Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Access HldgsNSA:ACCESSCORP -0.17%57 3-Year Dividend Growth Rate is 31.60% as of Mar. 2026, which is 402% above its 10-year median of 6.30. GuruFocus rates NSA:ACCESSCORP with a GF Score™ of 57/100 and a GF Value™ of ₦29.29 (Fairly Valued). The stock has 8 warning signs investors should review. Among 957 Banks companies, Access Hldgs ranks better than 82.13% on this metric.
The historical rank and industry rank for Access Hldgs's 3-Year Dividend Growth Rate or its related term are showing as below:
NSA:ACCESSCORP'
s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: -13.5 Med: 6.3 Max: 62
Current: 31.6
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Access Hldgs was 62.00% per year. The lowest was -13.50% per year. And the median was 6.30% per year.
NSA:ACCESSCORP's 3-Year Dividend Growth Rate is ranked better than 82.13% of 957
companies
in the Banks industry
Industry Median: 10.1
vs NSA:ACCESSCORP: 31.60
During the past 12 months, Access Hldgs's average Dividends Per Share Growth Rate was -8.90% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 31.60% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 30.20% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 15.30% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
During the past 13 years, the highest Dividend Payout Ratio of Access Hldgs was 0.31. The lowest was 0.09. And the median was 0.20.
2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.
During the past 13 years, the highest Dividend Yield of Access Hldgs was 15.40%. The lowest was 0.00%. And the median was 8.70%.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Access Hldgs 3-Year Dividend Growth Rate Related Terms>
For the Banks - Regional subindustry, Access Hldgs's 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Access Hldgs 3-Year Dividend Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Access Hldgs's 3-Year Dividend Growth Rate distribution charts can be found below:
* The bar in red indicates where Access Hldgs's 3-Year Dividend Growth Rate falls into.
This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Dividend Growth Rate of 31.60% mean?
Access Hldgs (NSA:ACCESSCORP) has a 3-Year Dividend Growth Rate of 31.60% as of Mar. 2026. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Access Hldgs and its competitors. This is 402% above median its historical median of 6.30. According to the industry distribution chart, Access Hldgs ranks #171 out of 957 companies in the Banks industry, placing it in the top 17.9%.
Is Access Hldgs' 3-Year Dividend Growth Rate too high?
Access Hldgs' current 3-Year Dividend Growth Rate of 31.60% is 402% above median its 10-year median of 6.30. The Banks industry median 3-Year Dividend Growth Rate is 10.10. Access Hldgs' value of 31.60% is 212.9% above this industry median. Based on the distribution chart, Access Hldgs ranks #171 out of 957 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Access Hldgs has a GF Score™ of 57/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Access Hldgs' 3-Year Dividend Growth Rate compare to competitors?
According to the Banks industry distribution chart, Access Hldgs ranks #171 out of 957 companies for 3-Year Dividend Growth Rate. This places Access Hldgs in the top 18% of its industry — outperforming the majority of peers. The industry median 3-Year Dividend Growth Rate is 10.10. Access Hldgs' value of 31.60% is 212.9% above this benchmark. While the company's 10-year median is 6.30 vs. the industry median of 10.10, Access Hldgs has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Dividend Growth Rate for a Banks company?
The median 3-Year Dividend Growth Rate among Banks companies is 10.10, based on 957 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Access Hldgs's current 3-Year Dividend Growth Rate of 31.60% is 212.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Dividend Growth Rate mean?
A high 3-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Access Hldgs and its competitors. For the Banks industry, the median 3-Year Dividend Growth Rate is 10.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Access Hldgs's current 3-Year Dividend Growth Rate is 31.60%, which is 402% above median its own 10-year median of 6.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Access Hldgs stock overvalued right now?
Based on GuruFocus' analysis, Access Hldgs (NSA:ACCESSCORP) is currently considered Fairly Valued. The stock's GF Value™ is ₦29.29, compared to a current price of ₦29.15 — trading 0.5% below its estimated fair value. The current 3-Year Dividend Growth Rate is 31.60%, which is 402% above median its 10-year median of 6.30 and 212.9% above the Banks industry median of 10.10. Access Hldgs' overall GF Score™ is 57/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Dividend Growth Rate calculated?
3-Year Dividend Growth Rate is calculated from a company's financial statements. For Access Hldgs (NSA:ACCESSCORP), the current 3-Year Dividend Growth Rate is 31.60% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Access Hldgs (NSA:ACCESSCORP) Overvalued in 2026?
Based on GuruFocus' analysis, Access Hldgs stock appears to be undervalued.
The current stock price of ₦29.15 is trading 0.5% below its estimated GF Value™ of ₦29.29.
GuruFocus considers Access Hldgs to be Fairly Valued.
Key valuation signals for NSA:ACCESSCORP:
3-Year Dividend Growth Rate: 31.60% (402% above median its 10-year median of 6.30)
GF Value™: ₦29.29 vs. price of ₦29.15 (0.5% below fair value)
Industry Position: 212.9% above the Banks median (#171 of 957)
No single metric tells the full story. See the NSA:ACCESSCORP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Access Hldgs PLC is a multinational financial services company that offers commercial banking, lending, payment, insurance, and asset management services. The Company's business segments include banking, consumer lending, payment services, insurance brokerage and pension funds administration. The company operates in Coporate, Commericial, Banks, and Others. The company operates in Nigeria, Rest of africa, and Europe.
57GF Score
Get the complete analysis for NSA:ACCESSCORP
3-Year Dividend Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
NSA:ACCESSCORP has been successfully added to your 
