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A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Gjensidige Forsikring ASA's Debt-to-Equity or its related term are showing as below:
LTS:0OJC'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.06 Med: 0.18 Max: 1.29
Current: 0.23
During the past 13 years, the highest Debt-to-Equity Ratio of Gjensidige Forsikring ASA was 1.29. The lowest was 0.06. And the median was 0.18.
LTS:0OJC's Debt-to-Equity is ranked worse than 53.09% of 405
companies
in the Insurance industry
Industry Median: 0.21
vs LTS:0OJC: 0.23
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Gjensidige Forsikring ASA Debt-to-Equity Related Terms
Gjensidige Forsikring ASA Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
LTS:0OJC vs CB, PGR, TRV: Debt-to-Equity Comparison
For the Insurance - Property & Casualty subindustry, Gjensidige Forsikring ASA's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Gjensidige Forsikring ASA Debt-to-Equity vs Insurance Industry
For the Insurance industry and Financial Services sector, Gjensidige Forsikring ASA's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Gjensidige Forsikring ASA's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Gjensidige Forsikring ASA (LTS:0OJC) has a Debt-to-Equity of 0.23 as of Jun. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Gjensidige Forsikring ASA and its competitors. This is 28% above median its historical median of 0.18. Over the past decade, Gjensidige Forsikring ASA's Debt-to-Equity has ranged from 0.06 to 1.29. According to the industry distribution chart, Gjensidige Forsikring ASA ranks #215 out of 405 companies in the Insurance industry, placing it in the top 53.1%.
Is Gjensidige Forsikring ASA's Debt-to-Equity too high?
Gjensidige Forsikring ASA's current Debt-to-Equity of 0.23 is 28% above median its 10-year median of 0.18. Over the past 10 years, this metric has ranged from a low of 0.06 to a high of 1.29. The Insurance industry median Debt-to-Equity is 0.21. Gjensidige Forsikring ASA's value of 0.23 is 9.5% above this industry median. Based on the distribution chart, Gjensidige Forsikring ASA ranks #215 out of 405 companies in the Insurance industry, which is below the industry midpoint. Overall, Gjensidige Forsikring ASA has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Gjensidige Forsikring ASA's Debt-to-Equity compare to CB and PGR?
According to the Insurance industry distribution chart, Gjensidige Forsikring ASA ranks #215 out of 405 companies for Debt-to-Equity. This places Gjensidige Forsikring ASA in the lower half of its industry. The industry median Debt-to-Equity is 0.21. Gjensidige Forsikring ASA's value of 0.23 is 9.5% above this benchmark. Historically, Gjensidige Forsikring ASA's own Debt-to-Equity has ranged from 0.06 to 1.29 over the past decade. While the company's 10-year median is 0.18 vs. the industry median of 0.21, Gjensidige Forsikring ASA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for an Insurance company?
The median Debt-to-Equity among Insurance companies is 0.21, based on 405 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Gjensidige Forsikring ASA's current Debt-to-Equity of 0.23 is 9.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Gjensidige Forsikring ASA and its competitors. For the Insurance industry, the median Debt-to-Equity is 0.21 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Gjensidige Forsikring ASA's current Debt-to-Equity is 0.23, which is 28% above median its own 10-year median of 0.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gjensidige Forsikring ASA stock overvalued right now?
Based on GuruFocus' analysis, Gjensidige Forsikring ASA (LTS:0OJC) is currently considered Modestly Overvalued. The stock's GF Value™ is kr253.03, compared to a current price of kr279.60 — trading 10.5% above its estimated fair value. The current Debt-to-Equity is 0.23, which is 28% above median its 10-year median of 0.18 and 9.5% above the Insurance industry median of 0.21. Gjensidige Forsikring ASA's overall GF Score™ is 67/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Gjensidige Forsikring ASA (LTS:0OJC), the current Debt-to-Equity is 0.23 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Gjensidige Forsikring ASA (LTS:0OJC) Overvalued in 2026?
Based on GuruFocus' analysis, Gjensidige Forsikring ASA stock appears to be overvalued.
The current stock price of kr279.60 is trading 10.5% above its estimated GF Value™ of kr253.03.
GuruFocus considers Gjensidige Forsikring ASA to be Modestly Overvalued.
Key valuation signals for LTS:0OJC:
Debt-to-Equity: 0.23 (28% above median its 10-year median of 0.18)
GF Value™: kr253.03 vs. price of kr279.60 (10.5% above fair value)
Industry Position: 9.5% above the Insurance median (#215 of 405)
No single metric tells the full story. See the LTS:0OJC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Gjensidige Forsikring ASA develops and offers insurance covering customers' security needs and related services, including loss prevention and claims processing. It provides general insurance (property and liability) and accident and health insurance, operating in Norway, Denmark, and Sweden. It has four segments: General Insurance Private, serving individuals in Norway and Denmark; General Insurance Commercial, serving commercial, agricultural, and public sector customers in Norway and Denmark, and earning the majority of revenue; General Insurance Sweden, serving private and commercial markets; and Pension, offering occupational and individual pension products in Norway to enhance customer loyalty. It operates in Norway, Denmark, and Sweden, with maximum revenue coming from Norway.
67GF Score
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Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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