The historical rank and industry rank for Gjensidige Forsikring ASA's Net Margin % or its related term are showing as below:
LTS:0OJC'
s Net Margin % Range Over the Past 10 Years
Min: 11.16 Med: 15.64 Max: 22.55
Current: 15.36
LTS:0OJC's Net Margin % is ranked better than 73.85% of 501
companies
in the Insurance industry
Industry Median: 9.29
vs LTS:0OJC: 15.36
Gjensidige Forsikring ASA (LTS:0OJC) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Gjensidige Forsikring ASA Net Margin % Related Terms
Gjensidige Forsikring ASA Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, Gjensidige Forsikring ASA's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Gjensidige Forsikring ASA Net Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Gjensidige Forsikring ASA's Net Margin % distribution charts can be found below:
* The bar in red indicates where Gjensidige Forsikring ASA's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Gjensidige Forsikring ASA (LTS:0OJC) has a Net Margin % of 15.63% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Gjensidige Forsikring ASA and its competitors. This is near median its historical median of 15.64. Over the past decade, Gjensidige Forsikring ASA's Net Margin % has ranged from 11.16 to 22.55. According to the industry distribution chart, Gjensidige Forsikring ASA ranks #131 out of 501 companies in the Insurance industry, placing it in the top 26.1%.
Is Gjensidige Forsikring ASA's Net Margin % too high?
Gjensidige Forsikring ASA's current Net Margin % of 15.63% is near median its 10-year median of 15.64. Over the past 10 years, this metric has ranged from a low of 11.16 to a high of 22.55. The Insurance industry median Net Margin % is 9.29. Gjensidige Forsikring ASA's value of 15.63% is 68.2% above this industry median. Based on the distribution chart, Gjensidige Forsikring ASA ranks #131 out of 501 companies in the Insurance industry, which is above the industry midpoint. Overall, Gjensidige Forsikring ASA has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Gjensidige Forsikring ASA's Net Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, Gjensidige Forsikring ASA ranks #131 out of 501 companies for Net Margin %. This puts Gjensidige Forsikring ASA in the upper half of its industry. The industry median Net Margin % is 9.29. Gjensidige Forsikring ASA's value of 15.63% is 68.2% above this benchmark. Historically, Gjensidige Forsikring ASA's own Net Margin % has ranged from 11.16 to 22.55 over the past decade. While the company's 10-year median is 15.64 vs. the industry median of 9.29, Gjensidige Forsikring ASA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for an Insurance company?
The median Net Margin % among Insurance companies is 9.29, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Gjensidige Forsikring ASA's current Net Margin % of 15.63% is 68.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Gjensidige Forsikring ASA and its competitors. For the Insurance industry, the median Net Margin % is 9.29 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Gjensidige Forsikring ASA's current Net Margin % is 15.63%, which is near median its own 10-year median of 15.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gjensidige Forsikring ASA stock overvalued right now?
Based on GuruFocus' analysis, Gjensidige Forsikring ASA (LTS:0OJC) is currently considered Modestly Overvalued. The stock's GF Value™ is kr234.23, compared to a current price of kr266.50 — trading 13.8% above its estimated fair value. The current Net Margin % is 15.63%, which is near median its 10-year median of 15.64 and 68.2% above the Insurance industry median of 9.29. Gjensidige Forsikring ASA's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Gjensidige Forsikring ASA (LTS:0OJC), the current Net Margin % is 15.63% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Gjensidige Forsikring ASA (LTS:0OJC) Overvalued in 2026?
Based on GuruFocus' analysis, Gjensidige Forsikring ASA stock appears to be overvalued.
The current stock price of kr266.50 is trading 13.8% above its estimated GF Value™ of kr234.23.
GuruFocus considers Gjensidige Forsikring ASA to be Modestly Overvalued.
Key valuation signals for LTS:0OJC:
Net Margin %: 15.63% (near median its 10-year median of 15.64)
GF Value™: kr234.23 vs. price of kr266.50 (13.8% above fair value)
Industry Position: 68.2% above the Insurance median (#131 of 501)
No single metric tells the full story. See the LTS:0OJC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Gjensidige Forsikring ASA develops and offers insurance covering customers' security needs and related services, including loss prevention and claims processing. It provides general insurance (property and liability) and accident and health insurance, operating in Norway, Denmark, and Sweden. It has four segments: General Insurance Private, serving individuals in Norway and Denmark; General Insurance Commercial, serving commercial, agricultural, and public sector customers in Norway and Denmark, and earning the majority of revenue; General Insurance Sweden, serving private and commercial markets; and Pension, offering occupational and individual pension products in Norway to enhance customer loyalty. It operates in Norway, Denmark, and Sweden, with maximum revenue coming from Norway.
68GF Score
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