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The Bank of KhyberKAR:BOK -5.38%55 Debt-to-Equity is 0.24 as of Mar. 2026, which is 79% below its 10-year median of 1.15. GuruFocus rates KAR:BOK with a GF Score™ of 55/100 and a GF Value™ of ₨19.76 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,414 Banks companies, The Bank of Khyber ranks better than 74.33% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for The Bank of Khyber's Debt-to-Equity or its related term are showing as below:
KAR:BOK'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.12 Med: 1.15 Max: 7.49
Current: 0.24
During the past 13 years, the highest Debt-to-Equity Ratio of The Bank of Khyber was 7.49. The lowest was 0.12. And the median was 1.15.
KAR:BOK's Debt-to-Equity is ranked better than 74.33% of 1414
companies
in the Banks industry
Industry Median: 0.58
vs KAR:BOK: 0.24
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
The Bank of Khyber Debt-to-Equity Related Terms
The Bank of Khyber Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for The Bank of Khyber's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Bank of Khyber Debt-to-Equity Competitor Comparison
For the Banks - Regional subindustry, The Bank of Khyber's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Bank of Khyber Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, The Bank of Khyber's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where The Bank of Khyber's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Bank of Khyber (KAR:BOK) has a Debt-to-Equity of 0.24 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on The Bank of Khyber and its competitors. This is 79% below median its historical median of 1.15. Over the past decade, The Bank of Khyber's Debt-to-Equity has ranged from 0.12 to 7.49. According to the industry distribution chart, The Bank of Khyber ranks #363 out of 1414 companies in the Banks industry, placing it in the top 25.7%.
Is The Bank of Khyber's Debt-to-Equity too high?
The Bank of Khyber's current Debt-to-Equity of 0.24 is 79% below median its 10-year median of 1.15. Over the past 10 years, this metric has ranged from a low of 0.12 to a high of 7.49. The Banks industry median Debt-to-Equity is 0.58. The Bank of Khyber's value of 0.24 is 58.6% below this industry median. Based on the distribution chart, The Bank of Khyber ranks #363 out of 1414 companies in the Banks industry, which is above the industry midpoint. Overall, The Bank of Khyber has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The Bank of Khyber's Debt-to-Equity compare to competitors?
According to the Banks industry distribution chart, The Bank of Khyber ranks #363 out of 1414 companies for Debt-to-Equity. This puts The Bank of Khyber in the upper half of its industry. The industry median Debt-to-Equity is 0.58. The Bank of Khyber's value of 0.24 is 58.6% below this benchmark. Historically, The Bank of Khyber's own Debt-to-Equity has ranged from 0.12 to 7.49 over the past decade. While the company's 10-year median is 1.15 vs. the industry median of 0.58, The Bank of Khyber has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,414 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Bank of Khyber's current Debt-to-Equity of 0.24 is 58.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on The Bank of Khyber and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Bank of Khyber's current Debt-to-Equity is 0.24, which is 79% below median its own 10-year median of 1.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Bank of Khyber stock overvalued right now?
Based on GuruFocus' analysis, The Bank of Khyber (KAR:BOK) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨19.76, compared to a current price of ₨30.24 — trading 53% above its estimated fair value. The current Debt-to-Equity is 0.24, which is 79% below median its 10-year median of 1.15 and 58.6% below the Banks industry median of 0.58. The Bank of Khyber's overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For The Bank of Khyber (KAR:BOK), the current Debt-to-Equity is 0.24 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Bank of Khyber (KAR:BOK) Overvalued in 2026?
Based on GuruFocus' analysis, The Bank of Khyber stock appears to be overvalued.
The current stock price of ₨30.24 is trading 53% above its estimated GF Value™ of ₨19.76.
GuruFocus considers The Bank of Khyber to be Significantly Overvalued.
Key valuation signals for KAR:BOK:
Debt-to-Equity: 0.24 (79% below median its 10-year median of 1.15)
GF Value™: ₨19.76 vs. price of ₨30.24 (53% above fair value)
Industry Position: 58.6% below the Banks median (#363 of 1414)
No single metric tells the full story. See the KAR:BOK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The Bank of Khyber is engaged in the business of commercial banking and related services. It operates through various business segments that are Corporate Finance, which includes mergers and acquisition, underwriting, privatization, securitization, research, and others; Trading and Sales, which includes fixed income, equity, foreign exchanges, commodities, credit, funding, own position securities, and others; Retail Banking, which includes retail lending and deposits, banking services, trust and estates, and others; and Commercial Banking, which includes project finance, real estate, export finance, and others. Geographically, the company operates only in Pakistan.
55GF Score
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