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Access HldgsNSA:ACCESSCORP +0.71%56 Equity-to-Asset is 0.08 as of Mar. 2026, which is 11% below its 10-year median of 0.09. GuruFocus rates NSA:ACCESSCORP with a GF Score™ of 56/100 and a GF Value™ of ₦22.94 (Modestly Overvalued). The stock has 4 warning signs investors should review. Among 1,524 Banks companies, Access Hldgs ranks worse than 66.47% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Access Hldgs's Total Stockholders Equity for the quarter that ended in Mar. 2026 was ₦3,990,610 Mil. Access Hldgs's Total Assets for the quarter that ended in Mar. 2026 was ₦53,437,039 Mil.
Therefore, Access Hldgs's Equity to Asset Ratio for the quarter that ended in Mar. 2026 was 0.08.
The historical rank and industry rank for Access Hldgs's Equity-to-Asset or its related term are showing as below:
NSA:ACCESSCORP'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.07 Med: 0.09 Max: 0.14
Current: 0.08
During the past 13 years, the highest Equity to Asset Ratio of Access Hldgs was 0.14. The lowest was 0.07. And the median was 0.09.
NSA:ACCESSCORP's Equity-to-Asset is ranked worse than 66.47% of 1524
companies
in the Banks industry
Industry Median: 0.1
vs NSA:ACCESSCORP: 0.08
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Access Hldgs Equity-to-Asset Related Terms
Access Hldgs Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Access Hldgs's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Access Hldgs's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Access Hldgs Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Access Hldgs's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Access Hldgs's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Access Hldgs's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Access Hldgs (NSA:ACCESSCORP) has a Equity-to-Asset of 0.08 as of Mar. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Access Hldgs and its competitors. This is 11% below median its historical median of 0.09. Over the past decade, Access Hldgs' Equity-to-Asset has ranged from 0.07 to 0.14. According to the industry distribution chart, Access Hldgs ranks #1013 out of 1524 companies in the Banks industry, placing it in the top 66.5%.
Is Access Hldgs' Equity-to-Asset too high?
Access Hldgs' current Equity-to-Asset of 0.08 is 11% below median its 10-year median of 0.09. Over the past 10 years, this metric has ranged from a low of 0.07 to a high of 0.14. The Banks industry median Equity-to-Asset is 0.10. Access Hldgs' value of 0.08 is 20% below this industry median. Based on the distribution chart, Access Hldgs ranks #1013 out of 1524 companies in the Banks industry, which is below the industry midpoint. Overall, Access Hldgs has a GF Score™ of 56/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Access Hldgs' Equity-to-Asset compare to competitors?
According to the Banks industry distribution chart, Access Hldgs ranks #1013 out of 1524 companies for Equity-to-Asset. This places Access Hldgs in the lower half of its industry. The industry median Equity-to-Asset is 0.10. Access Hldgs' value of 0.08 is 20% below this benchmark. Historically, Access Hldgs' own Equity-to-Asset has ranged from 0.07 to 0.14 over the past decade. While the company's 10-year median is 0.09 vs. the industry median of 0.10, Access Hldgs has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,524 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Access Hldgs's current Equity-to-Asset of 0.08 is 20% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Access Hldgs and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Access Hldgs's current Equity-to-Asset is 0.08, which is 11% below median its own 10-year median of 0.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Access Hldgs stock overvalued right now?
Based on GuruFocus' analysis, Access Hldgs (NSA:ACCESSCORP) is currently considered Modestly Overvalued. The stock's GF Value™ is ₦22.94, compared to a current price of ₦28.25 — trading 23.1% above its estimated fair value. The current Equity-to-Asset is 0.08, which is 11% below median its 10-year median of 0.09 and 20% below the Banks industry median of 0.10. Access Hldgs' overall GF Score™ is 56/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Access Hldgs (NSA:ACCESSCORP), the current Equity-to-Asset is 0.08 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Access Hldgs (NSA:ACCESSCORP) Overvalued in 2026?
Based on GuruFocus' analysis, Access Hldgs stock appears to be overvalued.
The current stock price of ₦28.25 is trading 23.1% above its estimated GF Value™ of ₦22.94.
GuruFocus considers Access Hldgs to be Modestly Overvalued.
Key valuation signals for NSA:ACCESSCORP:
Equity-to-Asset: 0.08 (11% below median its 10-year median of 0.09)
GF Value™: ₦22.94 vs. price of ₦28.25 (23.1% above fair value)
Industry Position: 20% below the Banks median (#1013 of 1524)
No single metric tells the full story. See the NSA:ACCESSCORP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Access Hldgs PLC is a multinational financial services company that offers commercial banking, lending, payment, insurance, and asset management services. The Company's business segments include banking, consumer lending, payment services, insurance brokerage and pension funds administration. The company operates in Coporate, Commericial, Banks, and Others. The company operates in Nigeria, Rest of africa, and Europe.
56GF Score
Get the complete analysis for NSA:ACCESSCORP
Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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