Access HldgsNSA:ACCESSCORP -0.20%45 FCF Margin % is 148.22% as of Mar. 2026, which is 56% above its 10-year median of 95.28. GuruFocus rates NSA:ACCESSCORP with a GF Score™ of 45/100 and a GF Value™ of ₦27.21 (Fairly Valued). The stock has 4 warning signs investors should review. Among 1,508 Banks companies, Access Hldgs ranks worse than 84.28% on this metric.
FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Access Hldgs's Free Cash Flow for the
three
months ended in Mar. 2026 was ₦1,077,917 Mil. Access Hldgs's Revenue for the
three
months ended in Mar. 2026 was ₦727,242 Mil. Therefore, Access Hldgs's FCF Margin % for the quarter that ended in Mar. 2026 was 148.22%.
The historical rank and industry rank for Access Hldgs's FCF Margin % or its related term are showing as below:
NSA:ACCESSCORP'
s FCF Margin % Range Over the Past 10 Years
Min: -56.28 Med: 95.28 Max: 208.61
Current: -42.04
During the past 13 years, the highest FCF Margin % of Access Hldgs was 208.61%. The lowest was -56.28%. And the median was 95.28%.
NSA:ACCESSCORP's FCF Margin % is ranked worse than 84.28% of 1508
companies
in the Banks industry
Industry Median: 26.5
vs NSA:ACCESSCORP: -42.04
Access Hldgs FCF Margin % Related Terms
Access Hldgs FCF Margin % Historical Data
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The historical data trend for Access Hldgs's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Access Hldgs's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Access Hldgs FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Access Hldgs's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Access Hldgs's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Access Hldgs (NSA:ACCESSCORP) has a FCF Margin % of 148.22% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Access Hldgs and its competitors. This is 56% above median its historical median of 95.28. According to the industry distribution chart, Access Hldgs ranks #1271 out of 1508 companies in the Banks industry, placing it in the top 84.3%.
Is Access Hldgs' FCF Margin % too high?
Access Hldgs' current FCF Margin % of 148.22% is 56% above median its 10-year median of 95.28. The Banks industry median FCF Margin % is 26.50. Access Hldgs' value of 148.22% is 459.3% above this industry median. Based on the distribution chart, Access Hldgs ranks #1271 out of 1508 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Access Hldgs has a GF Score™ of 45/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Access Hldgs' FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Access Hldgs ranks #1271 out of 1508 companies for FCF Margin %. This places Access Hldgs in the lower half of its industry. The industry median FCF Margin % is 26.50. Access Hldgs' value of 148.22% is 459.3% above this benchmark. While the company's 10-year median is 95.28 vs. the industry median of 26.50, Access Hldgs has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.50, based on 1,508 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Access Hldgs's current FCF Margin % of 148.22% is 459.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Access Hldgs and its competitors. For the Banks industry, the median FCF Margin % is 26.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Access Hldgs's current FCF Margin % is 148.22%, which is 56% above median its own 10-year median of 95.28. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Access Hldgs stock overvalued right now?
Based on GuruFocus' analysis, Access Hldgs (NSA:ACCESSCORP) is currently considered Fairly Valued. The stock's GF Value™ is ₦27.21, compared to a current price of ₦24.95 — trading 8.3% below its estimated fair value. The current FCF Margin % is 148.22%, which is 56% above median its 10-year median of 95.28 and 459.3% above the Banks industry median of 26.50. Access Hldgs' overall GF Score™ is 45/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Access Hldgs (NSA:ACCESSCORP), the current FCF Margin % is 148.22% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Access Hldgs (NSA:ACCESSCORP) Overvalued in 2026?
Based on GuruFocus' analysis, Access Hldgs stock appears to be undervalued.
The current stock price of ₦24.95 is trading 8.3% below its estimated GF Value™ of ₦27.21.
GuruFocus considers Access Hldgs to be Fairly Valued.
Key valuation signals for NSA:ACCESSCORP:
FCF Margin %: 148.22% (56% above median its 10-year median of 95.28)
GF Value™: ₦27.21 vs. price of ₦24.95 (8.3% below fair value)
Industry Position: 459.3% above the Banks median (#1271 of 1508)
No single metric tells the full story. See the NSA:ACCESSCORP stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Access Hldgs PLC is a multinational financial services company that offers commercial banking, lending, payment, insurance, and asset management services. The Company's business segments include banking, consumer lending, payment services, insurance brokerage and pension funds administration. The company operates in Coporate, Commericial, Banks, and Others. The company operates in Nigeria, Rest of africa, and Europe.
45GF Score
Get the complete analysis for NSA:ACCESSCORP
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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