The Bank of KhyberKAR:BOK +0.27%53 Net Margin % is 21.91% as of Mar. 2026, which is 1% below its 10-year median of 22.17. GuruFocus rates KAR:BOK with a GF Score™ of 53/100 and a GF Value™ of ₨19.15 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,527 Banks companies, The Bank of Khyber ranks worse than 59.72% on this metric.
The historical rank and industry rank for The Bank of Khyber's Net Margin % or its related term are showing as below:
KAR:BOK'
s Net Margin % Range Over the Past 10 Years
Min: 5.6 Med: 22.17 Max: 28.34
Current: 23.91
KAR:BOK's Net Margin % is ranked worse than 59.72% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs KAR:BOK: 23.91
The Bank of Khyber (KAR:BOK) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
The Bank of Khyber Net Margin % Related Terms
The Bank of Khyber Net Margin % Historical Data
* Premium members only.
The historical data trend for The Bank of Khyber's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Bank of Khyber Net Margin % Competitor Comparison
For the Banks - Regional subindustry, The Bank of Khyber's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
The Bank of Khyber Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, The Bank of Khyber's Net Margin % distribution charts can be found below:
* The bar in red indicates where The Bank of Khyber's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
The Bank of Khyber (KAR:BOK) has a Net Margin % of 21.91% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on The Bank of Khyber and its competitors. This is near median its historical median of 22.17. Over the past decade, The Bank of Khyber's Net Margin % has ranged from 5.60 to 28.34. According to the industry distribution chart, The Bank of Khyber ranks #912 out of 1527 companies in the Banks industry, placing it in the top 59.7%.
Is The Bank of Khyber's Net Margin % too high?
The Bank of Khyber's current Net Margin % of 21.91% is near median its 10-year median of 22.17. Over the past 10 years, this metric has ranged from a low of 5.60 to a high of 28.34. The Banks industry median Net Margin % is 26.95. The Bank of Khyber's value of 21.91% is 18.7% below this industry median. Based on the distribution chart, The Bank of Khyber ranks #912 out of 1527 companies in the Banks industry, which is below the industry midpoint. Overall, The Bank of Khyber has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does The Bank of Khyber's Net Margin % compare to competitors?
According to the Banks industry distribution chart, The Bank of Khyber ranks #912 out of 1527 companies for Net Margin %. This places The Bank of Khyber in the lower half of its industry. The industry median Net Margin % is 26.95. The Bank of Khyber's value of 21.91% is 18.7% below this benchmark. Historically, The Bank of Khyber's own Net Margin % has ranged from 5.60 to 28.34 over the past decade. While the company's 10-year median is 22.17 vs. the industry median of 26.95, The Bank of Khyber has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. The Bank of Khyber's current Net Margin % of 21.91% is 18.7% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on The Bank of Khyber and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. The Bank of Khyber's current Net Margin % is 21.91%, which is near median its own 10-year median of 22.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is The Bank of Khyber stock overvalued right now?
Based on GuruFocus' analysis, The Bank of Khyber (KAR:BOK) is currently considered Significantly Overvalued. The stock's GF Value™ is ₨19.15, compared to a current price of ₨33.34 — trading 74.1% above its estimated fair value. The current Net Margin % is 21.91%, which is near median its 10-year median of 22.17 and 18.7% below the Banks industry median of 26.95. The Bank of Khyber's overall GF Score™ is 53/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For The Bank of Khyber (KAR:BOK), the current Net Margin % is 21.91% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is The Bank of Khyber (KAR:BOK) Overvalued in 2026?
Based on GuruFocus' analysis, The Bank of Khyber stock appears to be overvalued.
The current stock price of ₨33.34 is trading 74.1% above its estimated GF Value™ of ₨19.15.
GuruFocus considers The Bank of Khyber to be Significantly Overvalued.
Key valuation signals for KAR:BOK:
Net Margin %: 21.91% (near median its 10-year median of 22.17)
GF Value™: ₨19.15 vs. price of ₨33.34 (74.1% above fair value)
Industry Position: 18.7% below the Banks median (#912 of 1527)
No single metric tells the full story. See the KAR:BOK stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
The Bank of Khyber is engaged in the business of commercial banking and related services. It operates through various business segments that are Corporate Finance, which includes mergers and acquisition, underwriting, privatization, securitization, research, and others; Trading and Sales, which includes fixed income, equity, foreign exchanges, commodities, credit, funding, own position securities, and others; Retail Banking, which includes retail lending and deposits, banking services, trust and estates, and others; and Commercial Banking, which includes project finance, real estate, export finance, and others. Geographically, the company operates only in Pakistan.
53GF Score
Get the complete analysis for KAR:BOK
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
KAR:BOK has been successfully added to your 
