* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Gjensidige Forsikring ASA's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Gjensidige Forsikring ASA FCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Gjensidige Forsikring ASA's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Gjensidige Forsikring ASA's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Gjensidige Forsikring ASA (LTS:0OJC) has a FCF Margin % of 59.45% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Gjensidige Forsikring ASA and its competitors. This is 562% above median its historical median of 8.98. According to the industry distribution chart, Gjensidige Forsikring ASA ranks #209 out of 501 companies in the Insurance industry, placing it in the top 41.7%.
Is Gjensidige Forsikring ASA's FCF Margin % too high?
Gjensidige Forsikring ASA's current FCF Margin % of 59.45% is 562% above median its 10-year median of 8.98. The Insurance industry median FCF Margin % is 9.60. Gjensidige Forsikring ASA's value of 59.45% is 519.3% above this industry median. Based on the distribution chart, Gjensidige Forsikring ASA ranks #209 out of 501 companies in the Insurance industry, which is above the industry midpoint. Overall, Gjensidige Forsikring ASA has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Gjensidige Forsikring ASA's FCF Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, Gjensidige Forsikring ASA ranks #209 out of 501 companies for FCF Margin %. This puts Gjensidige Forsikring ASA in the upper half of its industry. The industry median FCF Margin % is 9.60. Gjensidige Forsikring ASA's value of 59.45% is 519.3% above this benchmark. While the company's 10-year median is 8.98 vs. the industry median of 9.60, Gjensidige Forsikring ASA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.60, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Gjensidige Forsikring ASA's current FCF Margin % of 59.45% is 519.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Gjensidige Forsikring ASA and its competitors. For the Insurance industry, the median FCF Margin % is 9.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Gjensidige Forsikring ASA's current FCF Margin % is 59.45%, which is 562% above median its own 10-year median of 8.98. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gjensidige Forsikring ASA stock overvalued right now?
Based on GuruFocus' analysis, Gjensidige Forsikring ASA (LTS:0OJC) is currently considered Modestly Overvalued. The stock's GF Value™ is kr234.23, compared to a current price of kr266.50 — trading 13.8% above its estimated fair value. The current FCF Margin % is 59.45%, which is 562% above median its 10-year median of 8.98 and 519.3% above the Insurance industry median of 9.60. Gjensidige Forsikring ASA's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Gjensidige Forsikring ASA (LTS:0OJC), the current FCF Margin % is 59.45% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Gjensidige Forsikring ASA (LTS:0OJC) Overvalued in 2026?
Based on GuruFocus' analysis, Gjensidige Forsikring ASA stock appears to be overvalued.
The current stock price of kr266.50 is trading 13.8% above its estimated GF Value™ of kr234.23.
GuruFocus considers Gjensidige Forsikring ASA to be Modestly Overvalued.
Key valuation signals for LTS:0OJC:
FCF Margin %: 59.45% (562% above median its 10-year median of 8.98)
GF Value™: kr234.23 vs. price of kr266.50 (13.8% above fair value)
Industry Position: 519.3% above the Insurance median (#209 of 501)
No single metric tells the full story. See the LTS:0OJC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Gjensidige Forsikring ASA develops and offers insurance covering customers' security needs and related services, including loss prevention and claims processing. It provides general insurance (property and liability) and accident and health insurance, operating in Norway, Denmark, and Sweden. It has four segments: General Insurance Private, serving individuals in Norway and Denmark; General Insurance Commercial, serving commercial, agricultural, and public sector customers in Norway and Denmark, and earning the majority of revenue; General Insurance Sweden, serving private and commercial markets; and Pension, offering occupational and individual pension products in Norway to enhance customer loyalty. It operates in Norway, Denmark, and Sweden, with maximum revenue coming from Norway.
68GF Score
Get the complete analysis for LTS:0OJC
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
LTS:0OJC has been successfully added to your 
