Access Hldgs (NSA:ACCESSCORP) LT-Debt-to-Total-Asset: 0.05 (As of Mar. 2026)


NSA:ACCESSCORP Access Hldgs PLC NSA:ACCESSCORP
45 GF Score
Price ₦24.95
GF Value ₦27.21
Valuation Fairly Valued
! 4 Warning Signs
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What is Access Hldgs LT-Debt-to-Total-Asset?

Access Hldgs NSA:ACCESSCORP -0.20% 45 LT-Debt-to-Total-Asset is 0.05 as of Mar. 2026. GuruFocus rates NSA:ACCESSCORP with a GF Score™ of 45/100 and a GF Value™ of ₦27.21 (Fairly Valued). The stock has 4 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Access Hldgs's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.05.

Access Hldgs's long-term debt to total assets ratio declined from Mar. 2025 (0.07) to Mar. 2026 (0.05). It may suggest that Access Hldgs is progressively becoming less dependent on debt to grow their business.

Access Hldgs  (NSA:ACCESSCORP) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Access Hldgs LT-Debt-to-Total-Asset Related Terms

Access Hldgs LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Access Hldgs's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Access Hldgs LT-Debt-to-Total-Asset Chart

Access Hldgs Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.11 0.10 0.09 0.08 0.06

Access Hldgs Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.07 0.08 0.06 0.06 0.05
NSA:ACCESSCORP
45GF Score
Access Hldgs PLC NSA:ACCESSCORP
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Access Hldgs LT-Debt-to-Total-Asset Calculation

Access Hldgs's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )/Total Assets (A: Dec. 2025 )
=2871453/51556280
=0.06

Access Hldgs's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )=Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )/Total Assets (Q: Mar. 2026 )
=2711094/53437039
=0.05

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.05 mean?
Access Hldgs (NSA:ACCESSCORP) has a LT-Debt-to-Total-Asset of 0.05 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Access Hldgs and its competitors.
Is Access Hldgs' LT-Debt-to-Total-Asset too high?
Access Hldgs' current LT-Debt-to-Total-Asset is 0.05. Overall, Access Hldgs has a GF Score™ of 45/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Access Hldgs' LT-Debt-to-Total-Asset compare to competitors?
Access Hldgs' LT-Debt-to-Total-Asset of 0.05 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Banks company?
A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Access Hldgs and its competitors. Access Hldgs's current LT-Debt-to-Total-Asset is 0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Access Hldgs stock overvalued right now?
Based on GuruFocus' analysis, Access Hldgs (NSA:ACCESSCORP) is currently considered Fairly Valued. The stock's GF Value™ is ₦27.21, compared to a current price of ₦24.95 — trading 8.3% below its estimated fair value. The current LT-Debt-to-Total-Asset is 0.05. Access Hldgs' overall GF Score™ is 45/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Access Hldgs (NSA:ACCESSCORP), the current LT-Debt-to-Total-Asset is 0.05 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Access Hldgs (NSA:ACCESSCORP) Overvalued in 2026?

Based on GuruFocus' analysis, Access Hldgs stock appears to be undervalued. The current stock price of ₦24.95 is trading 8.3% below its estimated GF Value™ of ₦27.21. GuruFocus considers Access Hldgs to be Fairly Valued.

Key valuation signals for NSA:ACCESSCORP:

  • LT-Debt-to-Total-Asset: 0.05
  • GF Value™: ₦27.21 vs. price of ₦24.95 (8.3% below fair value)
  • GF Score™: 45/100 with 4 warning signs

No single metric tells the full story. See the NSA:ACCESSCORP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Access Hldgs Business Description

Address Prince Alaba Oniru Street, Plot 14/15, Oniru Estate, Oniru Estate, Victoria Island, Lagos, NGA
Access Hldgs PLC is a multinational financial services company that offers commercial banking, lending, payment, insurance, and asset management services. The Company's business segments include banking, consumer lending, payment services, insurance brokerage and pension funds administration. The company operates in Coporate, Commericial, Banks, and Others. The company operates in Nigeria, Rest of africa, and Europe.
45GF Score

Get the complete analysis for NSA:ACCESSCORP

LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦24.95
Price
₦27.21
GF Value