Gjensidige Forsikring ASA (LTS:0OJC) Dividend Payout Ratio: 3.32 (As of Mar. 2026) — 291% Above Median

What is Gjensidige Forsikring ASA Dividend Payout Ratio?

Gjensidige Forsikring ASA LTS:0OJC +1.41% 68 Dividend Payout Ratio is 3.32 as of Mar. 2026, which is 291% above its 10-year median of 0.85. GuruFocus rates LTS:0OJC with a GF Score™ of 68/100 and a GF Value™ of kr234.32 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 336 Insurance companies, Gjensidige Forsikring ASA ranks worse than 83.63% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Gjensidige Forsikring ASA's Dividend Payout Ratio for the months ended in Mar. 2026 was 3.32.

Warning Sign:

If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Gjensidige Forsikring ASA is 0.77, which seems too high.

The historical rank and industry rank for Gjensidige Forsikring ASA's Dividend Payout Ratio or its related term are showing as below:

LTS:0OJC' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.52 Med: 0.85 Max: 1.14
Current: 0.77

During the past 13 years, the highest Dividend Payout Ratio of Gjensidige Forsikring ASA was 1.14. The lowest was 0.52. And the median was 0.85.

LTS:0OJC's Dividend Payout Ratio is ranked worse than
83.63% of 336 companies
in the Insurance industry
Industry Median: 0.38 vs LTS:0OJC: 0.77

As of today (2026-07-03), the Dividend Yield % of Gjensidige Forsikring ASA is 3.67%.

During the past 13 years, the highest Trailing Annual Dividend Yield of Gjensidige Forsikring ASA was 11.95%. The lowest was 2.98%. And the median was 4.45%.

Gjensidige Forsikring ASA's Dividends per Share for the months ended in Mar. 2026 was kr10.00.

During the past 12 months, Gjensidige Forsikring ASA's average Dividends Per Share Growth Rate was 11.10% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 5.30% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 4.80% per year. During the past 10 years, the average Dividends Per Share Growth Rate was 2.80% per year.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Gjensidige Forsikring ASA was 13.10% per year. The lowest was -5.50% per year. And the median was 4.85% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Gjensidige Forsikring ASA (LTS:0OJC) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Gjensidige Forsikring ASA Dividend Payout Ratio Related Terms

Gjensidige Forsikring ASA Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Gjensidige Forsikring ASA's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Gjensidige Forsikring ASA Dividend Payout Ratio Chart

Gjensidige Forsikring ASA Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

Dividend Payout Ratio

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0.52

1.14

1.03

0.87

0.72

Gjensidige Forsikring ASA Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
Dividend Payout Ratio	Get a 7-Day Free Trial															3.56	0.00	0.00	0.00	3.32

LTS:0OJC vs CB, PGR, TRV: Dividend Payout Ratio Comparison

For the Insurance - Property & Casualty subindustry, Gjensidige Forsikring ASA's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Gjensidige Forsikring ASA Dividend Payout Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, Gjensidige Forsikring ASA's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Gjensidige Forsikring ASA's Dividend Payout Ratio falls into.

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68GF Score

Gjensidige Forsikring ASA LTS:0OJC

Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.

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Gjensidige Forsikring ASA Dividend Payout Ratio Calculation

Gjensidige Forsikring ASA's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio	=	Dividends per Share (A: Dec. 2025 )	/	EPS without NRI (A: Dec. 2025 )
	=	9	/	12.553
	=	0.72

Gjensidige Forsikring ASA's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio	=	Dividends per Share (Q: Mar. 2026 )	/	EPS without NRI (Q: Mar. 2026 )
	=	10	/	3.01
	=	3.32

Frequently Asked Questions Learn more about Dividend Payout Ratio →

What does a Dividend Payout Ratio of 3.32 mean?

Gjensidige Forsikring ASA (LTS:0OJC) has a Dividend Payout Ratio of 3.32 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Gjensidige Forsikring ASA and its competitors. This is 291% above median its historical median of 0.85. Over the past decade, Gjensidige Forsikring ASA's Dividend Payout Ratio has ranged from 0.52 to 1.14. According to the industry distribution chart, Gjensidige Forsikring ASA ranks #281 out of 336 companies in the Insurance industry, placing it in the top 83.6%.

Is Gjensidige Forsikring ASA's Dividend Payout Ratio too high?

