Gjensidige Forsikring ASA (LTS:0OJC) E10: kr11.96 (As of Mar. 2026)


LTS:0OJC Gjensidige Forsikring ASA LTS:0OJC
68 GF Score
Price kr266.60
GF Value kr234.13
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Gjensidige Forsikring ASA E10?

Gjensidige Forsikring ASA LTS:0OJC +0.04% 68 E10 is kr11.96 as of Mar. 2026. GuruFocus rates LTS:0OJC with a GF Score™ of 68/100 and a GF Value™ of kr234.13 (Modestly Overvalued). The stock has 3 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Gjensidige Forsikring ASA's adjusted earnings per share data for the three months ended in Mar. 2026 was kr3.360. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is kr11.96 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Gjensidige Forsikring ASA's average E10 Growth Rate was 4.20% per year. During the past 3 years, the average E10 Growth Rate was 3.10% per year. During the past 5 years, the average E10 Growth Rate was 2.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

During the past 13 years, the highest 3-Year average E10 Growth Rate of Gjensidige Forsikring ASA was 3.40% per year. The lowest was -1.20% per year. And the median was 2.90% per year.

As of today (2026-06-28), Gjensidige Forsikring ASA's current stock price is kr266.60. Gjensidige Forsikring ASA's E10 for the quarter that ended in Mar. 2026 was kr11.96. Gjensidige Forsikring ASA's Shiller PE Ratio of today is 22.29.

During the past 13 years, the highest Shiller PE Ratio of Gjensidige Forsikring ASA was 25.32. The lowest was 11.62. And the median was 17.48.


Gjensidige Forsikring ASA  (LTS:0OJC) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Gjensidige Forsikring ASA's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=266.60/11.96
=22.29

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Shiller P/E Ratio of Gjensidige Forsikring ASA was 25.32. The lowest was 11.62. And the median was 17.48.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Gjensidige Forsikring ASA E10 Related Terms


Gjensidige Forsikring ASA E10 Historical Data

* Premium members only.

The historical data trend for Gjensidige Forsikring ASA's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Gjensidige Forsikring ASA E10 Chart

Gjensidige Forsikring ASA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.53 10.92 11.11 11.36 11.80

Gjensidige Forsikring ASA Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.45 11.66 11.96 11.80 11.96

LTS:0OJC vs CB, PGR, TRV: E10 Comparison

For the Insurance - Property & Casualty subindustry, Gjensidige Forsikring ASA's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Gjensidige Forsikring ASA Shiller PE Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Gjensidige Forsikring ASA's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Gjensidige Forsikring ASA's Shiller PE Ratio falls into.


LTS:0OJC
68GF Score
Gjensidige Forsikring ASA LTS:0OJC
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Gjensidige Forsikring ASA E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Gjensidige Forsikring ASA's adjusted earnings per share data for the three months ended in Mar. 2026 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=3.36/139.1000*139.1000
=3.360

Current CPI (Mar. 2026) = 139.1000.

Gjensidige Forsikring ASA Quarterly Data

per share eps CPI Adj_EPS
201606 2.600 103.800 3.484
201609 2.340 104.200 3.124
201612 2.190 104.400 2.918
201703 2.220 105.000 2.941
201706 2.190 105.800 2.879
201709 2.630 105.900 3.455
201712 2.000 106.100 2.622
201803 1.070 107.300 1.387
201806 2.010 108.500 2.577
201809 1.750 109.500 2.223
201812 2.600 109.800 3.294
201903 5.570 110.400 7.018
201906 2.680 110.600 3.371
201909 1.990 111.100 2.492
201912 2.940 111.300 3.674
202003 -0.960 111.200 -1.201
202006 3.900 112.100 4.839
202009 3.100 112.900 3.819
202012 3.860 112.900 4.756
202103 2.680 114.600 3.253
202106 3.640 115.300 4.391
202109 2.990 117.500 3.540
202112 4.870 118.900 5.697
202203 1.890 119.800 2.194
202206 0.600 122.600 0.681
202209 1.690 125.600 1.872
202212 2.600 125.900 2.873
202303 2.260 127.600 2.464
202306 2.040 130.400 2.176
202309 1.630 129.800 1.747
202312 2.180 131.900 2.299
202403 1.590 132.600 1.668
202406 2.720 133.800 2.828
202409 3.320 133.700 3.454
202412 2.380 134.800 2.456
202503 2.600 136.100 2.657
202506 4.530 137.800 4.573
202509 3.130 138.500 3.144
202512 2.580 139.100 2.580
202603 3.360 139.100 3.360

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of kr11.96 mean?
Gjensidige Forsikring ASA (LTS:0OJC) has a E10 of kr11.96 as of Mar. 2026. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Gjensidige Forsikring ASA and its competitors.
Is Gjensidige Forsikring ASA's E10 too high?
Gjensidige Forsikring ASA's current E10 is kr11.96. Overall, Gjensidige Forsikring ASA has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Gjensidige Forsikring ASA's E10 compare to CB and PGR?
Gjensidige Forsikring ASA's E10 of kr11.96 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for an Insurance company?
A good E10 depends on the Insurance industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Gjensidige Forsikring ASA and its competitors. Gjensidige Forsikring ASA's current E10 is kr11.96. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Gjensidige Forsikring ASA stock overvalued right now?
Based on GuruFocus' analysis, Gjensidige Forsikring ASA (LTS:0OJC) is currently considered Modestly Overvalued. The stock's GF Value™ is kr234.13, compared to a current price of kr266.60 — trading 13.9% above its estimated fair value. The current E10 is kr11.96. Gjensidige Forsikring ASA's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Gjensidige Forsikring ASA (LTS:0OJC), the current E10 is kr11.96 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Gjensidige Forsikring ASA (LTS:0OJC) Overvalued in 2026?

Based on GuruFocus' analysis, Gjensidige Forsikring ASA stock appears to be overvalued. The current stock price of kr266.60 is trading 13.9% above its estimated GF Value™ of kr234.13. GuruFocus considers Gjensidige Forsikring ASA to be Modestly Overvalued.

Key valuation signals for LTS:0OJC:

  • E10: kr11.96
  • GF Value™: kr234.13 vs. price of kr266.60 (13.9% above fair value)
  • GF Score™: 68/100 with 3 warning signs

No single metric tells the full story. See the LTS:0OJC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Gjensidige Forsikring ASA Business Description

Address Schweigaardsgate 21, Oslo, NOR, 0191
Gjensidige Forsikring ASA develops and offers insurance covering customers' security needs and related services, including loss prevention and claims processing. It provides general insurance (property and liability) and accident and health insurance, operating in Norway, Denmark, and Sweden. It has four segments: General Insurance Private, serving individuals in Norway and Denmark; General Insurance Commercial, serving commercial, agricultural, and public sector customers in Norway and Denmark, and earning the majority of revenue; General Insurance Sweden, serving private and commercial markets; and Pension, offering occupational and individual pension products in Norway to enhance customer loyalty. It operates in Norway, Denmark, and Sweden, with maximum revenue coming from Norway.
68GF Score

Get the complete analysis for LTS:0OJC

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr266.60
Price
kr234.13
GF Value