The Bank of Khyber (KAR:BOK) 5-Year Yield-on-Cost %: 9.84 (As of Jul. 31, 2026) — Near Median

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

KAR:BOK The Bank of Khyber KAR:BOK
55 GF Score
Price ₨32.70
GF Value ₨19.48
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is The Bank of Khyber 5-Year Yield-on-Cost %?

The Bank of Khyber KAR:BOK +0.55% 55 5-Year Yield-on-Cost % is 9.84 as of Jul. 31, 2026, which is 0% above its 10-year median of 9.80. GuruFocus rates KAR:BOK with a GF Score™ of 55/100 and a GF Value™ of ₨19.48 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,251 Banks companies, The Bank of Khyber ranks better than 87.21% on this metric.

The Bank of Khyber's yield on cost for the quarter that ended in Mar. 2026 was 9.84.


The historical rank and industry rank for The Bank of Khyber's 5-Year Yield-on-Cost % or its related term are showing as below:

KAR:BOK' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 2.68   Med: 9.8   Max: 13.46
Current: 9.84


During the past 13 years, The Bank of Khyber's highest Yield on Cost was 13.46. The lowest was 2.68. And the median was 9.80.


KAR:BOK's 5-Year Yield-on-Cost % is ranked better than
87.21% of 1251 companies
in the Banks industry
Industry Median: 3.84 vs KAR:BOK: 9.84

The Bank of Khyber  (KAR:BOK) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


The Bank of Khyber 5-Year Yield-on-Cost % Related Terms


The Bank of Khyber 5-Year Yield-on-Cost % Competitor Comparison

For the Banks - Regional subindustry, The Bank of Khyber's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


The Bank of Khyber 5-Year Yield-on-Cost % vs Banks Industry

For the Banks industry and Financial Services sector, The Bank of Khyber's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where The Bank of Khyber's 5-Year Yield-on-Cost % falls into.


KAR:BOK
55GF Score
The Bank of Khyber KAR:BOK
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

The Bank of Khyber 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of The Bank of Khyber is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 9.84 mean?
The Bank of Khyber (KAR:BOK) has a 5-Year Yield-on-Cost % of 9.84 as of Jul. 31, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on The Bank of Khyber and its competitors. This is near median its historical median of 9.80. Over the past decade, The Bank of Khyber's 5-Year Yield-on-Cost % has ranged from 2.68 to 13.46. According to the industry distribution chart, The Bank of Khyber ranks #160 out of 1251 companies in the Banks industry, placing it in the top 12.8%.
Is The Bank of Khyber's 5-Year Yield-on-Cost % too high?
The Bank of Khyber's current 5-Year Yield-on-Cost % of 9.84 is near median its 10-year median of 9.80. Over the past 10 years, this metric has ranged from a low of 2.68 to a high of 13.46. The Banks industry median 5-Year Yield-on-Cost % is 3.84. The Bank of Khyber's value of 9.84 is 156.3% above this industry median. Based on the distribution chart, The Bank of Khyber ranks #160 out of 1251 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, The Bank of Khyber has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The Bank of Khyber's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, The Bank of Khyber ranks #160 out of 1251 companies for 5-Year Yield-on-Cost %. This places The Bank of Khyber in the top 13% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.84. The Bank of Khyber's value of 9.84 is 156.3% above this benchmark. Historically, The Bank of Khyber's own 5-Year Yield-on-Cost % has ranged from 2.68 to 13.46 over the past decade. While the company's 10-year median is 9.80 vs. the industry median of 3.84, The Bank of Khyber has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.84, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Bank of Khyber's current 5-Year Yield-on-Cost % of 9.84 is 156.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on The Bank of Khyber and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Bank of Khyber's current 5-Year Yield-on-Cost % is 9.84, which is near median its own 10-year median of 9.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Bank of Khyber stock overvalued right now?
Based on GuruFocus' analysis, The Bank of Khyber (KAR:BOK) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨19.48, compared to a current price of ₨32.70 — trading 67.9% above its estimated fair value. The current 5-Year Yield-on-Cost % is 9.84, which is near median its 10-year median of 9.80 and 156.3% above the Banks industry median of 3.84. The Bank of Khyber's overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For The Bank of Khyber (KAR:BOK), the current 5-Year Yield-on-Cost % is 9.84 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is The Bank of Khyber (KAR:BOK) Overvalued in 2026?

Based on GuruFocus' analysis, The Bank of Khyber stock appears to be overvalued. The current stock price of ₨32.70 is trading 67.9% above its estimated GF Value™ of ₨19.48. GuruFocus considers The Bank of Khyber to be Significantly Overvalued.

Key valuation signals for KAR:BOK:

  • 5-Year Yield-on-Cost %: 9.84 (near median its 10-year median of 9.80)
  • GF Value™: ₨19.48 vs. price of ₨32.70 (67.9% above fair value)
  • GF Score™: 55/100 with 3 warning signs
  • Industry Position: 156.3% above the Banks median (#160 of 1251)

No single metric tells the full story. See the KAR:BOK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


The Bank of Khyber Business Description

Address 24 - The Mall, Peshawar Cantt, Peshawar, KP, PAK, 25000
The Bank of Khyber is engaged in the business of commercial banking and related services. It operates through various business segments that are Corporate Finance, which includes mergers and acquisition, underwriting, privatization, securitization, research, and others; Trading and Sales, which includes fixed income, equity, foreign exchanges, commodities, credit, funding, own position securities, and others; Retail Banking, which includes retail lending and deposits, banking services, trust and estates, and others; and Commercial Banking, which includes project finance, real estate, export finance, and others. Geographically, the company operates only in Pakistan.
55GF Score

Get the complete analysis for KAR:BOK

5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨32.70
Price
₨19.48
GF Value