Access HldgsNSA:ACCESSCORP -0.20%45 Net Margin % is 27.57% as of Mar. 2026, which is 5% above its 10-year median of 26.28. GuruFocus rates NSA:ACCESSCORP with a GF Score™ of 45/100 and a GF Value™ of ₦27.21 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,530 Banks companies, Access Hldgs ranks worse than 61.7% on this metric.
Net margin is calculated as Net Income divided by its Revenue. Access Hldgs's Net Income for the
three
months ended in Mar. 2026 was ₦200,526 Mil. Access Hldgs's Revenue for the
three
months ended in Mar. 2026 was ₦727,242 Mil. Therefore, Access Hldgs's net margin for the quarter that ended in Mar. 2026 was 27.57%.
The historical rank and industry rank for Access Hldgs's Net Margin % or its related term are showing as below:
NSA:ACCESSCORP'
s Net Margin % Range Over the Past 10 Years
Min: 20.42 Med: 26.28 Max: 41.25
Current: 23.37
NSA:ACCESSCORP's Net Margin % is ranked worse than 61.7% of 1530
companies
in the Banks industry
Industry Median: 26.845
vs NSA:ACCESSCORP: 23.37
Access Hldgs (NSA:ACCESSCORP) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Access Hldgs Net Margin % Related Terms
Access Hldgs Net Margin % Historical Data
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The historical data trend for Access Hldgs's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Access Hldgs's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Access Hldgs Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Access Hldgs's Net Margin % distribution charts can be found below:
* The bar in red indicates where Access Hldgs's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Access Hldgs (NSA:ACCESSCORP) has a Net Margin % of 27.57% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Access Hldgs and its competitors. This is near median its historical median of 26.28. Over the past decade, Access Hldgs' Net Margin % has ranged from 20.42 to 41.25. According to the industry distribution chart, Access Hldgs ranks #944 out of 1530 companies in the Banks industry, placing it in the top 61.7%.
Is Access Hldgs' Net Margin % too high?
Access Hldgs' current Net Margin % of 27.57% is near median its 10-year median of 26.28. Over the past 10 years, this metric has ranged from a low of 20.42 to a high of 41.25. The Banks industry median Net Margin % is 26.85. Access Hldgs' value of 27.57% is 2.7% above this industry median. Based on the distribution chart, Access Hldgs ranks #944 out of 1530 companies in the Banks industry, which is below the industry midpoint. Overall, Access Hldgs has a GF Score™ of 45/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Access Hldgs' Net Margin % compare to competitors?
According to the Banks industry distribution chart, Access Hldgs ranks #944 out of 1530 companies for Net Margin %. This places Access Hldgs in the lower half of its industry. The industry median Net Margin % is 26.85. Access Hldgs' value of 27.57% is 2.7% above this benchmark. Historically, Access Hldgs' own Net Margin % has ranged from 20.42 to 41.25 over the past decade. While the company's 10-year median is 26.28 vs. the industry median of 26.85, Access Hldgs has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.85, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Access Hldgs's current Net Margin % of 27.57% is 2.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Access Hldgs and its competitors. For the Banks industry, the median Net Margin % is 26.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Access Hldgs's current Net Margin % is 27.57%, which is near median its own 10-year median of 26.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Access Hldgs stock overvalued right now?
Based on GuruFocus' analysis, Access Hldgs (NSA:ACCESSCORP) is currently considered Fairly Valued. The stock's GF Value™ is ₦27.21, compared to a current price of ₦24.95 — trading 8.3% below its estimated fair value. The current Net Margin % is 27.57%, which is near median its 10-year median of 26.28 and 2.7% above the Banks industry median of 26.85. Access Hldgs' overall GF Score™ is 45/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Access Hldgs (NSA:ACCESSCORP), the current Net Margin % is 27.57% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Access Hldgs (NSA:ACCESSCORP) Overvalued in 2026?
Based on GuruFocus' analysis, Access Hldgs stock appears to be undervalued.
The current stock price of ₦24.95 is trading 8.3% below its estimated GF Value™ of ₦27.21.
GuruFocus considers Access Hldgs to be Fairly Valued.
Key valuation signals for NSA:ACCESSCORP:
Net Margin %: 27.57% (near median its 10-year median of 26.28)
GF Value™: ₦27.21 vs. price of ₦24.95 (8.3% below fair value)
Industry Position: 2.7% above the Banks median (#944 of 1530)
No single metric tells the full story. See the NSA:ACCESSCORP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Access Hldgs PLC is a multinational financial services company that offers commercial banking, lending, payment, insurance, and asset management services. The Company's business segments include banking, consumer lending, payment services, insurance brokerage and pension funds administration. The company operates in Coporate, Commericial, Banks, and Others. The company operates in Nigeria, Rest of africa, and Europe.
45GF Score
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Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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