Gjensidige Forsikring ASA (LTS:0OJC) Cyclically Adjusted PS Ratio: 3.60 (As of Jul. 24, 2026) — 16% Above Median

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Director of Data and Quant Analytics at GuruFocus
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LTS:0OJC Gjensidige Forsikring ASA LTS:0OJC
63 GF Score
Price kr279.30
GF Value kr241.69
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Gjensidige Forsikring ASA Cyclically Adjusted PS Ratio?

Gjensidige Forsikring ASA LTS:0OJC -0.18% 63 Cyclically Adjusted PS Ratio is 3.60 as of Jul. 24, 2026, which is 16% above its 10-year median of 3.10. GuruFocus rates LTS:0OJC with a GF Score™ of 63/100 and a GF Value™ of kr241.69 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 412 Insurance companies, Gjensidige Forsikring ASA ranks worse than 85.44% on this metric.

As of today (2026-07-24), Gjensidige Forsikring ASA's current share price is kr279.30. Gjensidige Forsikring ASA's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was kr77.67. Gjensidige Forsikring ASA's Cyclically Adjusted PS Ratio for today is 3.60.

The historical rank and industry rank for Gjensidige Forsikring ASA's Cyclically Adjusted PS Ratio or its related term are showing as below:

LTS:0OJC' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 1.94   Med: 3.1   Max: 4.02
Current: 3.58

During the past years, Gjensidige Forsikring ASA's highest Cyclically Adjusted PS Ratio was 4.02. The lowest was 1.94. And the median was 3.10.

LTS:0OJC's Cyclically Adjusted PS Ratio is ranked worse than
85.44% of 412 companies
in the Insurance industry
Industry Median: 1.21 vs LTS:0OJC: 3.58

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Gjensidige Forsikring ASA's adjusted revenue per share data for the three months ended in Jun. 2026 was kr23.977. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is kr77.67 for the trailing ten years ended in Jun. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Gjensidige Forsikring ASA  (LTS:0OJC) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Gjensidige Forsikring ASA Cyclically Adjusted PS Ratio Related Terms


Gjensidige Forsikring ASA Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Gjensidige Forsikring ASA's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Gjensidige Forsikring ASA Cyclically Adjusted PS Ratio Chart

Gjensidige Forsikring ASA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.53 2.99 2.73 2.83 4.03

Gjensidige Forsikring ASA Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.48 3.93 4.03 3.30 3.46

LTS:0OJC vs CB, PGR, TRV: Cyclically Adjusted PS Ratio Comparison

For the Insurance - Property & Casualty subindustry, Gjensidige Forsikring ASA's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Gjensidige Forsikring ASA Cyclically Adjusted PS Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Gjensidige Forsikring ASA's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Gjensidige Forsikring ASA's Cyclically Adjusted PS Ratio falls into.


LTS:0OJC
63GF Score
Gjensidige Forsikring ASA LTS:0OJC
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Gjensidige Forsikring ASA Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Gjensidige Forsikring ASA's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=279.30/77.67
=3.60

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Gjensidige Forsikring ASA's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Gjensidige Forsikring ASA's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=23.977/141.8500*141.8500
=23.977

Current CPI (Jun. 2026) = 141.8500.

Gjensidige Forsikring ASA Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 14.420 104.200 19.630
201612 14.028 104.400 19.060
201703 13.976 105.000 18.881
201706 14.027 105.800 18.807
201709 14.136 105.900 18.935
201712 13.707 106.100 18.326
201803 13.295 107.300 17.576
201806 13.795 108.500 18.035
201809 14.022 109.500 18.165
201812 9.972 109.800 12.883
201903 16.836 110.400 21.632
201906 13.445 110.600 17.244
201909 13.606 111.100 17.372
201912 14.617 111.300 18.629
202003 10.564 111.200 13.476
202006 16.216 112.100 20.520
202009 15.426 112.900 19.382
202012 16.231 112.900 20.393
202103 15.529 114.600 19.222
202106 16.175 115.300 19.900
202109 15.948 117.500 19.253
202112 15.671 118.900 18.696
202203 13.770 119.800 16.304
202206 11.724 122.600 13.565
202209 14.276 125.600 16.123
202212 19.786 125.900 22.293
202303 18.341 127.600 20.389
202306 16.401 130.400 17.841
202309 17.664 129.800 19.304
202312 21.767 131.900 23.409
202403 18.053 132.600 19.312
202406 19.102 133.800 20.251
202409 22.141 133.700 23.491
202412 19.243 134.800 20.249
202503 20.417 136.100 21.280
202506 23.199 137.800 23.881
202509 22.684 138.500 23.233
202512 21.139 139.100 21.557
202603 21.503 141.030 21.628
202606 23.977 141.850 23.977

