a GF Value™ of ₨19.39 (Significantly Overvalued). The stock has 5 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

The Bank of Khyber's adjusted free cash flow per share for the three months ended in Mar. 2026 was ₨29.997. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is ₨22.91 for the trailing ten years ended in Mar. 2026.

During the past 12 months, The Bank of Khyber's average Cyclically Adjusted FCF Growth Rate was -17.90% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 11.80% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of The Bank of Khyber was 11.80% per year. The lowest was 11.80% per year. And the median was 11.80% per year.

As of today (2026-07-20), The Bank of Khyber's current stock price is ₨32.76. The Bank of Khyber's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was ₨22.91. The Bank of Khyber's Cyclically Adjusted Price-to-FCF of today is 1.43.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of The Bank of Khyber was 1.82. The lowest was 0.48. And the median was 0.67.


The Bank of Khyber  (KAR:BOK) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

The Bank of Khyber's Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=32.76/22.91
=1.43

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of The Bank of Khyber was 1.82. The lowest was 0.48. And the median was 0.67.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


The Bank of Khyber Cyclically Adjusted FCF per Share Related Terms


The Bank of Khyber Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for The Bank of Khyber's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The Bank of Khyber Cyclically Adjusted FCF per Share Chart

The Bank of Khyber Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 15.10 21.08 23.34 21.12

The Bank of Khyber Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 27.91 30.07 22.15 21.12 22.91

The Bank of Khyber Cyclically Adjusted FCF per Share Competitor Comparison

For the Banks - Regional subindustry, The Bank of Khyber's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Bank of Khyber Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, The Bank of Khyber's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where The Bank of Khyber's Cyclically Adjusted Price-to-FCF falls into.


KAR:BOK
55GF Score
The Bank of Khyber KAR:BOK
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The Bank of Khyber Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, The Bank of Khyber's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=29.997/330.2130*330.2130
=29.997

Current CPI (Mar. 2026) = 330.2130.

The Bank of Khyber Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 -2.452 241.018 -3.359
201609 30.542 241.428 41.774
201612 7.890 241.432 10.791
201703 -26.567 243.801 -35.983
201706 57.014 244.955 76.858
201709 -21.210 246.819 -28.376
201712 -12.899 246.524 -17.278
201803 -34.665 249.554 -45.869
201806 -2.931 251.989 -3.841
201809 -4.179 252.439 -5.467
201812 9.725 251.233 12.782
201903 -7.820 254.202 -10.158
201906 4.479 256.143 5.774
201909 35.572 256.759 45.748
201912 15.331 256.974 19.700
202003 -4.074 258.115 -5.212
202006 9.176 257.797 11.754
202009 -11.893 260.280 -15.088
202012 -21.171 260.474 -26.839
202103 -2.419 264.877 -3.016
202106 51.112 271.696 62.120
202109 1.996 274.310 2.403
202112 14.805 278.802 17.535
202203 53.195 287.504 61.097
202206 -29.884 296.311 -33.303
202209 -49.977 296.808 -55.602
202212 12.944 296.797 14.401
202303 -3.372 301.836 -3.689
202306 26.319 305.109 28.484
202309 19.141 307.789 20.536
202312 8.036 306.746 8.651
202403 11.542 312.332 12.203
202406 -0.178 314.175 -0.187
202409 12.389 315.301 12.975
202412 25.789 315.605 26.983
202503 46.314 319.799 47.822
202506 30.408 322.561 31.129
202509 -69.675 324.800 -70.836
202512 -8.131 324.054 -8.286
202603 29.997 330.213 29.997

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of ₨22.91 mean?
The Bank of Khyber (KAR:BOK) has a Cyclically Adjusted FCF per Share of ₨22.91 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on The Bank of Khyber and its competitors.
Is The Bank of Khyber's Cyclically Adjusted FCF per Share too high?
The Bank of Khyber's current Cyclically Adjusted FCF per Share is ₨22.91. Overall, The Bank of Khyber has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The Bank of Khyber's Cyclically Adjusted FCF per Share compare to competitors?
The Bank of Khyber's Cyclically Adjusted FCF per Share of ₨22.91 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on The Bank of Khyber and its competitors. The Bank of Khyber's current Cyclically Adjusted FCF per Share is ₨22.91. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Bank of Khyber stock overvalued right now?
Based on GuruFocus' analysis, The Bank of Khyber (KAR:BOK) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨19.39, compared to a current price of ₨32.76 — trading 69% above its estimated fair value. The current Cyclically Adjusted FCF per Share is ₨22.91. The Bank of Khyber's overall GF Score™ is 55/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For The Bank of Khyber (KAR:BOK), the current Cyclically Adjusted FCF per Share is ₨22.91 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Bank of Khyber (KAR:BOK) Overvalued in 2026?

Based on GuruFocus' analysis, The Bank of Khyber stock appears to be overvalued. The current stock price of ₨32.76 is trading 69% above its estimated GF Value™ of ₨19.39. GuruFocus considers The Bank of Khyber to be Significantly Overvalued.

Key valuation signals for KAR:BOK:

  • Cyclically Adjusted FCF per Share: ₨22.91
  • GF Value™: ₨19.39 vs. price of ₨32.76 (69% above fair value)
  • GF Score™: 55/100 with 5 warning signs

No single metric tells the full story. See the KAR:BOK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Bank of Khyber Business Description

Address 24 - The Mall, Peshawar Cantt, Peshawar, KP, PAK, 25000
The Bank of Khyber is engaged in the business of commercial banking and related services. It operates through various business segments that are Corporate Finance, which includes mergers and acquisition, underwriting, privatization, securitization, research, and others; Trading and Sales, which includes fixed income, equity, foreign exchanges, commodities, credit, funding, own position securities, and others; Retail Banking, which includes retail lending and deposits, banking services, trust and estates, and others; and Commercial Banking, which includes project finance, real estate, export finance, and others. Geographically, the company operates only in Pakistan.
55GF Score

Get the complete analysis for KAR:BOK

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨32.76
Price
₨19.39
GF Value