Access Hldgs (NSA:ACCESSCORP) Cyclically Adjusted PS Ratio: 0.79 (As of Jul. 13, 2026) — Near Median


NSA:ACCESSCORP Access Hldgs PLC NSA:ACCESSCORP
45 GF Score
Price ₦24.95
GF Value ₦27.21
Valuation Fairly Valued
! 4 Warning Signs
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What is Access Hldgs Cyclically Adjusted PS Ratio?

Access Hldgs NSA:ACCESSCORP -0.20% 45 Cyclically Adjusted PS Ratio is 0.79 as of Jul. 13, 2026, which is 8% below its 10-year median of 0.86. GuruFocus rates NSA:ACCESSCORP with a GF Score™ of 45/100 and a GF Value™ of ₦27.21 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,306 Banks companies, Access Hldgs ranks better than 93.8% on this metric.

As of today (2026-07-13), Access Hldgs's current share price is ₦24.95. Access Hldgs's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was ₦31.45. Access Hldgs's Cyclically Adjusted PS Ratio for today is 0.79.

The historical rank and industry rank for Access Hldgs's Cyclically Adjusted PS Ratio or its related term are showing as below:

NSA:ACCESSCORP' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 0.59   Med: 0.86   Max: 1.76
Current: 0.79

During the past years, Access Hldgs's highest Cyclically Adjusted PS Ratio was 1.76. The lowest was 0.59. And the median was 0.86.

NSA:ACCESSCORP's Cyclically Adjusted PS Ratio is ranked better than
93.8% of 1306 companies
in the Banks industry
Industry Median: 3.34 vs NSA:ACCESSCORP: 0.79

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Access Hldgs's adjusted revenue per share data for the three months ended in Mar. 2026 was ₦13.374. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is ₦31.45 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Access Hldgs  (NSA:ACCESSCORP) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Access Hldgs Cyclically Adjusted PS Ratio Related Terms


Access Hldgs Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Access Hldgs's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Access Hldgs Cyclically Adjusted PS Ratio Chart

Access Hldgs Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.81 0.64 1.36 0.97 0.70

Access Hldgs Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.85 0.81 0.90 0.70 0.82

Access Hldgs Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, Access Hldgs's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Access Hldgs Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Access Hldgs's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Access Hldgs's Cyclically Adjusted PS Ratio falls into.


NSA:ACCESSCORP
45GF Score
Access Hldgs PLC NSA:ACCESSCORP
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Access Hldgs Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Access Hldgs's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=24.95/31.45
=0.79

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Access Hldgs's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Access Hldgs's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=13.374/330.2130*330.2130
=13.374

Current CPI (Mar. 2026) = 330.2130.

Access Hldgs Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 2.435 241.018 3.336
201609 2.386 241.428 3.263
201612 1.974 241.432 2.700
201703 2.733 243.801 3.702
201706 3.040 244.955 4.098
201709 2.518 246.819 3.369
201712 1.888 246.524 2.529
201803 2.907 249.554 3.847
201806 2.257 251.989 2.958
201809 2.295 252.439 3.002
201812 3.257 251.233 4.281
201903 3.489 254.202 4.532
201906 2.363 256.143 3.046
201909 3.214 256.759 4.133
201912 2.200 256.974 2.827
202003 3.744 258.115 4.790
202006 3.037 257.797 3.890
202009 3.975 260.280 5.043
202012 3.019 260.474 3.827
202103 4.566 264.877 5.692
202106 4.114 271.696 5.000
202109 4.178 274.310 5.029
202112 3.503 278.802 4.149
202203 5.409 287.504 6.213
202206 5.557 296.311 6.193
202209 5.185 296.808 5.769
202212 4.903 296.797 5.455
202303 6.883 301.836 7.530
202306 7.296 305.109 7.896
202309 9.986 307.789 10.714
202312 17.753 306.746 19.111
202403 13.919 312.332 14.716
202406 32.142 314.175 33.783
202409 16.945 315.301 17.746
202412 15.933 315.605 16.670
202503 16.446 319.799 16.982
202506 11.120 322.561 11.384
202509 14.432 324.800 14.673
202512 16.924 324.054 17.246
202603 13.374 330.213 13.374