Gjensidige Forsikring ASA's current Dividend Payout Ratio of 3.32 is 291% above median its 10-year median of 0.85. Over the past 10 years, this metric has ranged from a low of 0.52 to a high of 1.14. The Insurance industry median Dividend Payout Ratio is 0.38. Gjensidige Forsikring ASA's value of 3.32 is 773.7% above this industry median. Based on the distribution chart, Gjensidige Forsikring ASA ranks #281 out of 336 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, Gjensidige Forsikring ASA has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.

How does Gjensidige Forsikring ASA's Dividend Payout Ratio compare to CB and PGR?

According to the Insurance industry distribution chart, Gjensidige Forsikring ASA ranks #281 out of 336 companies for Dividend Payout Ratio. This places Gjensidige Forsikring ASA in the lower half of its industry. The industry median Dividend Payout Ratio is 0.38. Gjensidige Forsikring ASA's value of 3.32 is 773.7% above this benchmark. Historically, Gjensidige Forsikring ASA's own Dividend Payout Ratio has ranged from 0.52 to 1.14 over the past decade. While the company's 10-year median is 0.85 vs. the industry median of 0.38, Gjensidige Forsikring ASA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Dividend Payout Ratio for an Insurance company?

The median Dividend Payout Ratio among Insurance companies is 0.38, based on 336 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Gjensidige Forsikring ASA's current Dividend Payout Ratio of 3.32 is 773.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Dividend Payout Ratio mean?

A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Gjensidige Forsikring ASA and its competitors. For the Insurance industry, the median Dividend Payout Ratio is 0.38 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Gjensidige Forsikring ASA's current Dividend Payout Ratio is 3.32, which is 291% above median its own 10-year median of 0.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Gjensidige Forsikring ASA stock overvalued right now?

Based on GuruFocus' analysis, Gjensidige Forsikring ASA (LTS:0OJC) is currently considered Modestly Overvalued. The stock's GF Value™ is kr234.32, compared to a current price of kr272.80 — trading 16.4% above its estimated fair value. The current Dividend Payout Ratio is 3.32, which is 291% above median its 10-year median of 0.85 and 773.7% above the Insurance industry median of 0.38. Gjensidige Forsikring ASA's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Dividend Payout Ratio calculated?

Dividend Payout Ratio is calculated from a company's financial statements. For Gjensidige Forsikring ASA (LTS:0OJC), the current Dividend Payout Ratio is 3.32 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Gjensidige Forsikring ASA (LTS:0OJC) Overvalued in 2026?

Based on GuruFocus' analysis, Gjensidige Forsikring ASA stock appears to be overvalued. The current stock price of kr272.80 is trading 16.4% above its estimated GF Value™ of kr234.32. GuruFocus considers Gjensidige Forsikring ASA to be Modestly Overvalued.

Key valuation signals for LTS:0OJC:

Dividend Payout Ratio: 3.32 (291% above median its 10-year median of 0.85)
GF Value™: kr234.32 vs. price of kr272.80 (16.4% above fair value)
GF Score™: 68/100 with 3 warning signs
Industry Position: 773.7% above the Insurance median (#281 of 336)

No single metric tells the full story. See the LTS:0OJC stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Gjensidige Forsikring ASA Business Description

Industry Financial Services Insurance

Comparable Companies OSL:PROT CB PGR TSE:8766 TRV ALL HKSE:01339 HKSE:02328 TSE:8725 TSX:IFC TSX:FFH TSE:8630 CINF WRB ASX:QBE MKL L MIL:UNI XKRX:000810 WAR:PZU

Other Exchanges GJNSY:USA GJFo:Sweden GJF:Norway GJFo:UK XGJ:Germany

Address Schweigaardsgate 21, Oslo, NOR, 0191

Website https://www.gjensidige.no

Gjensidige Forsikring ASA develops and offers insurance covering customers' security needs and related services, including loss prevention and claims processing. It provides general insurance (property and liability) and accident and health insurance, operating in Norway, Denmark, and Sweden. It has four segments: General Insurance Private, serving individuals in Norway and Denmark; General Insurance Commercial, serving commercial, agricultural, and public sector customers in Norway and Denmark, and earning the majority of revenue; General Insurance Sweden, serving private and commercial markets; and Pension, offering occupational and individual pension products in Norway to enhance customer loyalty. It operates in Norway, Denmark, and Sweden, with maximum revenue coming from Norway.

68GF Score

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kr272.80

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kr234.32

GF Value

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