Gjensidige Forsikring ASA (LTS:0OJC) ROE % Adjusted to Book Value: 4.78% (As of Mar. 2026)


LTS:0OJC Gjensidige Forsikring ASA LTS:0OJC
68 GF Score
Price kr272.80
GF Value kr234.32
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Gjensidige Forsikring ASA ROE % Adjusted to Book Value?

Gjensidige Forsikring ASA LTS:0OJC +1.41% 68 ROE % Adjusted to Book Value is 4.78% as of Mar. 2026. GuruFocus rates LTS:0OJC with a GF Score™ of 68/100 and a GF Value™ of kr234.32 (Modestly Overvalued). The stock has 3 warning signs investors should review.

Gjensidige Forsikring ASA's ROE % for the quarter that ended in Mar. 2026 was 27.49%. Gjensidige Forsikring ASA's PB Ratio for the quarter that ended in Mar. 2026 was 5.75. Gjensidige Forsikring ASA's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 4.78%.


Gjensidige Forsikring ASA ROE % Adjusted to Book Value Related Terms


Gjensidige Forsikring ASA ROE % Adjusted to Book Value Historical Data

* Premium members only.

The historical data trend for Gjensidige Forsikring ASA's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Gjensidige Forsikring ASA ROE % Adjusted to Book Value Chart

Gjensidige Forsikring ASA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.56 3.53 4.48 5.28 4.57

Gjensidige Forsikring ASA Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.08 7.65 4.57 3.62 4.78

LTS:0OJC vs CB, PGR, TRV: ROE % Adjusted to Book Value Comparison

For the Insurance - Property & Casualty subindustry, Gjensidige Forsikring ASA's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Gjensidige Forsikring ASA ROE % Adjusted to Book Value vs Insurance Industry

For the Insurance industry and Financial Services sector, Gjensidige Forsikring ASA's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Gjensidige Forsikring ASA's ROE % Adjusted to Book Value falls into.


LTS:0OJC
68GF Score
Gjensidige Forsikring ASA LTS:0OJC
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Gjensidige Forsikring ASA ROE % Adjusted to Book Value Calculation

Gjensidige Forsikring ASA's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=24.14% / 5.28
=4.57%

Gjensidige Forsikring ASA's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=27.49% / 5.75
=4.78%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 4.78% mean?
Gjensidige Forsikring ASA (LTS:0OJC) has a ROE % Adjusted to Book Value of 4.78% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Gjensidige Forsikring ASA and its competitors.
Is Gjensidige Forsikring ASA's ROE % Adjusted to Book Value too high?
Gjensidige Forsikring ASA's current ROE % Adjusted to Book Value is 4.78%. Overall, Gjensidige Forsikring ASA has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Gjensidige Forsikring ASA's ROE % Adjusted to Book Value compare to CB and PGR?
Gjensidige Forsikring ASA's ROE % Adjusted to Book Value of 4.78% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for an Insurance company?
A good ROE % Adjusted to Book Value depends on the Insurance industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Gjensidige Forsikring ASA and its competitors. Gjensidige Forsikring ASA's current ROE % Adjusted to Book Value is 4.78%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gjensidige Forsikring ASA stock overvalued right now?
Based on GuruFocus' analysis, Gjensidige Forsikring ASA (LTS:0OJC) is currently considered Modestly Overvalued. The stock's GF Value™ is kr234.32, compared to a current price of kr272.80 — trading 16.4% above its estimated fair value. The current ROE % Adjusted to Book Value is 4.78%. Gjensidige Forsikring ASA's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Gjensidige Forsikring ASA (LTS:0OJC), the current ROE % Adjusted to Book Value is 4.78% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Gjensidige Forsikring ASA (LTS:0OJC) Overvalued in 2026?

Based on GuruFocus' analysis, Gjensidige Forsikring ASA stock appears to be overvalued. The current stock price of kr272.80 is trading 16.4% above its estimated GF Value™ of kr234.32. GuruFocus considers Gjensidige Forsikring ASA to be Modestly Overvalued.

Key valuation signals for LTS:0OJC:

  • ROE % Adjusted to Book Value: 4.78%
  • GF Value™: kr234.32 vs. price of kr272.80 (16.4% above fair value)
  • GF Score™: 68/100 with 3 warning signs

No single metric tells the full story. See the LTS:0OJC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Gjensidige Forsikring ASA Business Description

Address Schweigaardsgate 21, Oslo, NOR, 0191
Gjensidige Forsikring ASA develops and offers insurance covering customers' security needs and related services, including loss prevention and claims processing. It provides general insurance (property and liability) and accident and health insurance, operating in Norway, Denmark, and Sweden. It has four segments: General Insurance Private, serving individuals in Norway and Denmark; General Insurance Commercial, serving commercial, agricultural, and public sector customers in Norway and Denmark, and earning the majority of revenue; General Insurance Sweden, serving private and commercial markets; and Pension, offering occupational and individual pension products in Norway to enhance customer loyalty. It operates in Norway, Denmark, and Sweden, with maximum revenue coming from Norway.
68GF Score

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ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr272.80
Price
kr234.32
GF Value