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Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Access Hldgs's Total Liabilities for the quarter that ended in Mar. 2026 was ₦49,040,195 Mil. Access Hldgs's Total Assets for the quarter that ended in Mar. 2026 was ₦53,437,039 Mil.
Therefore, Access Hldgs's Liabilities-to-Assets Ratio for the quarter that ended in Mar. 2026 was 0.92.
Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.
Access Hldgs Liabilities-to-Assets Related Terms
Access Hldgs Liabilities-to-Assets Historical Data
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The historical data trend for Access Hldgs's Liabilities-to-Assets can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Access Hldgs's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Access Hldgs Liabilities-to-Assets vs Banks Industry
For the Banks industry and Financial Services sector, Access Hldgs's Liabilities-to-Assets distribution charts can be found below:
* The bar in red indicates where Access Hldgs's Liabilities-to-Assets falls into.
Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.
Access Hldgs's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Access Hldgs (NSA:ACCESSCORP) has a Liabilities-to-Assets of 0.92 as of Mar. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Access Hldgs and its competitors.
Is Access Hldgs' Liabilities-to-Assets too high?
Access Hldgs' current Liabilities-to-Assets is 0.92. Overall, Access Hldgs has a GF Score™ of 46/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Access Hldgs' Liabilities-to-Assets compare to competitors?
Access Hldgs' Liabilities-to-Assets of 0.92 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Banks company?
A good Liabilities-to-Assets depends on the Banks industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Access Hldgs and its competitors. Access Hldgs's current Liabilities-to-Assets is 0.92. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Access Hldgs stock overvalued right now?
Based on GuruFocus' analysis, Access Hldgs (NSA:ACCESSCORP) is currently considered Fairly Valued. The stock's GF Value™ is ₦27.52, compared to a current price of ₦26.00 — trading 5.5% below its estimated fair value. The current Liabilities-to-Assets is 0.92. Access Hldgs' overall GF Score™ is 46/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Access Hldgs (NSA:ACCESSCORP), the current Liabilities-to-Assets is 0.92 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Access Hldgs (NSA:ACCESSCORP) Overvalued in 2026?
Based on GuruFocus' analysis, Access Hldgs stock appears to be undervalued.
The current stock price of ₦26.00 is trading 5.5% below its estimated GF Value™ of ₦27.52.
GuruFocus considers Access Hldgs to be Fairly Valued.
Key valuation signals for NSA:ACCESSCORP:
Liabilities-to-Assets: 0.92
GF Value™: ₦27.52 vs. price of ₦26.00 (5.5% below fair value)
No single metric tells the full story. See the NSA:ACCESSCORP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Access Hldgs PLC is a multinational financial services company that offers commercial banking, lending, payment, insurance, and asset management services. The Company's business segments include banking, consumer lending, payment services, insurance brokerage and pension funds administration. The company operates in Coporate, Commericial, Banks, and Others. The company operates in Nigeria, Rest of africa, and Europe.
46GF Score
Get the complete analysis for NSA:ACCESSCORP
Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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