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The Bank of KhyberKAR:BOK -0.60%55 PB Ratio is 1.80 as of Jul. 17, 2026, which is 102% above its 10-year median of 0.89. GuruFocus rates KAR:BOK with a GF Score™ of 55/100 and a GF Value™ of ₨19.36 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,517 Banks companies, The Bank of Khyber ranks worse than 84.64% on this metric.
The Bank of Khyber stock PB Ratio (=1.81) is close to 10-year high of 1.94.
The historical rank and industry rank for The Bank of Khyber's PB Ratio or its related term are showing as below:
KAR:BOK'
s PB Ratio Range Over the Past 10 Years
Min: 0.59 Med: 0.89 Max: 1.94
Current: 1.79
During the past 13 years, The Bank of Khyber's highest PB Ratio was 1.94. The lowest was 0.59. And the median was 0.89.
KAR:BOK's PB Ratio is ranked worse than 84.64% of 1517
companies
in the Banks industry
Industry Median: 1.12
vs KAR:BOK: 1.79
During the past 12 months, The Bank of Khyber's average Book Value Per Share Growth Rate was 4.50% per year.
During the past 3 years, the average Book Value Per Share Growth Rate was 13.00% per year.
During the past 5 years, the average Book Value Per Share Growth Rate was 7.40% per year.
During the past 10 years, the average Book Value Per Share Growth Rate was 4.50% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of The Bank of Khyber was 16.90% per year. The lowest was -9.70% per year. And the median was 6.85% per year.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
The Bank of Khyber PB Ratio Related Terms
The Bank of Khyber PB Ratio Historical Data
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The historical data trend for The Bank of Khyber's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, The Bank of Khyber's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Bank of Khyber PB Ratio vs Banks Industry
For the Banks industry and Financial Services sector, The Bank of Khyber's PB Ratio distribution charts can be found below:
* The bar in red indicates where The Bank of Khyber's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
The Bank of Khyber (KAR:BOK) has a PB Ratio of 1.80 as of Jul. 17, 2026. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on The Bank of Khyber and its competitors. This is 102% above median its historical median of 0.89. Over the past decade, The Bank of Khyber's PB Ratio has ranged from 0.59 to 1.94. According to the industry distribution chart, The Bank of Khyber ranks #1284 out of 1517 companies in the Banks industry, placing it in the top 84.6%.
Is The Bank of Khyber's PB Ratio too high?
The Bank of Khyber's current PB Ratio of 1.80 is 102% above median its 10-year median of 0.89. Over the past 10 years, this metric has ranged from a low of 0.59 to a high of 1.94. The Banks industry median PB Ratio is 1.12. The Bank of Khyber's value of 1.80 is 60.7% above this industry median. Based on the distribution chart, The Bank of Khyber ranks #1284 out of 1517 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, The Bank of Khyber has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The Bank of Khyber's PB Ratio compare to competitors?
According to the Banks industry distribution chart, The Bank of Khyber ranks #1284 out of 1517 companies for PB Ratio. This places The Bank of Khyber in the lower half of its industry. The industry median PB Ratio is 1.12. The Bank of Khyber's value of 1.80 is 60.7% above this benchmark. Historically, The Bank of Khyber's own PB Ratio has ranged from 0.59 to 1.94 over the past decade. While the company's 10-year median is 0.89 vs. the industry median of 1.12, The Bank of Khyber has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PB Ratio for a Banks company?
The median PB Ratio among Banks companies is 1.12, based on 1,517 companies in the industry. Companies in the top quartile (top 25%) have a PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Bank of Khyber's current PB Ratio of 1.80 is 60.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PB Ratio mean?
A high PB Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Book ratio is the ratio of share price to a company's book value per share. View historical data on The Bank of Khyber and its competitors. For the Banks industry, the median PB Ratio is 1.12 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Bank of Khyber's current PB Ratio is 1.80, which is 102% above median its own 10-year median of 0.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Bank of Khyber stock overvalued right now?
Based on GuruFocus' analysis, The Bank of Khyber (KAR:BOK) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨19.36, compared to a current price of ₨33.30 — trading 72% above its estimated fair value. The current PB Ratio is 1.80, which is 102% above median its 10-year median of 0.89 and 60.7% above the Banks industry median of 1.12. The Bank of Khyber's overall GF Score™ is 55/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PB Ratio calculated?
PB Ratio is calculated from a company's financial statements. For The Bank of Khyber (KAR:BOK), the current PB Ratio is 1.80 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Bank of Khyber (KAR:BOK) Overvalued in 2026?
Based on GuruFocus' analysis, The Bank of Khyber stock appears to be overvalued.
The current stock price of ₨33.30 is trading 72% above its estimated GF Value™ of ₨19.36.
GuruFocus considers The Bank of Khyber to be Significantly Overvalued.
Key valuation signals for KAR:BOK:
PB Ratio: 1.80 (102% above median its 10-year median of 0.89)
GF Value™: ₨19.36 vs. price of ₨33.30 (72% above fair value)
Industry Position: 60.7% above the Banks median (#1284 of 1517)
No single metric tells the full story. See the KAR:BOK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The Bank of Khyber is engaged in the business of commercial banking and related services. It operates through various business segments that are Corporate Finance, which includes mergers and acquisition, underwriting, privatization, securitization, research, and others; Trading and Sales, which includes fixed income, equity, foreign exchanges, commodities, credit, funding, own position securities, and others; Retail Banking, which includes retail lending and deposits, banking services, trust and estates, and others; and Commercial Banking, which includes project finance, real estate, export finance, and others. Geographically, the company operates only in Pakistan.
55GF Score
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