Access Hldgs (NSA:ACCESSCORP) Debt-to-Asset : 0.05 (As of Mar. 2026)

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NSA:ACCESSCORP Access Hldgs PLC NSA:ACCESSCORP
49 GF Score
Price ₦27.55
GF Value ₦28.33
Valuation Fairly Valued
! 4 Warning Signs
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What is Access Hldgs Debt-to-Asset?

Access Hldgs NSA:ACCESSCORP +0.18% 49 Debt-to-Asset is 0.05 as of Mar. 2026. GuruFocus rates NSA:ACCESSCORP with a GF Score™ of 49/100 and a GF Value™ of ₦28.33 (Fairly Valued). The stock has 4 warning signs investors should review.

Access Hldgs's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₦0 Mil. Access Hldgs's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was ₦2,711,094 Mil. Access Hldgs's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Mar. 2026 was ₦53,437,039 Mil. Access Hldgs's debt to asset for the quarter that ended in Mar. 2026 was 0.05.

Access Hldgs  (NSA:ACCESSCORP) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.

Access Hldgs Debt-to-Asset Related Terms

Access Hldgs Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Access Hldgs's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Access Hldgs Debt-to-Asset Chart

Access Hldgs Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.11 0.10 0.09 0.08 0.06

Access Hldgs Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.07 0.08 0.06 0.06 0.05

Access Hldgs Debt-to-Asset Competitor Comparison

For the Banks - Regional subindustry, Access Hldgs's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Access Hldgs Debt-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, Access Hldgs's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Access Hldgs's Debt-to-Asset falls into.


NSA:ACCESSCORP
49GF Score
Access Hldgs PLC NSA:ACCESSCORP
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Access Hldgs Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Access Hldgs's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 2871453) / 51556280
=0.06

Access Hldgs's Debt-to-Asset for the quarter that ended in Mar. 2026 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 2711094) / 53437039
=0.05

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.05 mean?
Access Hldgs (NSA:ACCESSCORP) has a Debt-to-Asset of 0.05 as of Mar. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Access Hldgs and its competitors.
Is Access Hldgs' Debt-to-Asset too high?
Access Hldgs' current Debt-to-Asset is 0.05. Overall, Access Hldgs has a GF Score™ of 49/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Access Hldgs' Debt-to-Asset compare to competitors?
Access Hldgs' Debt-to-Asset of 0.05 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Banks company?
A good Debt-to-Asset depends on the Banks industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Access Hldgs and its competitors. Access Hldgs's current Debt-to-Asset is 0.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Access Hldgs stock overvalued right now?
Based on GuruFocus' analysis, Access Hldgs (NSA:ACCESSCORP) is currently considered Fairly Valued. The stock's GF Value™ is ₦28.33, compared to a current price of ₦27.55 — trading 2.8% below its estimated fair value. The current Debt-to-Asset is 0.05. Access Hldgs' overall GF Score™ is 49/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Access Hldgs (NSA:ACCESSCORP), the current Debt-to-Asset is 0.05 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Access Hldgs (NSA:ACCESSCORP) Overvalued in 2026?

Based on GuruFocus' analysis, Access Hldgs stock appears to be undervalued. The current stock price of ₦27.55 is trading 2.8% below its estimated GF Value™ of ₦28.33. GuruFocus considers Access Hldgs to be Fairly Valued.

Key valuation signals for NSA:ACCESSCORP:

  • Debt-to-Asset: 0.05
  • GF Value™: ₦28.33 vs. price of ₦27.55 (2.8% below fair value)
  • GF Score™: 49/100 with 4 warning signs

No single metric tells the full story. See the NSA:ACCESSCORP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Access Hldgs Business Description

Address Prince Alaba Oniru Street, Plot 14/15, Oniru Estate, Oniru Estate, Victoria Island, Lagos, NGA
Access Hldgs PLC is a multinational financial services company that offers commercial banking, lending, payment, insurance, and asset management services. The Company's business segments include banking, consumer lending, payment services, insurance brokerage and pension funds administration. The company operates in Coporate, Commericial, Banks, and Others. The company operates in Nigeria, Rest of africa, and Europe.
49GF Score

Get the complete analysis for NSA:ACCESSCORP

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₦27.55
Price
₦28.33
GF Value