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 3.60 mean?
Gjensidige Forsikring ASA (LTS:0OJC) has a Cyclically Adjusted PS Ratio of 3.60 as of Jul. 24, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Gjensidige Forsikring ASA and its competitors. This is 16% above median its historical median of 3.10. Over the past decade, Gjensidige Forsikring ASA's Cyclically Adjusted PS Ratio has ranged from 1.94 to 4.02. According to the industry distribution chart, Gjensidige Forsikring ASA ranks #352 out of 412 companies in the Insurance industry, placing it in the top 85.4%.
Is Gjensidige Forsikring ASA's Cyclically Adjusted PS Ratio too high?
Gjensidige Forsikring ASA's current Cyclically Adjusted PS Ratio of 3.60 is 16% above median its 10-year median of 3.10. Over the past 10 years, this metric has ranged from a low of 1.94 to a high of 4.02. The Insurance industry median Cyclically Adjusted PS Ratio is 1.21. Gjensidige Forsikring ASA's value of 3.60 is 197.5% above this industry median. Based on the distribution chart, Gjensidige Forsikring ASA ranks #352 out of 412 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Gjensidige Forsikring ASA has a GF Score™ of 63/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Gjensidige Forsikring ASA's Cyclically Adjusted PS Ratio compare to CB and PGR?
According to the Insurance industry distribution chart, Gjensidige Forsikring ASA ranks #352 out of 412 companies for Cyclically Adjusted PS Ratio. This places Gjensidige Forsikring ASA in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 1.21. Gjensidige Forsikring ASA's value of 3.60 is 197.5% above this benchmark. Historically, Gjensidige Forsikring ASA's own Cyclically Adjusted PS Ratio has ranged from 1.94 to 4.02 over the past decade. While the company's 10-year median is 3.10 vs. the industry median of 1.21, Gjensidige Forsikring ASA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for an Insurance company?
The median Cyclically Adjusted PS Ratio among Insurance companies is 1.21, based on 412 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Gjensidige Forsikring ASA's current Cyclically Adjusted PS Ratio of 3.60 is 197.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Gjensidige Forsikring ASA and its competitors. For the Insurance industry, the median Cyclically Adjusted PS Ratio is 1.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Gjensidige Forsikring ASA's current Cyclically Adjusted PS Ratio is 3.60, which is 16% above median its own 10-year median of 3.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gjensidige Forsikring ASA stock overvalued right now?
Based on GuruFocus' analysis, Gjensidige Forsikring ASA (LTS:0OJC) is currently considered Modestly Overvalued. The stock's GF Value™ is kr241.69, compared to a current price of kr279.30 — trading 15.6% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 3.60, which is 16% above median its 10-year median of 3.10 and 197.5% above the Insurance industry median of 1.21. Gjensidige Forsikring ASA's overall GF Score™ is 63/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Gjensidige Forsikring ASA (LTS:0OJC), the current Cyclically Adjusted PS Ratio is 3.60 as of Jul. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Gjensidige Forsikring ASA (LTS:0OJC) Overvalued in 2026?

Based on GuruFocus' analysis, Gjensidige Forsikring ASA stock appears to be overvalued. The current stock price of kr279.30 is trading 15.6% above its estimated GF Value™ of kr241.69. GuruFocus considers Gjensidige Forsikring ASA to be Modestly Overvalued.

Key valuation signals for LTS:0OJC:

  • Cyclically Adjusted PS Ratio: 3.60 (16% above median its 10-year median of 3.10)
  • GF Value™: kr241.69 vs. price of kr279.30 (15.6% above fair value)
  • GF Score™: 63/100 with 4 warning signs
  • Industry Position: 197.5% above the Insurance median (#352 of 412)

No single metric tells the full story. See the LTS:0OJC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Gjensidige Forsikring ASA Business Description

Address Schweigaardsgate 21, Oslo, NOR, 0191
Gjensidige Forsikring ASA develops and offers insurance covering customers' security needs and related services, including loss prevention and claims processing. It provides general insurance (property and liability) and accident and health insurance, operating in Norway, Denmark, and Sweden. It has four segments: General Insurance Private, serving individuals in Norway and Denmark; General Insurance Commercial, serving commercial, agricultural, and public sector customers in Norway and Denmark, and earning the majority of revenue; General Insurance Sweden, serving private and commercial markets; and Pension, offering occupational and individual pension products in Norway to enhance customer loyalty. It operates in Norway, Denmark, and Sweden, with maximum revenue coming from Norway.
63GF Score

Get the complete analysis for LTS:0OJC

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr279.30
Price
kr241.69
GF Value