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 0.79 mean?
Access Hldgs (NSA:ACCESSCORP) has a Cyclically Adjusted PS Ratio of 0.79 as of Jul. 13, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Access Hldgs and its competitors. This is near median its historical median of 0.86. Over the past decade, Access Hldgs' Cyclically Adjusted PS Ratio has ranged from 0.59 to 1.76. According to the industry distribution chart, Access Hldgs ranks #81 out of 1306 companies in the Banks industry, placing it in the top 6.2%.
Is Access Hldgs' Cyclically Adjusted PS Ratio too high?
Access Hldgs' current Cyclically Adjusted PS Ratio of 0.79 is near median its 10-year median of 0.86. Over the past 10 years, this metric has ranged from a low of 0.59 to a high of 1.76. The Banks industry median Cyclically Adjusted PS Ratio is 3.34. Access Hldgs' value of 0.79 is 76.3% below this industry median. Based on the distribution chart, Access Hldgs ranks #81 out of 1306 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Access Hldgs has a GF Score™ of 45/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Access Hldgs' Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, Access Hldgs ranks #81 out of 1306 companies for Cyclically Adjusted PS Ratio. This places Access Hldgs in the top 6% of its industry — outperforming the majority of peers. The industry median Cyclically Adjusted PS Ratio is 3.34. Access Hldgs' value of 0.79 is 76.3% below this benchmark. Historically, Access Hldgs' own Cyclically Adjusted PS Ratio has ranged from 0.59 to 1.76 over the past decade. While the company's 10-year median is 0.86 vs. the industry median of 3.34, Access Hldgs has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.34, based on 1,306 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Access Hldgs's current Cyclically Adjusted PS Ratio of 0.79 is 76.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Access Hldgs and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Access Hldgs's current Cyclically Adjusted PS Ratio is 0.79, which is near median its own 10-year median of 0.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Access Hldgs stock overvalued right now?
Based on GuruFocus' analysis, Access Hldgs (NSA:ACCESSCORP) is currently considered Fairly Valued. The stock's GF Value™ is ₦27.21, compared to a current price of ₦24.95 — trading 8.3% below its estimated fair value. The current Cyclically Adjusted PS Ratio is 0.79, which is near median its 10-year median of 0.86 and 76.3% below the Banks industry median of 3.34. Access Hldgs' overall GF Score™ is 45/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Access Hldgs (NSA:ACCESSCORP), the current Cyclically Adjusted PS Ratio is 0.79 as of Jul. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Access Hldgs (NSA:ACCESSCORP) Overvalued in 2026?

Based on GuruFocus' analysis, Access Hldgs stock appears to be undervalued. The current stock price of ₦24.95 is trading 8.3% below its estimated GF Value™ of ₦27.21. GuruFocus considers Access Hldgs to be Fairly Valued.

Key valuation signals for NSA:ACCESSCORP:

  • Cyclically Adjusted PS Ratio: 0.79 (near median its 10-year median of 0.86)
  • GF Value™: ₦27.21 vs. price of ₦24.95 (8.3% below fair value)
  • GF Score™: 45/100 with 4 warning signs
  • Industry Position: 76.3% below the Banks median (#81 of 1306)

No single metric tells the full story. See the NSA:ACCESSCORP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Access Hldgs Business Description

Address Prince Alaba Oniru Street, Plot 14/15, Oniru Estate, Oniru Estate, Victoria Island, Lagos, NGA
Access Hldgs PLC is a multinational financial services company that offers commercial banking, lending, payment, insurance, and asset management services. The Company's business segments include banking, consumer lending, payment services, insurance brokerage and pension funds administration. The company operates in Coporate, Commericial, Banks, and Others. The company operates in Nigeria, Rest of africa, and Europe.
45GF Score

Get the complete analysis for NSA:ACCESSCORP

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦24.95
Price
₦27.21
GF Value